At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.
We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.
We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
Padmavathy Ramesh
Head, Research, Innovation, and Open Banking BFSI UK and Ireland, TCS
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Open banking drives innovation through interconnected ecosystems
Over the past few years, neo banks have challenged the status quo of incumbents by leveraging disruptive digital technologies, ushering in an age of innovation in banking. Regulators are driving increased sharing of customer data in their geographies through the introduction of directives such as PSD2. While initially open banking was met with resistance, there is now a better understanding among participants about the adoption and the opportunities it brings in the form of value-added services. We believe, open banking will deliver on the promise of contextual customer experiences, faster financial decisions, and interconnected ecosystems, but only if banks adopt the right approach.
Open banking will set the tone for the future of banking by:
Leveraging Generative AI for Trade Finance Fraud Risk Management
Reimagining Claims Management with TCS Agentic Claims Processing
Integrating Generative AI into Risk Management and Compliance
A 4-pillar Framework to Drive AI Investment RoI in BFSI