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Industry
Banking
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Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
A complete core banking system, TCS BaNCS’ platform aids the specific needs of co-operative banking, enabling client-centric innovation and financial inclusion.
Solution
30 Jul 2025
TCS BaNCS community banking solution rests on a digital core and is designed to help financial institutions enhance the end-customer experience. Know more.
Solution
24 Apr 2023
Join us at the event and learn all about TCS BaNCS for Market Infrastructure and TCS BaNCS Global Securities Platform that support asset servicing, and more.
Events
03 Sep 2025
Trends to watch out for
Banks and financial institutions came out stronger after the pandemic, creating innovative solutions and unlocking alternative revenue streams.
The prevailing dynamic environment characterized by geo-political uncertainty, growing inflation, and an imminent recession requires banks to recalibrate their strategy to exploit emerging opportunities and unlock value. The accelerated pace of digitalization between 2020 and 2021 has catapulted the banking industry two-three years ahead with regard to technology adoption. How can the industry sustain this momentum?
The time to act is now.
TCS conducted a research study to understand the trends that banks need to focus on to stay on top of an ever-changing global order. Here’s what we found:
- The use of application programming interfaces (APIs) has surged across segments in financial services, making them a key revenue stream.
- Banks are upgrading the legacy technology at their branches using new-age tools such as chatbots, biometric identification, and more.
- Banks are using artificial intelligence (AI)-backed analytics to combat fraud, enhance compliance, and improve customer service through conversational AI. They're also tapping into automation to streamline time-consuming operations.
- Banks are democratizing finance by partnering with non-financial enterprises to create new distribution opportunities and enhance customer journeys.
Image of Vasu Padmanabhan
Vasu Padmanabhan
Vasu is the Principal Consultant and Head of the Research unit at TCS’ Banking, Financial Services, and Insurance (BFSI) business unit
Image of Rajesh Santhanam
Rajesh Santhanam
Rajesh is a Senior Consultant in the Research unit of TCS’ Banking, Financial Services, and Insurance (BFSI) business unit
Image of Sowmmea Srinivasan
Sowmmea Srinivasan
Sowmmea is an Analyst in the Research unit of TCS’ Banking, Financial Services, and Insurance (BFSI) business unit
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