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Banking / white paper
Dr Uma M Somayajula
Domain Consultant, Risk Management Practice, Banking, Financial Services, & Insurance Unit, TCS
Sowmyanarayanan VJ
Consulting Partner, Risk Management Practice, Banking, Financial Services, & Insurance Unit, TCS
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The vital triad – horizon scanning, analytics, and machine learning – at work
Banks have evolved into multifaceted organizations with diversified operations, complex products, multiple channels, and a diverse workforce, leading to vulnerabilities in the people-process-technology triad. These vulnerabilities are increasingly being exploited by malicious actors. To counter fraud effectively, banks must develop an intelligent, data driven strategy that leverages advanced technologies such as analytics and machine learning. Such a future-proof strategy will help banks to adopt disruptive technology innovations without apprehensions about fraud emanating from their systems. Banks must therefore adopt a multipronged approach spanning:
Colonial First State overhauls its superannuation platform with TCS
Adopting Effective Customer Retention Strategies in UK Mortgage
Distributed Ledger Technologies and Blockchain Systems in UK Mortgages
Adopting digital technologies for seamless digital mortgages