Swati Saha is a domain consultant in the Open Banking Strategic Initiative group of the Banking, Financial Services, and Insurance (BFSI) business unit at TCS. She has over 14 years of experience in retail banking, IT, and consulting, with expertise in open banking and next-gen digital banking. Swati is an intrapreneur who designs next-gen digital propositions as part of a garage team operating as a startup within TCS. She holds a master’s degree in software engineering from Jadavpur University, Kolkata, India.