TCS: White Papers http://www.tcs.com/resources/white_papers/Pages/default.aspx TCS RSS feed. 5/25/2016 1:41:18 AM White Paper' IDC Reviews Analytics Offerings in Financial Services and Smart Cities http://www.tcs.com/digital-software-solutions/Pages/IDC-Reviews-Analytics-Offerings-Financial-Services-Smart-Cities.aspx This IDC white paper provides insight into and offers analyst opinions on TCS' Digital Software & Solutions Group's focus on digital transformation and their two analytics offerings, Customer Intelligence & Insights for Banking and Financial Services and Intelligent Urban Exchange for smart cities.
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TCS 4/30/2016 11:00:00 PM
Key Success Factors for Digital Transformation in the Banking Industry http://www.tcs.com/digital-software-solutions/related-insights/Pages/key-success-factors-digital-transformation-banking-industry.aspx IDC conducted in-depth interviews with business and IT executives to understand the digital transformation strategies at retail banks and credit unions. Why go through digital transformation? In a word, survival. Today's customers are fundamentally different from customers of past years in that they are harder to acquire, retain, and delight because of the explosion in digital technologies consumers use day to day
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TCS 11/30/2015 11:00:00 PM
Transforming Performance with Future-Ready Business Models: A Banking Perspective http://www.tcs.com/business-process-services/related-insights/Pages/transforming-performance-future-ready-banking.aspx Explore how banks can drive sustainable operations by transforming business models from a traditional one-sided platform structure to banking-as-a-service on a multi-sided platform.
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TCS 4/30/2016 11:00:00 PM
Accelerate Your Digital API Program http://www.tcs.com/research/related-insights/Pages/Accelerate-Digital-API-Program.aspx Application Programming Interfaces (APIs) are enablers of an enterprise's business model transformation. They allow externalization of enterprise assets, thus paving the way for an open innovation ecosystem
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TCS 4/30/2016 11:00:00 PM
Bank of England's 2015 Stress Tests – Analysis and Implications http://www.tcs.com/resources/white_papers/Pages/BoE-2015-stress-tests-analysis-implications.aspx   With the Bank of England's (BoE's) recent stress tests as the background, this article highlights the growing importance of 'conduct risk' and how regulatory authorities the world over intend to tackle it.
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TCS 3/31/2016 11:00:00 PM
Newsletter: TCS @ Work - India http://www.tcs.com/worldwide/india/locations/Pages/TCS-Newsletter.aspx Quick quarterly update from TCS India.
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TCS
Navigating M&A Integration http://www.tcs.com/consulting/related-insights/Pages/Navigating-mergers-acquisitions-integration.aspx M&A integrations are highly transformative events, requiring sweeping changes across the functional and technology landscapes of the involved entities. Integrating two diverse organizations with independent operational practices and cultures, while effectively meeting shareholder expectations, ensuring regulatory compliance, managing customer impact, and preventing talent flight, can challenge even the best-run organizations.
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TCS 4/30/2016 11:00:00 PM
Reducing Bad Loans with Collaborative Credit Risk Management http://www.tcs.com/enterprise-solutions/related-insights/Pages/collaborative-credit-risk-management.aspx In this POV paper, we highlight the need for banks to have their own credit risk assessment and how regulatory or financial bodies can come together to provide a collaborative credit risk management service to banking institutions with no data or analytical models.
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TCS 4/30/2016 11:00:00 PM
Effectively Setting Product and Component http://www.tcs.com/resources/white_papers/Pages/Effectively-Setting-Product-and-Component-Cost-Targets.aspx With up to 80% of the product cost being driven by design, design-to-cost is particularly effective in addressing cost, quality, and cycle time issues.
Organizations are changing the way they set their targets for product and component costs in an effort to achieve desired profit margins. In November 2015, APQC conducted a research project, with support from Tata Consultancy Services, on the shift to an approach focused on design-to-cost and how organizations are balancing different...
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TCS 4/30/2016 11:00:00 PM
What Do Zero or Negative Policy Interest Rates Mean for Banks ? http://www.tcs.com/resources/white_papers/Pages/Zero-negative-policy-interest-rates-banks.aspx   The shift from conventional to unconventional monetary policy tools – combining policy interest rates and quantitative easing – reflects the growth-focused agenda of monetary authorities the world over. We believe that this shift is likely to impact finance, risk, and other functions in a bank or financial services firm. The impact on risk management is supposed to be the deepest, To manage this shift smoothly, banks and financial services firms will need to strengthen their stress testing programs, and establish robust mechanisms for model validation as well as risk appetite and limits management.  
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TCS 3/31/2016 11:00:00 PM
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