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    Where adaptability meets advantage

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

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      We deliver excellence and create value for customers and communities.

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    • Perpetually Adaptive Enterprise Press tab for submenu items

      Where adaptability meets advantage

      At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

      Adaptability starts here
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      We deliver excellence and create value for customers and communities.

      Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

      Discover the difference
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      Want to be a global change-maker? Join our team.

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      Recent Press releases

      17 Jul 2025 TCS Ranked Among Top 20 Global Technology Brands in Brand Finance Tech 100 2025 List
      15 Jul 2025 TCS & MIT Sloan Management Review Launch New Research Series; Unveil Roadmap for Human-AI collaboration in Enterprises
      10 Jul 2025 Robust Order Book and Operational Resilience mark TCS’ Q1
      View all
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      16 Jul 2025 TCS Launches AI-Powered Research & Innovation Centre in Singapore to Accelerate Enterprise Innovation at Scale
      09 Jul 2025 TCS Launches ‘Gen AI Tech Pathway’ in its STEM Education Program goIT
      03 Jul 2025 TCS Unveils the 2025 Edition of TCS InQuizitive Across 12 Indian Cities, To Spotlight India’s Brightest Young Minds
      View all
    • Analyst recognition

      Recent recognitions

      17 Jul 2025 TCS a Leader in Life and Annuities Insurance BPS and Third-Party Administrator Services: Everest Group
      15 Jul 2025 TCS Recognized as a Leader in Healthcare Provider Digital Services by Everest Group
      01 Jul 2025 TCS Recognized as a Leader in Pharmacovigilance Operations Services by Everest Group
      View all
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      29 Sep 2025 TCS BaNCS at SIBOS 2025, Frankfurt
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    • TCS BaNCS™
    • Solution

    TCS BaNCS™ for Insurance

    Precise. Intelligent. Transformative.

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    Share TCS BaNCS for Insurance: Driving Innovation and Efficient Processes
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    Experience impactful digital transformation with an AI-powered platform for insurance administration.

    In today’s fiercely competitive and rapidly evolving insurance landscape, insurers and pension providers strive to be seen as innovative, efficient, and digitally adaptive. TCS BaNCS for Insurance is just that. With a number of cutting-edge solutions, TCS BaNCS for Insurance transforms insurance businesses into digital powerhouses with its digital-first, cloud-first solutions leveraging AI and advanced analytics, enabling smart user journeys. With its cognitive product configurator and dashboards, TCS BaNCS for Insurance helps insurers become more efficient while launching new products with extreme agility. 

    With its robust data streaming, curation, and pipeline of organizational, external, and unstructured data, the next-gen TCS BaNCS for Insurance enables insurers to discover the next level of personalization, accessing  the full potential of the business ecosystem. The inherent modularity of TCS BaNCS for Insurance and an array of proven microservices help insurers de-risk transformations of any scale and complexity.

    Features

    Comprehensive value chain coverage across all lines of business

    Process automation and channel integration with embedded AI

    Cloud-optimized architecture

    Innovation, speed-to-market, and personalization through virtual assistants

    Data-driven enterprise

    Our Solutions

    TCS BaNCS for Insurance, with its cloud-first model, provides the flexibility and scalability demanded by insurance and pension providers to identify market opportunities and address challenges through automated, efficient business processes. The dynamic and intelligent solution delivers greater efficiency and a transformative experience while focusing on customer centricity. Designed for interoperability, TCS BaNCS for Insurance integrates seamlessly into carriers’ operational and extended business ecosystems.

    In over 15 years, TCS BaNCS for Insurance has carved a presence in more than 60 of the world’s leading insurers across 20 nations, spanning life, retirement, health, property and casualty, and reinsurance. Backed by decades of experience, our team of experts brings a rare mix of technology and domain expertise to transform any challenge into an opportunity for its customers.

    Residing on a digital core, TCS BaNCS for Life Insurance and Pension supports conversational AI to guide and advise users through their business journeys. The TCS BaNCS’ new cognitive product configurator makes agile product launch a reality, reducing time-to-market to a matter of days. The solution offers a rich set of domain APIs that simplify ecosystem play and enable interoperability across channels and business lines. With regulatory readiness, the solution is slated to rapidly expand its global footprint.

    Read more

    TCS BaNCS for Property and Casualty Insurance encompasses all facets of property and casualty insurance management. This platform is equipped to handle the entire insurance value chain, including product management, underwriting, policy servicing, claims operations management, reinsurance, and insurance accounting.  The digital operating model with process automation allows insurers to respond effectively to market dynamics and customer demands.

    Read more

    TCS BaNCS for Health Insurance offers comprehensive solutions, including individual, group, voluntary benefits, and more, through both cloud and on-premises platforms. The solution is parameter-driven, follows a component-based architecture, and allows flexible configurations to meet specific business needs and deliver tailored personalization. It is enabled with pre-configured packaging of features and functionalities and incorporates worldwide best practices through its strong partner networks.

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    TCS BaNCS for Reinsurance, a globally proven core reinsurance application, offers a single platform to address both standard and specific requirements of administering reinsurance for life insurance and non-life insurance products. It manages outward (ceded) and inward (assumed) reinsurance operations for primary insurers and reinsurers of any size across markets. It manages the full cycle of reinsurance functions, from defining the treaty to handling policy cession administration, claims recovery processing, and reinsurance accounting utilizing advanced analytics and real-time reporting capabilities.

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    Highlights

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    70MN+

    Life and pensions policies

    500MN+

    Non-life and health policies

    7

    Out of 10 UK insurers

    70%

    Non-life insurers in India

    50%

    Top Middle East insurers use TCS BaNCS for Life Insurance and Pension

    In focus

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    Press Release

    TCS Signs 15-Yr Deal with Department of Social Protection to Transform Ireland’s Pensions System, Aiding 800K Workers Read More

    Press Release

    TCS Expands Strategic Partnership with Aviva with a new 15-year agreement in the UK Read More

    Case Study

    MLC Life Insurance aligns growth with digital modernization Read more

    News Alert

    TCS Partners with MUFG Pension & Market Services to Transform Superannuation & Pension Landscape Read More

    Related Reading

    Swipe Left
    Swipe Right

    TCS Partners with Dhofar Insurance Company to Transform its Core Insurance Platform

    Press Releases   Opens in new tab

    TCS Partners with MUFG Pension & Market Services to Transform Superannuation & Pension Landscape

    News Alert   Opens in new tab

    TCS Expands Strategic Partnership with Aviva with a new 15-year agreement in the UK

    Press Releases   Opens in new tab

    Solidarity Bahrain Selects TCS BaNCS for Insurance as its Core Digital Platform

    Press Releases   Opens in new tab

    Transformation is within reach

    Explore a product-centric, scalable approach to solving enterprise problems.

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