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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
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Perpetually Adaptive Enterprise
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    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

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    11 Jun 2026 Everest Group Names TCS a Leader in Payment IT Services
    04 Jun 2026 TCS Named Leader in Everest Group’s SPES PEAK Matrix® Assessment 2026
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    11 Jun 2026 TCS and Anthropic launch Global Premier Partnership to drive Enterprise AI scaling
    08 Jun 2026 TCS wins multimillion-euro AI powered services transformation deal with Canada Life
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    24 Apr 2026 TCS deepens partnership with Google Cloud to power AI-native autonomous enterprises
    23 Mar 2026 TCS study reveals higher education at a digital crossroads: 61% of universities lag in digital maturity
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • AI-led Data Centres
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • AI-led Data Centres
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Our Aspiration
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Our Aspiration
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    20 Jul 2026 TCS at Farnborough International Airshow
    19 Jul 2026 TCS BaNCS at World Credit Union Conference 2026, Sydney
    30 Jun 2026 From Chips to Intelligence: Building AI-native, High-tech Enterprises
    View all

    Recent recognitions

    11 Jun 2026 Everest Group Names TCS a Leader in Payment IT Services
    04 Jun 2026 TCS Named Leader in Everest Group’s SPES PEAK Matrix® Assessment 2026
    03 Jun 2026 Everest Group Names TCS a Leader in ServiceNow Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia (EN)
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia (EN)
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • Press Releases
    • News Alerts
    • Media Kit

    Recent Press Releases

    12 Jun 2026 TCS launches India’s first Oracle AI Data Platform Lab and Center of Excellence in Kolkata
    11 Jun 2026 TCS and Anthropic launch Global Premier Partnership to drive Enterprise AI scaling
    08 Jun 2026 TCS wins multimillion-euro AI powered services transformation deal with Canada Life
    View all

    Recent News

    24 Apr 2026 TCS deepens partnership with Google Cloud to power AI-native autonomous enterprises
    23 Mar 2026 TCS study reveals higher education at a digital crossroads: 61% of universities lag in digital maturity
    03 Mar 2026 Fortune Names TCS to World’s Most Admired Companies™ List for Fourth Straight Year
    View all
    Find the latest news about TCS
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    Tata Consultancy Services Limited
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  • Management Commentary expand here
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    • TCS BaNCS™
    • video

    Creating frictionless digital financial journeys

    Share TCS BaNCS in Nordics: Creating Frictionless Digital Financial Journeys
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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Related Insights
    TCS BaNCS at World Credit Union Conference 2026, Sydney
    TCS will hold a session on how banking and financial institutions can harness AI-driven innovation to build trust, business value, and long-term competitiveness.
    Events
    19 Jul 2026
    Everest Group Names TCS a Leader in Payment IT Services
    The Everest Group PEAK Matrix® Assessment highlights TCS’ expertise in large-scale payments modernization programs, cross border payment systems, and more.
    Analyst Reports
    11 Jun 2026
    The CxO Playbook for Acing AI-led Business Transformation
    Here’s a framework that helps formulate holistic enterprise AI strategies in financial services for value-driven AI adoption that aligns with long-term goals.
    White Paper
    09 Jun 2026

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    TCS BaNCS at World Credit Union Conference 2026, Sydney
    TCS will hold a session on how banking and financial institutions can harness AI-driven innovation to build trust, business value, and long-term competitiveness.
    Events
    19 Jul 2026
    Rand Merchant Bank Achieves Custody Transformation with TCS BaNCS
    In this video, RMB’s leadership team reflects on how its long-standing partnership with TCS BaNCS has supported its custody transformation journey across Africa
    Customer Testimonial
    27 May 2026
    Zions Bancorporation and Core Banking Transformation with TCS BaNCS
    Chairman and CEO Zions Bancorporation discusses why selecting TCS was a strategic decision rooted in trust and vision and how it helped shape the bank’s future.
    Customer Testimonial
    25 May 2026

    Core banking transformation, a catalyst for digital innovation at a Tier-1 bank

    An award-winning core banking platform continues to reap benefits for a Tier-1 European Bank, serving as a springboard for digital innovation.

    A leading Nordics-based bank and its COO, Thor Olsson, wanted a single, core banking platform to transform all their applications incrementally while preparing for increasing payment harmonization in the region. 

    Read below to know how they went about achieving the desired outcomes.

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    Across the world, key decision makers in banks are planning their organization’s future and making the decisions to take the right path.

    How, then, do they achieve the desired outcomes?

    Meet one of them and find out.

    A leading Nordics-based bank, running on TCS BaNCS, viewed its core banking platform as the launchpad for multiple digital transformation initiatives. They wanted TCS BaNCS to help them in their journey -- one wherein they could transform all their applications incrementally, catering to evolving customer and market needs, quick time-to-market, and a seamless customer experience -- defined by the bank and its COO, Thor Olsson’s digital transformation objectives. Added to this, the bank was preparing for payment harmonization and the future payment infrastructure that was fast gaining significance in the Nordics. TCS BaNCS is helping the bank charter this journey with ease.

    Take the case of automated approvals for unsecured loans. Many customers whose credit checks and scores were in place, often needed loans disbursed in the shortest time possible. TCS BaNCS has enabled the bank to automate the process completely, moving from a week-long process to providing loans to these customers instantaneously via a mobile app, creating a true, frictionless experience.

    Many other innovative products targeted at youth and green finance have been rolled out in record time. The bank is leveraging advanced analytics and adopting a data strategy to gather more intelligence and apply the information to derive and deliver more value to its customers. The bank delivers improved customer experiences through their projects on open banking and personal finance management.

    API integrations with more than 220 web services and the product’s secure, scalable, and component-tied architecture have helped the bank achieve compliance with the evolving Nordics payment infrastructure easily.

    In fact, the bank is ahead of the curve in compliance and is launching new products and services for its customers. A noteworthy fact is that TCS BaNCS processes more than a billion-dollar worth of payments every day across the globe, with many of the leading banks running on the solution.

    The customer and the bank we described here stand out for their vision and the path they chose to transform. They have benefited from TCS BaNCS’ next-generation digital core and advanced depth and breadth of functionality. The solution’s microservices-based, cloud-native architecture and a rich catalog of APIs are helping them innovate and drive their digital strategy, identify new business opportunities, and grow their footprint across the regions they operate in.

    Disclaimer: Name and persona mentioned in this case study are fictitious and are for illustrative purposes only. No association with any real name, person, role, or places is intended or should be inferred.

    Related reading

    Swipe Left
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    Länsförsäkringar Bank Wins Award for Core Transformation Powered by TCS BaNCS™

    Press Releases | 20 Apr 2020   Opens in new tab

    TCS BaNCS Helps Bitcoin Suisse AG Transform its Core Business

    Press Releases | 23 Jan 2023   Opens in new tab

    TCS BaNCS Helps Emirates NBD Transform Payments Processing

    video | 22 Mar 2023   Opens in new tab

    Zions Bancorporation Future Proofs its Core with TCS BaNCS

    Customer Testimonial | 08 Jun 2022   Opens in new tab

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