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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Our Aspiration
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Our Aspiration
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    30 Apr 2026 TCS Leadership Exchange: Driving Efficiency across the Digital Thread
    28 Apr 2026 TCS at Building Societies Annual Conference 2026, Edinburgh
    22 Apr 2026 TCS at Google Cloud Next ’26
    View all

    Recent recognitions

    26 Mar 2026 Independent Research Firm Positions TCS as a Leader in SAP Services in Europe
    24 Mar 2026 TCS Named a Leader in IDC MarketScape for Asia/Pacific Professional and Managed Services for Google Cloud
    20 Mar 2026 TCS a Leader in Payments Business Process Services: Everest Group
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
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    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
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    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
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    Find the latest news about TCS

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    Recent Press Releases

    20 Mar 2026 TCS and Swissport extend strategic partnership to accelerate AI-led transformation
    19 Mar 2026 Amadeus and TCS announce global strategic partnership to accelerate modern airline retailing
    19 Mar 2026 TCS and ABB strengthen strategic IT, AI, and engineering partnership
    View all

    Recent News

    23 Mar 2026 TCS study reveals higher education at a digital crossroads: 61% of universities lag in digital maturity
    03 Mar 2026 Fortune Names TCS to World’s Most Admired Companies™ List for Fourth Straight Year
    27 Feb 2026 21-year-old from China wins TCS CodeVita™ 2026 as TCS sets new Guinness World Records™ for the world’s largest coding competition
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    Top Results
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    • TCS BaNCS™
    • video

    Emirates NBD executives share their payments transformation journey 

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
    pae-banking-card
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    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
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    ABN AMRO Clearing Bank’s leadership team shares the Bank’s custody modernization, highlighting key milestones, the TCS BaNCS partnership, and their vision for the future.
    Customer Testimonial
    18 Feb 2026
    TCS at Building Societies Annual Conference 2026, Edinburgh
    Visit the TCS team at Booth #66 and explore all about the transformation of building societies and how responsible AI and innovation help enhance outcomes.
    Events
    28 Apr 2026
    TCS BaNCS at BFSI IT Summit 2026, Sofitel Sydney, Australia
    At the BFSI IT Summit, TCS BaNCS will showcase how institutions can transition from legacy constraints to composable, cloud-native, intelligent core platforms.
    Events
    15 Apr 2026

    Highlights

    • Emirates NBD selected TCS BaNCS for Payments as part of its vision to transform payments processing across all its entities covering six countries.
    • The solution is now being used for international payments in Singapore, India, United Arab Emirates, and United Kingdom.
    • The Enterprise Payments Hub capability from TCS BaNCS for Payments centralizes and strengthens the bank’s payments processing infrastructure across countries, enabling the bank to enhance digital experience for customers, simplify IT landscape, launch innovative services and products, and adopt upcoming innovations in real-time clearing.

    TCS BANCSTM customer interview video

    TCS BaNCS helps Emirates NBD centralize multi-entity, multi-currency, and multi-channel payments on a single platform

    This video features- 

    • Amit Jaganath Varma, Group Chief Platform Officer/ Business Platform, Group Information Technology, Emirates NBD

    • Barid Guha Neogi, Senior Vice President, Head of Group Operations Governance & Business Support, Emirates NBD

    Emirates NBD’s vision was to create a centralized payments system to transform payments processing across all its entities in six countries and to standardize processes for payments. To realize that vision, multiple payment systems were assessed which would address all the points identified during diagnostics. 

    TCS BaNCS, with its enhanced features, checked all the boxes for Emirates NBD to successfully reach the objective of transforming the way payments are processed today. TCS BaNCS for Payments offered a true multi-country Enterprise Payments Hub solution built on a modern technology architecture with the latest payment standards, including ISO 20022.

    Emirates NBD’s TCS BaNCS-powered Enterprise Payments Hub is now being used for international payments in Singapore, India, United Arab Emirates, and the United Kingdom. 

    In all the entities (UAE and International), the solution not only processes international payments but also all types of domestic payments through the gateway provided by the respective Central Banks. In addition, the solution enables the bank to support SWIFT for Corporates and to adapt upcoming market innovations in real-time clearing such as GCC-RTGS (KSA, UAE), IPI, and Egypt (RTGS), while also enabling GPI certification for all its entities.

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    TCS BaNCS for Payments has given the bank a very stable platform, with everything connected in one place. Centralized connectivity has improved payments processing with higher STP rates and faster confirmation for payments. Furthermore, Emirates NBD now has instant visibility into trends and patterns across business units. Having the entire payments platform in one place helps us with analytics and decision making.

    Barid Neogi

    Head of Group Operation Governance and Business Support at Emirates NBD

    TCS BaNCS Helps Emirates NBD

    Transcript downloading Download transcript
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