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Infrastructure to Intelligence

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    What we do

    Infrastructure to Intelligence

    Navigate the AI era with confidence. TCS helps you turn AI into a strategic partner that empowers talent, reimagines processes, and accelerates business transformation.

    Unlock enterprise intelligence
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
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    • Cloud
    • Cognitive Business Operations
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    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
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    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

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    19 Oct 2026 Meet TCS at OpenText World 2026
    View all

    Recent recognitions

    08 Oct 2026 TCS Recognized as a Leader in Multi-Process Human Resources Outsourcing Services by Everest Group
    06 Oct 2026 NelsonHall Names TCS a Leader in Life and Annuities Operations
    30 Sep 2026 The AI-Native Telco: Transforming the Telecom Value Chain in the AI Era
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    14 Oct 2026 MyState Limited selects TCS BaNCS™ to transform core banking operations
    08 Oct 2026 International Growth and Strategic Wins Underpin TCS’ Q2
    View all

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    13 Oct 2026 TCS partners with Zoho Corp’s ManageEngine to supercharge sovereign cloud adoption in India
    28 Sep 2026 TCS and IEM Kolkata partner to establish an AI-focused Centre of Excellence to advance industry-academia innovation
    17 Sep 2026 TCS launches next-gen system-on-chip design services for automotive and semiconductor companies
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    Top Results
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    • Industries / Banking

    Banks go boundaryless

    We help you drive holistic growth with a secure, boundaryless, and humane approach.

    You have these already downloaded

    We have sent you a copy of the report to your email again.

    AI in action

    Lloyds Banking Group reimagines banking with AI

    Read More

    AI-powered fraud prevention across the mortgage lifecycle

    Read More

    TCS AI Spectrum for BFSI

    Read More

    How banks can improve AI RoI

    Read More

    Banking on innovation

    Banking is moving beyond banks. As banking services become embedded in other sectors, firms are pushing their traditional boundaries to build cross-industry ecosystems and create value at every stage of the customer journey. This boundaryless model, supported by the right intelligence, helps create innovative offerings and experiences. And a humane approach to banking based on inclusivity and sustainability drives holistic growth.

    Transcript downloading Download transcript

    What's new

    Leader in compliance services

    TCS a leader in financial crime and compliance services

    Analyst report

    Leader in GenAI banking

    NelsonHall names TCS Leader in GenAI and Process Automation

    Analyst report

    RiskTech fuel competitive edge

    TCS-Chartis Research – Insights for banking firms

    Research report

    What is driving growth

    View all
    Artificial intelligence

    A five-point framework for BFSI CxOs to drive value-driven, risk-aware, AI adoption

    Read More
    Risk management and compliance

    FRTB IMA compliance demands a phased roadmap, specifically focused on the IMA desk

    Read More
    Data and cloud

    GenBI shifts BFSI from retrospective reporting to real-time, autonomous intelligence

    Read More
    Business process services

    AI agents can go a long way in guarding the BFSI back-office by keeping PII safe

    Read More
    Cybersecurity

    Building trust in an AI-driven, quantum-powered world

    Read More
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    Segments we serve

    Consumer banking

    Harnessing data and technology ecosystems to power intuitive, instant, and hyper-personalised banking

    Commercial banking

    Providing advisory, transformation, and technology services across the commercial banking value chain

    Lending and mortgages

    Transforming the lending value chain with cloud-native, AI-led systems

    Payments

    Partnering with stakeholders across the payments ecosystem to fuel innovation and drive sustainable growth

    close

    Consumer banking

    Consumer banking today operates at the intersection of shifting customer expectations and rapid technological evolution. As customers get increasingly accustomed to the seamless experiences digital-native brands offer, they expect their banking engagements to be as intuitive, instant, and personalized. TCS’ solutions and services allow banks to stay resilient, purpose-driven, and human-centric.
    Drive richer customer experiences with animation and voice
    Solution

    More insights

    • Consumer-driven banking: Opportunities for Canadian banks
    • Build customer trust with the Consumer Duty regulation
    • Quality engineering in digital banking
    close

    Commercial banking

    Macroeconomic shifts, customer expectations, and regulatory mandates continue to challenge commercial banks, even as intricate internal operating structures underscore the need to transform. Firms are prioritising IT modernization to drive agility, innovation, and value realisation. TCS’ technology consulting services allow commercial banks to navigate this transformation with ease.
    Modernise enterprise applications at speed and scale
    Solution

    More insights

    • Why commercial banks must prioritize CX improvement
    • Digitalizing Covenant Management in Commercial Banking
    • Demystifying trade finance assets as a safe investment bet
    close

    Lending and mortgages

    The lending industry is at an inflection point, driven by rapid technology changes, evolving customer expectations, and market shifts. As AI disrupts operating models, banks sharpen their focus on accelerating growth through customer-centric innovation, while optimizing costs and efficiency. TCS’ drives scalable, cloud native, and ecosystem driven transformation across the lending value chain.
    TCS’ services portfolio spans the entire lending lifecycle
    Solution
    Streamline mortgage origination and servicing at scale
    Solution

