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TCS Worldwide
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    TCS is here to make a difference through technology.

    Leading the way in innovation for over 55 years, we build greater futures for businesses across multiple industries and 55 countries.

    Discover all solutions
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Overview
  • Industries expand here
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    • TCS ADD™
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    • TCS CHROMA™
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    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • Overview Press tab for submenu items

      We deliver excellence and create value for customers and communities.

      Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

      Discover the difference
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      Extraordinary expertise leads to remarkable results.

      We share news, insights, analysis and research – tailored to your unique interests – to help you deepen your knowledge and impact.

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    • Overview Press tab for submenu items

      Want to be a global change-maker? Join our team.

      At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

      Join us
    • India
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    Overview
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      Find the latest news about TCS in our Newsroom

      Get access to a catalog of the latest news stories from across TCS. Discover our press releases, reports, and company announcements.

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    • Press releases

      Recent Press releases

      15 May 2025 TCS Recognized as One of the World’s Top 50 Brands by Kantar BrandZ; Brand Value Soars 28% YoY to $57.3Bn
      14 May 2025 TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML
      12 May 2025 TCS Partners with Dhofar Insurance Company to Transform its Core Insurance Platform
      View all
    • News alerts

      Recent News

      02 May 2025 TCS Ranked Denmark’s #1 IT Service Provider for Customer Satisfaction in 2025
      23 Apr 2025 TCS Partners with Google Cloud on Agent-to-Agent Interoperability Protocol to Drive Future-Ready Enterprises
      11 Apr 2025 TCS Partners with Google Cloud to Accelerate AI-led Transformation in the Retail Sector
      View all
    • Analyst recognition

      Recent recognitions

      22 Apr 2025 TCS Ranked #6 Amongst Banking Technology Providers and Recognized as a Regional Leader across all Geographies by Everest Group
      17 Apr 2025 TCS BaNCS Named a Leader Among Wealth Management Products by Everest Group
      01 Apr 2025 TCS Positioned as a Leader in Worldwide Discrete Manufacturing Product Lifecycle Management Strategic Consulting Services and Systems Integration by IDC MarketScape
      View all
    • Events

      Upcoming events

      11 Jun 2025 TCS and PTC Present the North America Leadership Forum 2025
      04 Jun 2025 Veeva R&D and Quality Summit: Developing Better Health Outcomes
      02 Jun 2025 Siemens Realize LIVE: Discussing Technology and Digital Transformation
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    What we do
    • Overview Press tab for submenu items

      TCS is here to make a difference through technology.

      Leading the way in innovation for over 55 years, we build greater futures for businesses across multiple industries and 55 countries.

      Discover all solutions
    • Industries
      • Banking
      • Capital Markets
      • Consumer Packaged Goods and Distribution
      • Communications, Media, and Information Services
      • Education
      • Energy, Resources, and Utilities
      • Healthcare
      • High Tech
      • Insurance
      • Life Sciences
      • Manufacturing
      • Public Services
      • Retail
      • Travel and Logistics
    • Services
      • Artificial Intelligence
      • Cloud
      • Cognitive Business Operations
      • Consulting
      • Cybersecurity
      • Data and Analytics
      • Enterprise Solutions
      • IoT and Digital Engineering
      • Network Solutions and Services
      • TCS Interactive
      • Sustainability Services
    • Products and Platforms
      • TCS ADD™
      • TCS BANCS™
      • TCS BFSI Platforms
      • TCS CHROMA™
      • TCS Customer Intelligence & Insights™
      • TCS ERP on Cloud
      • ignio™
      • TCS iON™
      • TCS HOBS™
      • TCS Intelligent Urban Exchange™
      • TCS OmniStore™
      • TCS Optumera™
      • TCS Tap™
      • Quartz™ – The Smart Ledgers™
      • TCS TwinX™
      • TCS MasterCraft™
      • Jile™
      • TCS DigiBOLT™
    Overview
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
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    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Data and Analytics
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
  • Who we are
    • Overview Press tab for submenu items

      We deliver excellence and create value for customers and communities.

      Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

      Discover the difference
    • About Us
      • Leadership
      • Corporate Sustainability
      • Diversity, Equity, and Inclusion
      • Corporate Social Responsibility
      • The TCS Way
      • Alliances
    • Research & Innovation
      • TCS Research
      • TCS Pace™
    • Our Brand
    Overview
  • About Us expand here
    • Leadership
    • Corporate Sustainability
    • Diversity, Equity, and Inclusion
    • Corporate Social Responsibility
    • The TCS Way
    • Alliances
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Our Brand
  • Insights
    • Overview Press tab for submenu items

      Extraordinary expertise leads to remarkable results.

