Balu Subramoniam (Balu) has more than 20 years’ experience working with large banking, financial services, and insurance institutions across the US and the UK. In his current role as Consulting partner with TCS’ AWS business unit, Balu works with TCS industry groups, technology teams, and AWS financial services partners to identify industry trends and develop architecture for business cases using AWS solutions. Balu holds a bachelor's degree in information technology (2002) from the University of Madras, Chennai, India. He has completed certification courses in banking from the Indian Institute of Banking and Finance (IIBF, 2015). Balu is also certified in AWS solutions architecture, data analytics and holds multiple other AWS certifications and badges. Balu is currently focusing on building expertise in AI and machine learning and applying them to build innovative solutions.