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Digital Transformation Through an Open API Model 

Offering a flexible banking experience with API-driven product innovation.

To successfully compete with fintechs, banks need to incorporate an open API model.

However, their API strategy must ensure that they:

  • Expose API-enabled core services

  • Create a developer ecosystem

  • Roll out APIs as products 

Abhishek Seth

Associate Consultant, Research and Innovation Group, Banking and Financial Services, TCS

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