      We share news, insights, analysis and research – tailored to your unique interests – to help you deepen your knowledge and impact.

      Discover Expert Insights
    • Customer Stories
    • Perspectives
    • Global studies
    • Topics
      • Metaverse
      • Sustainability
      • Cybersecurity
      • Blockchain
      • Cloud
      • Future of Work
      • Health & Wellness
      • IoT
      • Data Analytics and Storage
    Overview
  • Customer Stories
  • Perspectives
  • Global studies
  • Topics expand here
    • Metaverse
    • Sustainability
    • Cybersecurity
    • Blockchain
    • Cloud
    • Future of Work
    • Health & Wellness
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    • Data Analytics and Storage
  • Careers
    • Overview Press tab for submenu items

      Want to be a global change-maker? Join our team.

      At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

      Join us
    • India
      • India
    • Americas
      • Argentina
      • Brazil
      • Canada
      • Chile
      • Colombia
      • Ecuador
      • Mexico
      • Peru
      • Uruguay
      • USA
    • Asia Pacific
      • Australia
      • Mainland China
      • Hong Kong SAR
      • Indonesia
      • Japan
      • Malaysia
      • New Zealand
      • Philippines
      • Republic of Korea
      • Singapore
      • Chinese Taipei
      • Thailand
    • Europe and UK
      • Belgium
      • Denmark
      • Estonia
      • Finland
      • France
      • Germany
      • Hungary
      • Ireland
      • Italy
      • Luxembourg
      • Netherlands
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      • Poland
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      • Sweden
      • Switzerland
      • United Kingdom
    • Middle East and Africa
      • Bahrain
      • Israel
      • Kuwait
      • Qatar
      • Saudi Arabia
      • South Africa
      • United Arab Emirates
    Overview
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom
    • Overview Press tab for submenu items

      Find the latest news about TCS in our Newsroom

      Get access to a catalog of the latest news stories from across TCS. Discover our press releases, reports, and company announcements.

      Discover more
    • Press releases

      Recent Press releases

      15 May 2025 TCS Recognized as One of the World’s Top 50 Brands by Kantar BrandZ; Brand Value Soars 28% YoY to $57.3Bn
      14 May 2025 TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML
      12 May 2025 TCS Partners with Dhofar Insurance Company to Transform its Core Insurance Platform
      View all
    • News alerts

      Recent News

      02 May 2025 TCS Ranked Denmark’s #1 IT Service Provider for Customer Satisfaction in 2025
      23 Apr 2025 TCS Partners with Google Cloud on Agent-to-Agent Interoperability Protocol to Drive Future-Ready Enterprises
      11 Apr 2025 TCS Partners with Google Cloud to Accelerate AI-led Transformation in the Retail Sector
      View all
    • Analyst recognition

      Recent recognitions

      22 Apr 2025 TCS Ranked #6 Amongst Banking Technology Providers and Recognized as a Regional Leader across all Geographies by Everest Group
      17 Apr 2025 TCS BaNCS Named a Leader Among Wealth Management Products by Everest Group
      01 Apr 2025 TCS Positioned as a Leader in Worldwide Discrete Manufacturing Product Lifecycle Management Strategic Consulting Services and Systems Integration by IDC MarketScape
      View all
    • Events

      Upcoming events

      11 Jun 2025 TCS and PTC Present the North America Leadership Forum 2025
      04 Jun 2025 Veeva R&D and Quality Summit: Developing Better Health Outcomes
      02 Jun 2025 Siemens Realize LIVE: Discussing Technology and Digital Transformation
      View all
    • Media kit
    Overview
  • Press releases
  • News alerts
  • Analyst recognition
  • Events
  • Media kit
  • Investors
    • Overview Press tab for submenu items

      TCS works hand in hand with world-leading investors.

      Tata Consultancy Services Limited
      NSE:TCS
      INR
      Discover more FY24-25 debrief
    • Management Commentary
      • Latest Quarter Commentary
      • Annual Report Section
    • Financials
      • Quarterly Earnings Reports
      • Download TCS Data Sheet
      • Erstwhile CMC Financials
    • News and Events
      • Press Releases
      • Corporate Actions
      • Events
      • Calendar
    • ESG
      • Environment
      • Social
      • Governance
      • Policies and Reports
      • Stakeholder Engagement and Identification of Material Issues
    • Resources
      • Investor FAQs
      • eTDS Portal
      • Stock Information
      • Analyst Coverage
      • Subsidiaries
      • Subscribe to Investor Updates
      • Unclaimed Dividend Information
    Overview
  • Management Commentary expand here
    • Latest Quarter Commentary
    • Annual Report Section
  • Financials expand here
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
  • News and Events expand here
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
  • ESG expand here
    • Environment
    • Social
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    • Stakeholder Engagement and Identification of Material Issues
  • Resources expand here
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  • Contact us
    TCS Worldwide
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    • Banking
    • Solution

