Property and Casualty Insurance Services

Globally, P&C insurers have had to combat shrinking revenues due to catastrophic losses, increasing consumer demand for mobile solutions and evolving regulatory reforms, in order to retain market competitiveness while retaining customers and expanding to newer markets.

Tata Consultancy Services (TCS) P&C Insurance services cover the entire spectrum of functions across the insurance value chain. We help insurers achieve greater business agility by establishing a scalable operating model with high efficiency levels, continuous process improvement, and innovation. 

The TCS Advantage

Our targeted intervention and transformation projects deliver an agile operating model.  You can enjoy the following unique advantages by partnering with us:

ValueBPS: Our ValueBPS approach helps enterprises achieve significant and sustained business outcomes by leveraging our deep domain expertise and operations redesign methodologies such as FORE™. Our approach also encompasses robotic process automation (RPA), analytics and insights, our unique IT-BPS synergy, Business Process as a Service (BPaaS) models, and business process management (BPM)

Analytics and Insights: Our analytics capabilities along with technological know-how equip us to handle requirements such as predictive modeling, and new technologies like social media, mobile, analytics, and cloud.

Solutions We Offer

With proven expertise we partner with P&C insurers worldwide to support their growth strategies and expansion plans. Our end-to-end P&C Insurance Services include:

  • New Business and Underwriting services
  • Policy Servicing and Administration
  • Claims Processing
  • Agency Management


Key benefits we deliver include:

  • Over 30% increase in subrogation recovery rate by improving quality of demand letters
  • Up to 40% reduction in underwriting time 
  • Up to 20% increase in premium through platform transformation
  • Up to 35% increase in policy servicing productivity
  • Over 30% reduction in manual efforts through automation

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