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White Paper

A study on Software as a Service for Small and Medium Insurers


Smaller and Medium Insurance (SMI) carriers are focusing on having a flexible IT cost structure. This white paper talks about the SMI technology trends, challenges faced by SMIs, how SaaS can help overcome these challenges, and the different options available in the SaaS space to SMIs along with important considerations for vendor selection.

It also intends to provide guidance for SMIs who think of taking the SaaS road for core application portfolios like Policy Underwriting and Administration, Claims and Billing. This paper also discusses the role of independent software vendors (ISV) in providing SaaS offerings for core insurance applications.