    TCS Enterprise Application Services for BFSI

    Get the power of composable enterprise applications and ecosystems to propel transformation

    Share TCS’ BFSI Enterprise Application Services for Finance Transformation
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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Preparing Financial Crime Risk Management Frameworks
    In response to anticipated regulatory changes, FIs must reevaluate their risk management frameworks to address growing threats and stay resilient. Learn more.
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    16 May 2025
    AI in European Banking: Adoption Challenges and Opportunities
    For successful AI adoption, banks must prioritize workforce reskilling, people and culture, and collaboration while navigating GDPR and EU AI Act. Learn more.
    Blog
    14 May 2025
    TCS at the AWS Financial Services Symposium New York 2025
    Meet us at the AWS Financial Services Symposium to hear our clients’ transformational stories and how we help them embark on their cloud transformation journey.  
    Events
    15 May 2025
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
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     about Unlocking Exponential Future Growth in Capital Market Firms
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    TCS Helps Euroclear Bank Transform Post Trade Processing
    Learn about Euroclear Bank’s relationship with TCS BaNCS and how our corporate actions solution helped transform their post-trade operations in 120 countries.
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    PostFinance shares how it is leading the way in the Swiss financial sector, bringing digital asset trading to its customers with digital custody from TCS BaNCS.
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    05 Mar 2025
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    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
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    From AI imperatives to human-machine synergy, explore the technology trends across the insurance value chain that are shaping the future of the industry.
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    Quartz for Insurance Repository maintains digitized insurance policies, enabling insurers, policy holders, agents, and banks to connect in a blockchain-based ecosystem
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    Solution

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    Unlock Business Agility and Future-ready Operations with TCS

    Our Cognitive Business Operations caters to enterprises’ digital transformation needs and helps them achieve business continuity and resilient operations.
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    TCS Consulting Services to Achieve Success in the Digital Era

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    Highlights

    • For BFSI firms, faster time to market, data-driven decisions, and providing better experience to customers have become table stakes for business sustenance in a constantly changing business and regulatory environment.
    • To be relevant and competitive, they must become composable, adopt next-gen technologies such as AI, chatbots, and metaverse, enable platform monetization, and become sustainable.
    • TCS’ BFSI EAS portfolio makes enterprises agile by helping create future-proof composable systems that ensure faster time to market, and provide business-centric problem-solving capabilities and superior user experience.

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    Pitch Overview Our solution Benefits TCS advantage

    Pitch

    Banking, financial services, and insurance (BFSI) firms operate in a constantly changing business and regulatory environment.

    Faster time to market, data driven decisions, and providing better experience to customers have become table stakes for business sustenance. The need to diversify product portfolio, create new revenue streams, efficiently manage competition, mitigate cyber risks, and retain talent has never been more pronounced. Firms that take these challenges head-on can create a significant impact and value for both shareholders and end-customers. The avenues to create value are available across the value chain—from branch operations to the back-office operations. However, finance transformations are complex. With an experienced partner, this journey can become fulfilling and rewarding.

    TCS’ BFSI Enterprise Application Services (EAS) team has perfected the art of transforming BFSI CxO functions globally. TCS offers a full suite of transformation services and solutions to effectively modernize CxO functions and re-imagine business processes across value chains. TCS’ contextual knowledge of BFSI business, deep expertise in enterprise products, and flexible delivery models have enabled them to be both agile and thorough in their ability to react to the ever-changing business requirement. TCS’ extensive portfolio of proprietary solutions such as TCS Crystallus™ ensure that customers get the best out of their investments.

    Overview

    In innovation, the BFSI industry has led by example.

    BFSI firms constantly reinvent themselves to keep pace with a rapidly evolving business ecosystem marked by changing customer expectations. But, today, the pace of innovation and transformation needed is much greater than ever before. To remain relevant, BFSI firms must become composable, adopt next-gen technologies such as AI, chatbots, and metaverse, enable platform monetization, and become sustainable.

    TCS is a pioneer in bringing the power of composable enterprise applications and ecosystems to propel such transformation agendas for BFSI CxOs. TCS offers a full suite of offerings covering application advisory, business and technology transformation, optimization, and operations and innovation services. Focus areas include industry solutions, cloud transformation, integration platform harmonization, digital process management, and automation across all key BFSI sub-verticals and functions.  

