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TCS Bancs | Universal Banking

A Highly Adaptive and Scalable Universal Banking Solution

The Universal Banking solution from TCS BaNCS is an integrated financial solution encompassing a technology stack built on contemporary J2EE technology and a component-based design.

A universal banking solution can accomplish the following:

  • Enable consolidation (retail / institutional / wholesale) based on a component-based architecture
  • Support bundled / unbundled products, services and channels as required
  • Enhance scalability and drive distribution opportunities

The Universal Banking solution can be customized to suit specific banking business processes, with the help of the Services Integrator platform from TCS BaNCS.

The Universal Banking solution from TCS BaNCS can help you with the following:

  • Integration of retail, SMB and wholesale banking functions
  • Flexibility across the entire banking process lifecycle (origination to servicing)
  • Increased process efficiency through automation and high levels of Straight-Through-Processing (STP)
  • Agility through a standardized service-based architecture that facilitates faster integration and quicker time-to-market

To learn how the Universal Banking platform from TCS BaNCS can help your organization, email us at

View Brochure: Universal Banking solution from TCS BaNCS 

Press Releases

Sweden’s leader in digital banking selects TCS BaNCS for growth and transformation

Sweden’s Länsförsäkringar Bank has selected TCS BaNCS platform as the engine to power its future growth and transformation. TCS will also provide system integration and support services to ensure a smooth transition for Länsförsäkringar Bank’s current environment.

Press Releases

Oman Housing Bank to enhance operational efficiency and customer experience with TCS BaNCS

Oman Housing Bank (OHB) has selected TCS BaNCS Universal Banking to help deliver an enhanced end-customer experience in its endeavor to become a leading housing finance bank in the region.

Press Releases

Qatar National Bank goes operational with TCS BaNCS

Qatar National Bank has gone live with the TCS BaNCS universal banking solution for custody. The solution now supports QNB’s Custody, Securities Lending and Borrowing on Direct Investor Channels in Qatar.