Our company mission is reliably serving our customers for their immediate financial needs. We are not a big bank, but we do have lending products for customers who can't get the money from big banks. They're underbanked, you know, unbanked. We serve over 2 million customers a year through our retail locations and we have. Over 700 retail locations in the Canada and the US we're a leader in the financial services industry and we do that by saying yes to customers more often than anybody else. We want it to become a consumer lending company in this space and do business with integrity and be there for our customers. We had to redefine and reestablish our infrastructure to support this more bricks and clicks organization. It was imperative for Money Mart to upgrade its technology to provide a better experience for our customers and our staff. We chose TCS based on its deep contextual knowledge, its ability to innovate as diverse portfolio of technologies as part of our Design Thinking workshop we visited. Your physical store and we clearly audited the whole business process and then we worked with their business team to convert that physical process in a transformed digital process. We brought in our artificial intelligence and machine learning based analytics. We are able to significantly reduce their spend on the run the business so that the companies dollars are freed up to change the business, launch new products and services and focus on providing superior customer experience. They looked at how that platform is being used. Know where customers are dropping off or why we're not getting the convergence that we really were looking for and they did an audit and it was very insightful. We deployed our data lake earlier this year. The Data Lake is running in the cloud. We can now have a real time look at our business. Our marketing teams can use that data. Our credit risk team can use that data. Compliance team can use that data. Money Mars Omni channel experience is going to provide a platform for the customer. To transact with us wherever they want, however they want, whenever they want. They can come to a retail store or they can use their digital app on their phone, or they can use their online services. We realized that the user experience at mobile app needed to be significantly enhanced. So we launched that application, our first version of our mobile app in four months, which is just unheard of, absolutely unheard of, especially during the pandemic. We saw a huge uptick, you know, thousands and thousands of download of our application and then the check volumes just tripled. We quickly had to pivot from cash transactions to cashless transactions or touchless. Transactions. Our staff and our customers no longer had to exchange cash because we could fund their loans or they could make payments to us completely digitally. Companies which are able to move from product centric to purpose centric, other companies that show better resiliency, flexibility and their ability to adapt to a change in the current situation. TCS had that high power sort of agile capabilities. You know, we operate that way and they operate that way. So it was really a perfect marriage. Our journey is by number means done. Technology is really at the heart of everything that we do in this business without technology and capabilities. The business doesn't grow.