    More insights

    • TCS helps Coventry Building Society modernize its mortgage platform
    • From policy to practice: Ethical AI in mortgages
    • Fast-tracking mortgage originations through an ecosystem model
    close

    Payments

    Today’s payments industry is marked with real-time, account-to-account payment rails and increasingly efficient cross-border linkages. These shifts are reducing costs, expanding competition, and enabling real-time treasury and instant payment ecosystems. TCS’ innovative solutions, domain expertise, and sustainable growth strategies enable firms to stay agile and purpose-driven.
    Read more

    More insights

    • ISO 20022 & Generative AI: Transforming Real-time Payments
    • Digital Receipts: A New Growth Avenue for Banks and FIs
    • Embedded Payments: Addressing the Opportunity to Accelerate Growth

    Customer Stories

    • Customer engagement
    • Scalable operations
    • Quality engineering
  • Customer engagement
  • Scalable operations
  • Quality engineering
  • Nationwide building society enhances customer trust

    When one of UK’s largest building societies was faced with an unprecedented crisis, it turned to TCS. The unexpected insolvency of a communications vendor threatened the continuity of over 8 billion annual customer interactions. TCS rapidly built a platform on MS Azure to drive uninterrupted member communications, enhancing customer engagement and laying the foundation for innovation-led growth.

    Read more   about   Nationwide building society enhances customer trust
    £3.2M Infra and license savings
    £300K Annual reduction in comms cost
    3.6Bn Records modernised

    TCS has been our strategic partner for over two decades. They are a very important part of our fabric. And we really respect and value the partnership.

    Suresh Vishwanathan

    CEO - NBS

    Transforming commercial lending operations for a large bank

    A leading Canadian bank with over 13 million customers and a strong commercial lending presence partnered with TCS to modernise lending operations and address over US$450 million in unapplied cash. TCS automated key processes, strengthened the operating model, and enhanced servicing capabilities. The result: improved liquidity, higher operational efficiency, and a scalable foundation for growth.

    Read more   about   Transforming commercial lending operations for a large bank
    64% Reduction in pending suspense items
    82% Drop in suspense value
    90% Discrepancy identification rate

    A leading Canadian bank reimagines its transport finance function

    A leading Canadian bank partnered with TCS to modernise its transport finance business by turning legacy SOPs into standardised, traceable test assets. Spanning 300 SOPs and over 20 master processes, the approach delivered 25% efficiency gains, cut rework by 15–20%, reduced defect leakage by 5–6%, and laid the foundation for AI-led quality engineering.

    Read more   about   A leading Canadian bank reimagines its transport finance function
    • Press Releases
    • Thought leadership
    • Events
    • Industry recognition
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    Press Releases Thought leadership Events Industry recognition

    Press releases

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    TCS to Accelerate AI-Led Technology Transformation for Germany’s Aareal Bank

    Press Releases   Opens in new tab

    TCS Partners with Google Cloud to Accelerate AI-Driven Innovation in the Financial Services Industry

    News Alert   Opens in new tab

    Council of Europe Development Bank Partners with TCS to Transform Reconciliation Processes

    Press Releases   Opens in new tab

    MyState Limited selects TCS BaNCS™ to transform core banking operations

    Press Releases   Opens in new tab

    Thought leadership

    Swipe Left Swipe Right
    Evolving market risks: How financial institutions must respond

    Evolving market risks

    How financial institutions must respond Read more
    Banking payment trends and innovations shaping the future of transactions in 2026

    Felt finance: Beyond just AI

    As AI commoditizes financial services, human empathy, judgment, and trust become the new differentiators. Read more
    Cybersecurity for BFSI must be AI-led and quantum-ready

    AI-led, quantum-ready cybersecurity

    To build a future-proof cybersecurity strategy, BFSI firms must explore AI along with post-quantum cryptography Read more
    Decoding FRTB IMA: From regulatory burden to strategic edge

    Decoding FRTB IMA

    A thorough cost-benefit analysis, a phased adoption plan – and FRTB compliance becomes a strategic edge Read more
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    Events

    TCS at FLAIRS 2026

    TCS is proud sponsor of FLAIRS 2026, the largest interbank gathering in the Netherlands, focused on the theme, “The New Banking Agenda: A Human Touch in the Age of Technology,”

    Read more   about  TCS at FLAIRS 2026

    TCS at Risk Live North America 2026

    As a proud sponsor TCS joined chief risk officers (CROs), regulators, and senior risk leaders from across the globe and showcased implementable, AI-powered innovations designed to elevate the risk and compliance functions from reactive control centers to proactive, strategic business drivers.

    Read more   about  TCS at Risk Live North America 2026

    Industry Recognition

    Everest group, logo

    TCS named a leader in Everest Group’s PEAK Matrix® on Payments Business Process Service

    Read More

    Third eye advisory logo

    TCS has been recognised as a well-positioned leader to support mission-critical banking & financial services initiatives

    Read More

    Stevie award 2025

    TCS wins 13 awards for Agentic AI-based solutions powered by TCS Cognitive Automation

    Read More

    Chartis’ RiskTech100

    TCS named a winner across categories – including AI, risk analytics, reporting – in Chartis’ RiskTech100 2024 ranking

    Read More

    Stay updated

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