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Industry
Banking
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Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
Invisible payments stands out as one of the most innovative digital payment trends. Download this TCS paper to know about the opportunities and use cases, the challenges to adoption, and the technology capabilities that banks will need to acquire before embarking on a full-fledged implementation
White Paper
12 Sep 2018
While banks and insurers must experiment with AI agents to transform operations, they must ensure ethically sound practices to help leaders deal with dilemmas.
White Paper
18 Jun 2025
Generative AI techniques applied to ISO-rich data can help fuel innovation, ensuring regulatory compliance and fraud management across the payments landscape.
White Paper
18 Feb 2025
Transitioning to next-gen payment capabilities
With evolving customer demands and regulatory environment, payment infrastructure needs to be augmented with next-gen capabilities to enhance real-time payments, adopt contactless payments, and ensure the availability of a robust payment ecosystem.
Banks and financial institutions must rejig the payment test function across various elements to transition to next-gen payment capabilities.
Some crucial aspects to be kept in mind while defining and executing the test strategy include:
- Test transformation readiness: Set imperatives, priorities, and structures
- Comprehensive impact view: Review target payment platform requirements with comprehensive impact and gap analysis
- Fit-for-purpose test strategy: Define a complete strategy for testing that spans ecosystem and platform change while factoring in risk assurance
- Test environment and data synchronization: Ensure alignment between test data and test environment
- Real-time processing: Define a testing plan for real-time payment processing
About the author
Image of Dhiraj Lokhande
Dhiraj Lokhande
Dhiraj Lokhande is an advisor and architect in the Technology and Transformation Advisory function of the Banking, Financial Services, and Insurance (BFSI) business unit at TCS.
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