Vijayaraghavan Venkatraman (Vijay) is a Global Head – Risk Management & Regulatory Compliance (Banking, Financial Services, Insurance Segment) at TCS. He has over 21+ years of experience with focus on banking, risk management and regulatory compliance. Vijay has worked in several global risk and compliance engagements for banking and financial services clients across risk transformation, data science led innovation in risk management and reg-tech programs. Vijay holds a master’s degree in business administration and a bachelor’s degree in electrical and electronics engineering. He is a GARP certified financial risk manager (FRM), holds CFA charter from ICFAI, India and a project management professional (PMP). Vijay has been a speaker and panelist in various risk and compliance industry events and has co-authored white papers on various risk management & regulatory compliance themes.