Banking is a scale business that thrives on customer acquisition and retention. As such, banking solutions must satisfy the needs of multiple customer segments, geographies and service levels, efficiently and effectively.

TCS BaNCS Core Banking is an integrated solution that automates all aspects of core banking operations across entities, languages and currencies. The solution helps financial institutions to quickly introduce new products and efficiently manage changes in existing products.

TCS BaNCS Core Banking supports a variety of products including savings accounts, checking accounts, overdraft accounts term deposit accounts and a variety of lending products including personal loans, corporate loans, mortgages, along with a full complement of transactional services incorporating remittances, foreign exchange, drafts, banker’s cheques, cards and trade finance. These capabilities are accessible through multiple channels, from branch to call center to mobile banking and web. The solution integrates front, middle and back-office processes in real-time, providing bankers throughout the organization with complete timely and actionable information about customer relationships and providing a single view of the bank to the customer.

Developed around advanced message oriented architecture, the solution also integrates seamlessly with other TCS BaNCS solutions for trade finance, brokerage, Treasury, CRM, Payments and compliance as well as with third-party applications, under a SOA framework.

TCS BaNCS Core Banking is an easy-to-integrate, scalable, enterprise-wide solution that handles large transaction volumes on a 24x7 basis. It automates banking processes and provides best-in-class customer service at reasonable cost, thereby maximizing operational efficiency and minimizing risks. With world class implementation and support expertise, the solution has been successfully deployed in two of the three banks with the largest branch networks in the world along with other market-leading banks around the world.

Recent accolades and recognition for TCS BaNCS Core Banking:

• TCS BaNCS Core Banking ranked China’s No. 1 Core Banking Solution in 2006 by Independent Research Firm
• TCS BaNCS recognized as #2 Universal Banking Solution in the 2007 IBS Sales League Table
• TCS BaNCS placed in the Leaders Quadrant in Leading Industry Analyst Firm’s International Retail Core Banking 2008 Report

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