Hi, I'm Jennifer Smith, Chief Technology and Operations Officer at Zions Bank Corporation. The solution that TCS provides is reliable. It is tested around the globe. It supports us in providing digital services long term for the next generation of technology services in our organization and for our customers. So why were we successful? The partnership with TCS. Is at the root of why we were successful. This was not just a vendor. Who would call on us or we would call in them? When we had a problem, we were in the trenches together. We performed 10s of thousands. Of test cases over and over again to ensure we were successful if during the project we were concerned. It was just a matter of picking up the phone and calling anyone in TCS. Whether it was our fabulous project lead on site or going clear up the chain in the organization. They were responsive and helpful at every step along the way. We have hundreds of relationships with different suppliers in our organization. And they're good. But TCS is our strongest partner. I would highly recommend TCS. Yes, they have technical prowess that is as strong as any company in the world. But there is not a better company in terms of relationships and investment in R&D than TCS when we chose TCS over 10 years ago in this game changing technology. Across the industry, the competitors were about equal from a technical ability standpoint. But TCS invested in the relationship like no one else did. They also demonstrated that they were continually making investments through their R&D efforts in improving the product. In 10 years, technology has changed drastically. That product could have looked a lot different if TCS was not making the investments in it. Both of the assumptions of why we chose TCS over 10 years ago. Have been proven to be accurate every single day. The future of banking is going to change materially. And it's all going to be centered around technology capabilities. How is TCS going to help us with that? 1st we have a modern core. That is tested around the world. It will enable us to integrate with all of the front end applications fast in a way that our competitors cannot. They are saddled with technical debt. They are saddled with legacy interfaces. It will slow them down. They will be responding to these changes for the decades to come. Also, TCS's environment allows us to have a very modern architecture. It provides us the ability to leverage cloud on our terms. It enables us to move development at a pace that we weren't able to before. It enables us to improve our security posture and our resiliency posture. Because of the architecture, TCS has developed what was so important. To us, when we partnered up with TCS over a decade ago was how their research and development in the product and staying current on changing technology trends would persist. The product that we have chosen, TCS banks, will grow and change with us over the decades to come.