    TCS’ services and solutions cover a wide portfolio of enterprise products such as Oracle, Salesforce, SAP, Pega, Appian, BlackLine, Coupa, OpenText, DocuSign, Bhoomi, Mulesoft, Infor, Ceridian, as well as more than 100 different partner products across different lines of business.

    Our solution 

    BFSI firms have to operate in a truly agile fashion to deal with the volatility of an ever-changing business landscape.

    BFSI firms have to operate in a truly agile fashion to deal with the volatility of an ever-changing business landscape. (Figure 1)

    • Advisory: Re-imagining the enterprise through persona-based design thinking approach and building the vision, strategy, and road map for the transformation journey.  TCS partners with customers to:
      • Gain strategic insights into their business areas and identify potential opportunities for transformation and prioritize them to drive exponential value realization.
      • Build compelling business case and return on Investment analysis to secure executive commitment.
      • Define the technology architecture aligned to business strategies, select the fit-for-purpose target platforms, and define the next-gen enterprise architecture.
    • Transformation: Seamlessly transform processes, people, and technology to future ready next-gen target state by adopting industry best practices and preconfigured solutions. TCS partners with customers to,
      • Re-imagine core functions like customer relationship management, customer experience, finance, procurement, and human capital management with pre-configured industry solutions and industry best practices.
      • Digitize banking processes and modernize legacy applications through automation and innovations.
      • Accelerate the speed and efficiency of Implementation through a host of Implementation accelerators covering data migration, testing, and integrations.
         
    • Optimization and operations: Drive incremental innovations and automation to realize business value through service improvements, efficiencies of scale, and simplified IT models. TCS partners with customers to, 
      • Implement TCS’ Machine First Delivery Model (MFDMTM) to drive business value focussed on providing optimal support and enhancement services with attention to continuous improvements and bringing AI to drive automation and operational efficiencies.
      • Deliver catalogued services for development, maintenance, and administration maintenance activities.
         
    • Innovation: Design-first approach to identify and address a customer’s business priorities—combining a human-centric design approach with contextual knowledge, technology expertise, and industry skills. TCS’ innovation offerings include:  
      • Design-thinking workshops: Discovery sessions in TCS’ global design studios, followed by rapid prototyping and creation of a minimum viable product (MVP). Through a well-defined continuous innovation process, TCS iterates the MVP to create a comprehensive end-to-end solution that addresses the customer’s unique requirements.
      • A library of business solutions and customized solution development offerings to help address business priorities in an agile manner.
    Figure 1: TCS BFSI EAS Innovation Full Suite of Services

    Benefits

    TCS’ Enterprise Application Services (EAS) help BFSI firms simplify their purpose-led transformations.

    In TCS’ EAS, customers have a trusted and experienced partner to accelerate the journey towards sustainable banking and insurance practices. Partner with TCS to:  

    • Strategize and define your enterprise application roadmap.
    • Implement and roll-out industry-specific packaged business capabilities across BFSI functions and drive focused outcomes such as:
    • 3x improvement in net promoter score (NPS)
    • 50% reduction in month-end close cycle
    • 57% improvement in straight through processing rates
    • 50% improvement in service capacity
    • Simplify program execution with transparent pricing models and agile PODs.  
    • Deploy cognitive AI tools and automation to manage your application landscapes.
    • Co-innovate and take to market solutions that address product gaps or specific business problems.

    The TCS advantage 

    TCS is an industry leader with deep domain expertise and extensive product experience.

    TCS offers comprehensive portfolio of enterprise application services and innovative solutions that help BFSI institutions remain competitive in a dynamic industry. TCS’ key differentiators that drive favorable outcomes include:

    • Application advisory framework: A comprehensive application advisory framework that facilitates the outlining of holistic enterprise application strategies, the selection of compatible applications, and defining ideal deployment approaches based on BFSI personas. Focus areas include customer management and experience, finance, procurement, human capital management, digital process management, and low-code, no-code development.
    • TCS CrystallusTM: Preconfigured industry solutions that accelerate business transformation. Focus areas include customer management and experience, finance, procurement, and human capital management.
    • Accelerators: A suite of accelerators and tools to support application upgrades, data migration, testing, integration, and development across transformation and optimization engagements.
    • Strategic partnership: Partnership with over 100 enterprise product vendors providing early access to product road maps, co-innovation, co-development and joint GTM opportunities.
    • Innovation centers: Extensive network of innovation and showcase center to drive innovations through design thinking workshops, discovery sessions, and partner co-innovation. 

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