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    TCS is here to make a difference through technology.

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      14 May 2025 TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML
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      TCS is here to make a difference through technology.

      Leading the way in innovation for over 55 years, we build greater futures for businesses across multiple industries and 55 countries.

      Discover all solutions
    • Industries
      • Banking
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      15 May 2025 TCS Recognized as One of the World’s Top 50 Brands by Kantar BrandZ; Brand Value Soars 28% YoY to $57.3Bn
      14 May 2025 TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML
      12 May 2025 TCS Partners with Dhofar Insurance Company to Transform its Core Insurance Platform
      View all
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      23 Apr 2025 TCS Partners with Google Cloud on Agent-to-Agent Interoperability Protocol to Drive Future-Ready Enterprises
      11 Apr 2025 TCS Partners with Google Cloud to Accelerate AI-led Transformation in the Retail Sector
      View all
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      22 Apr 2025 TCS Ranked #6 Amongst Banking Technology Providers and Recognized as a Regional Leader across all Geographies by Everest Group
      17 Apr 2025 TCS BaNCS Named a Leader Among Wealth Management Products by Everest Group
      01 Apr 2025 TCS Positioned as a Leader in Worldwide Discrete Manufacturing Product Lifecycle Management Strategic Consulting Services and Systems Integration by IDC MarketScape
      View all
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      11 Jun 2025 TCS and PTC Present the North America Leadership Forum 2025
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    • TCS and Google Cloud
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    AI and the future of business

    Excerpts from a TCS-sponsored article in The Wall Street Journal

     

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    09 May 2025

    Highlights

    • From banking to healthcare, retail to logistics and beyond, the future of AI promises to be synonymous with humanity 2.0. 
    • Despite all the advances powered by AI, we’ve only really scratched the surface of AI’s potential impact.  
    • Nidhi Srivastava, Vice President and Global Head, Google Business Unit, TCS, and Scott Penberthy, Director of Applied AI, Office of the CTO, Google Cloud, share their perspectives on an AI transformation that’s coming sooner than most realize.

    In this article

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    Leaders huddle on AI inpage
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    An AI-powered future Leaders huddle on AI The AI revolution Banking on AI AI and retail

    An AI-powered future   

    Not machines versus man, but humanity enabled by Al  

    After decades of talk, research, and experimentation, AI is finally taking off, as companies deploy the technology in very significant ways to transform how they do business. Examples of transformative AI are everywhere—from biometric facial recognition on our smartphones, to predictive maintenance for equipment and facilities, to personalized customer experiences. And yet, despite all the advances, we’ve only really scratched the surface of AI’s potential impact. There’s so much more to come.

    Instead of a future in which machines replace people, we are approaching an era of humanity enabled by Al. 

    Leaders huddle on AI 

    Bullish on AI making life better for everybody 

    Nidhi Srivastava, Vice President and Global Head, Google Business Unit, TCS, and Scott Penberthy, Director of Applied AI, Office of the CTO, Google Cloud, explore the myriad possibilities of AI-powered business transformation—focusing on how AI will change our world and the industries where the technology will push the limits of the imagination. 

    Excerpts from the insightful conversation between the two leaders: 

    Please give us your high-altitude view of how AI will change our world.

    Nidhi Srivastava: I am very bullish about what AI can do for us in terms of transforming our work lives, our personal lives and making life better for everybody. There are risks, but I believe fundamentally in AI’s ability to enhance the beauty of the human mind. The possibilities are endless, from biometrics that streamline air travel to humanoid robotic tour guides. And thanks to exponential growth in the accumulation of data (and our ability to process it with cloud computing), all services from finance to mobility and healthcare to retail will be integrated in one single ecosystem. All these opportunities are underpinned by cloud.  

    Scott Penberthy: It’s ‘the great blending’ right? And we see evidence of this already with the rise of super apps. And it’s all about the data. Companies are all going to be on the cloud—a hop skip and jump away from integrating their data in a one-stop shop. The changes I’m excited about? For me, the big AI revolution in business is cutting out the drudgery. Imagine cutting the costs of a process in half, while boosting quality, and making customers happier. Like Nidhi says, you have a beautiful mind—you don’t want to spend it on tax regulation releases. 

    Revolutionizing industries

    Helping battle cancer and improve patient experience

    How will AI revolutionize healthcare?

    Scott Penberthy: We’re transitioning from an age of sick care to wellness care. Instead of a progression where you start to age, get gray hair, develop a chronic disease—and die—AI will start enabling us to reverse the process. The reason we’re able to do this is that genetic sequencing—something that used to take a billion dollars in a decade—is coming down to the price of a latte. For example, we’re now seeing the source code for cancer. We don’t know yet how it works, but we’re starting to tweak things, seeming to make cancers go away.

    Nidhi Srivastava: Like you Scott, I’m very excited about the potential of AI to diagnose cancers, to get to the point where cancers are treatable, or you can pretty much avoid them. I’m also excited by the ability of AI to improve the patient experience at hospitals. For example, checking into the hospital and having the entirety of your medical history, and genetic data, available at the doctor’s fingertips.

    Banking on AI

    Driving financial inclusion and empowering millions

    How can AI transform banking and finance?

    Nidhi Srivastava: In banking, conversational AI is going to empower millions of people in poor countries by enabling sophisticated mobile products, without needing any form of literacy, digital or otherwise. You’ll be able to consume these products from the village kiosk, or from the airport. Banking products will be completely digital, eliminating the need for physical banks altogether. This will level the financial playing field for people in the world’s remotest places, enabling their participation in the global economy.  

    Scott Penberthy: It isn’t easy when you’re young, to make responsible choices that add up to a secure future. AI banking assistants are transforming this. Imagine an app that gives you nudges, like ‘hey, you spent a little too much at the restaurant last night; why don’t you put ten dollars in savings.’ Then another nudge saying, ‘I’ll spot you the ten bucks, but you’ve got to put 10 percent of your next paycheck into savings.’ Six months later you’ve saved $500. AI will bring new generations a more seamless path to a secure future.

    AI and the future of retail

    Thanks to AI, everyone will participate in the future of retail.

    What role will AI play in the future of retail?

    Nidhi Srivastava: Pretty soon, AI will know your tastes and preferences better than your spouse does, and that will radically personalize the retail journey. Meanwhile, advances in natural language processing (NLP) and sales bots will mimic a human-like experience at scale. This retail future is going to be exciting because each of us, around the world, will participate. AI is optimizing logistics to such a degree that the world truly is becoming a global village. It’s bringing buying and selling power to the entire world. What makes this transition possible? One key is more virtual reality and augmented reality in e-commerce, which means you can try things on for the look, the feel, the rustles—without visiting a store.

    Scott Penberthy: The other big trend I’m seeing in commerce is the metaverse—immersive online worlds where data integrates with VR experience. It’ll give rise to the creator economy, where retailers can curate the content of people with amazing creative powers. This is one more key way in which AI is empowering what Nidhi calls ‘the beautiful human mind.’

    From healthcare to the future of work, AI promise to be synonymous with humanity 2.0. With global partnerships, such as TCS and Google Cloud, it can be a life-enhancing and mind-expanding journey for all of us. 

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    I am very bullish about what AI can do for us in terms of transforming our work lives, our personal lives and making life better for everybody.

    NIDHI SRIVASTAVA

    Vice President and Global Head, Google Business Unit, TCS

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