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    • TCS BaNCS™
    • video

    Creating frictionless digital financial journeys

    Share TCS BaNCS in Nordics: Creating Frictionless Digital Financial Journeys
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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Related Insights
    TCS at the FinCrime and Cybersecurity Summit 2024
    At the event, TCS will discuss the role of automation in financial fraud detection and KYC and AML compliance. Visit our booth and connect with the experts.
    Events
    14 Mar 2024
    TCS Recognized by Everest Group as a Leader in Guidewire Services
    Tata Consultancy Services’ expertise across large-scale IT transformations, large delivery presence, and strong talent pool in emerging geographies are cited as key strengths
    Analyst Reports
    12 Nov 2024
    Shaping Tomorrow through AI
    Join us at the event that will bring together experts and partners to discuss the role of data analytics, generative AI, and cloud in business transformation.
    Events
    16 Sep 2025

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
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    Global Securities Platform - TCS BaNCS
    TCS BaNCS Global Securities Platform helps buy and sell-side firms implement scalable and STP-enabled processes for trade processing, clearing, and settlement.
    Solution
    14 Dec 2018
    TCS BaNCS at COBA 2024: A Conference for Mutuals and Credit Unions
    At the Australian banking event, we will showcase how TCS BaNCS Global Banking Platform can help fulfill your organization’s needs for technology excellence.
    Events
    22 Sep 2024
    Leveraging Next-gen Insurance Technology for CAT Claims Management
    As catastrophes lead to substantial financial losses, insurers are adopting tech like generative AI and automated claims processing for a climate-ready future.
    Blog
    23 Sep 2025

    Core banking transformation, a catalyst for digital innovation at a Tier-1 bank

    An award-winning core banking platform continues to reap benefits for a Tier-1 European Bank, serving as a springboard for digital innovation.

    A leading Nordics-based bank and its COO, Thor Olsson, wanted a single, core banking platform to transform all their applications incrementally while preparing for increasing payment harmonization in the region. 

    Read below to know how they went about achieving the desired outcomes.

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    Across the world, key decision makers in banks are planning their organization’s future and making the decisions to take the right path.

    How, then, do they achieve the desired outcomes?

    Meet one of them and find out.

    A leading Nordics-based bank, running on TCS BaNCS, viewed its core banking platform as the launchpad for multiple digital transformation initiatives. They wanted TCS BaNCS to help them in their journey -- one wherein they could transform all their applications incrementally, catering to evolving customer and market needs, quick time-to-market, and a seamless customer experience -- defined by the bank and its COO, Thor Olsson’s digital transformation objectives. Added to this, the bank was preparing for payment harmonization and the future payment infrastructure that was fast gaining significance in the Nordics. TCS BaNCS is helping the bank charter this journey with ease.

    Take the case of automated approvals for unsecured loans. Many customers whose credit checks and scores were in place, often needed loans disbursed in the shortest time possible. TCS BaNCS has enabled the bank to automate the process completely, moving from a week-long process to providing loans to these customers instantaneously via a mobile app, creating a true, frictionless experience.

    Many other innovative products targeted at youth and green finance have been rolled out in record time. The bank is leveraging advanced analytics and adopting a data strategy to gather more intelligence and apply the information to derive and deliver more value to its customers. The bank delivers improved customer experiences through their projects on open banking and personal finance management.

    API integrations with more than 220 web services and the product’s secure, scalable, and component-tied architecture have helped the bank achieve compliance with the evolving Nordics payment infrastructure easily.

    In fact, the bank is ahead of the curve in compliance and is launching new products and services for its customers. A noteworthy fact is that TCS BaNCS processes more than a billion-dollar worth of payments every day across the globe, with many of the leading banks running on the solution.

    The customer and the bank we described here stand out for their vision and the path they chose to transform. They have benefited from TCS BaNCS’ next-generation digital core and advanced depth and breadth of functionality. The solution’s microservices-based, cloud-native architecture and a rich catalog of APIs are helping them innovate and drive their digital strategy, identify new business opportunities, and grow their footprint across the regions they operate in.

    Disclaimer: Name and persona mentioned in this case study are fictitious and are for illustrative purposes only. No association with any real name, person, role, or places is intended or should be inferred.

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