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TCS Bancs | Origination

Multi touch - an experience that enhances customer retention

The Origination solution from TCS BaNCS provides banks with flexibility in their automated loan origination process. It simplifies the entire loan management origination process across a wide range of products throughout the entire customer lifecycle from financial calculators to real-time decision making, offer and fulfillment, and servicing.

The Origination solution from TCS BaNCS will help you achieve the following:

  • Accelerated time-to-market through flexible configuration options
  • Reduced operational risks through minimal manual intervention
  • Improved productivity and efficiency
  • Lower total cost of ownership (TCO)
  • Increased customer satisfaction
  • Streamlined business operations

The solution comprises the following features:

  • Workflow builder to allow new processes to merge with existing policies and procedures
  • Rules engine to reduce manual intervention
  • Management tools for task generation, maintenance and closure

It supports a complete range of processes, from fully-automated processes with automatic approval to exceptions management using defined escalation paths for manual assessment and processing. Its range of products includes customer credit facility, personal loans, home loans, leasing finance, etc.

The combined capability of the rules engine and workflow builder helps financial institutions to achieve Straight-Through-Processing (STP) with standardized processes, maximizing efficiency and minimizing risks.

To learn how TCS BaNCS can help you experience certainty, email us at

View Brochure: Origination solution from TCS BaNCS