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TCS Bancs | Universal Banking

Adaptive and scalable solution that delivers superior customer experiences

Today, digital disruptors such as fintech startups are aggressively leveraging Big Data, artificial intelligence, and blockchain are making their presence felt in a hypercompetitive marketplace. Regulations are becoming more stringent worldwide and customer preferences are rapidly evolving, pushing financial services to reevaluate traditional business models. To remain profitable, you need to simultaneously boost operation efficiency, diversify revenue streams, and offer a distinctly superior ominchannel customer experience across the entire universal banking value chain.

TCS BaNCS for Universal Banking spans the entire range of services including core banking, treasury, wealth management, risk and compliance, payments, custody, clearing and settlement, and reconciliations. This robust platform integrates an array of product lines and manages end-to-end customer lifecycle from origination to servicing. The solution architecture allows high degree of configurability and flexibility to allow for rapid deployment to support small and large banking transformations.

Better integration, higher efficiency
TCS BaNCS for Universal Banking is based on J2EE technology, and is compatible with all open hardware platforms, operating systems, and database management systems. The solution will help you realize following benefits:

  • Superior customer engagement – offers personalized services to customers based on in-depth analysis of previous transactions and personal preferences
  • Improved business agility – reduces time to market for product and services by as much as 30% and facilitates the completion of most processes at the point of contact. 
  • Higher organizational productivity – achieves up to 25% straight-through-processing rates, and a 40% improvement in back-office processing
  • Reduced costs – slash costs by up to 25% through transaction scalability and lower total cost of ownership by as much as 40%
  • Full regulatory compliance – ensures complete adherence to changing regulatory norms, and generates compliance reports easily

To learn how the Universal Banking platform from TCS BaNCS can help your organization, email us at

View Brochure: Universal Banking solution from TCS BaNCS 

Press Releases

Sweden’s leader in digital banking selects TCS BaNCS for growth and transformation

Sweden’s Länsförsäkringar Bank has selected TCS BaNCS platform as the engine to power its future growth and transformation. TCS will also provide system integration and support services to ensure a smooth transition for Länsförsäkringar Bank’s current environment.

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Oman Housing Bank to enhance operational efficiency and customer experience with TCS BaNCS

Oman Housing Bank (OHB) has selected TCS BaNCS Universal Banking to help deliver an enhanced end-customer experience in its endeavor to become a leading housing finance bank in the region.

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Qatar National Bank goes operational with TCS BaNCS

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