Mark Reit Our journey started in 2009 where we decided to move away from our legacy system at that time, and we started analysis on who could help us on new applications, and one of them was TCS. In 2012, we actually started the migration from one particular client group. They helped with their knowledge of the markets, they're very experienced, and, of course they have already clients serving those markets. So, it helped us indeed not only on the market specific knowledge, but also on the way to come there. So that functionality evolved and that was also for us an opportunity to use the multi entity functionality, which we have now for APAC, which we implemented also for fixed income product in US, and we are now in a phase of doing the same for the complete rollout of our clearing and custody service in US. Onno Porskamp 7 years ago, I started this role as a Product Owner settlement and custody Services and that's also the start of my relationship with TCS BaNCS. If I look back and I think, the point where we currently are, is that what I see is that we challenge each other and that we give honest feedback and that's the way you can improve, and that's also the way the relationship improved, and I think it's a long standing relationship already and it's getting better all the time. And that's also, I guess the reason why we are now celebrating this new milestone actually. What's very important for us and I think for financial markets in general is, reliability, trust, that's what it's all about, about harmonization - using the same applications worldwide, and that's actually one of our strategic pillars for ABN Amro clearing Bank, a harmonization of our IT landscape, and that's the journey we are now progressing. We are live in Singapore already a couple of years ago that was the first big milestone. And now actually, the next big milestone will be the US roll out of BaNCS. So, the next step is the complete roll out of BaNCS in Singapore. We're live there, but with a limited subset of the application. And then we've got other markets to cover in, like APAC, Japan, Hong Kong and Australia as well. So, that's what we aim for. And, and then we have literally a global multi entity setup and hopefully we can achieve that in the next 3-4, maybe 5 years, but that's, that's the end goal for me and for ABN Amro Clearing bank and I guess also for TCS BaNCS. Mark Reit What we would like TCS to help us with, to have more efficiency in the processing, so, less clicks on the GUI, actually raise our STP rate, AI work for us in our current way of processing, and help us with the globalization that’s further roll out of the BaNCS package to other regions like APAC, because we are not ready after the US market, and we need to be controlled for the information security risks. So, that is what we need to continue. Onno Porskamp Next to that's also important is the cooperation. So, we always have a couple of people from TCS BaNCS onshore in Amsterdam and we really work together as a team. So that's also a good achievement, I would say. It's like a marriage. So if you look back, it's 15 years. We, have had a lot of ups and maybe also a couple of downs, but then we overcame the downs and you look at the ups, and you look back and say, OK, what we're going to do, we're going to renew the vows and that's what we're going to do for the next 15 years. So, I'm really looking forward to signing the contract. And then we work together again for the next 15 years.