Commercial Lending Services

Operating in a dynamic regulatory environment, commercial banks need to sustain competitiveness and growth by providing superior customer service. This calls for improved straight-through processing (STP) and simplified business processes.

TCS’ Commercial Lending Services provide end-to-end support across origination, servicing, reconciliation, and reporting. We help you achieve regulatory compliance, improve process efficiency, and maximize STP, thereby facilitating sustained competitiveness through cost optimization and enhanced customer satisfaction.

The TCS Advantage

ValueBPS: Our ValueBPS approach helps enterprises achieve significant and sustained business outcomes by leveraging our deep domain expertise and operations redesign methodologies such as FORE™. Our approach also encompasses robotic process automation (RPA), analytics and insights, our unique IT-BPS synergy, Business Process as a Service (BPaaS) models, and business process management (BPM).

Industry Domain Expertise: Through our engagements with leading global commercial banks, we have built in-depth domain expertise. Our dedicated team of subject matter experts has extensive experience in helping lenders across different jurisdictions achieve regulatory compliance.

Analytics and Insights: We leverage advanced analytics tools to provide strategic insights for effective business planning and ensuring compliance with evolving regulations.

BPaaS / Platforms: TCS BαNCS is an end to end suite of solutions for banks, capital market firms, insurance companies and diversified financial institutions. Each solution in the TCS BαNCS family is scalable and robust and fully integrates with existing business models, enterprise infrastructure and technology architecture.

Delivery Excellence: We process over 360 million transactions annually across multiple industry segments for varied clientele including leading commercial banks across the globe, helping them realize increased business value through continuous improvement.

Solutions We Offer

We offer the following Commercial Lending Services:

Benefits

Key benefits we deliver include:

  • Over 50% operational cost savings through automation
  • Up to 30% reduction in exceptions through process improvements

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