Debashis Dutta is a Domain Consultant with the Banking and Financial Services (BFS) business unit of Tata Consultancy Services (TCS). He has over 22 years of experience in risk management and Basel compliance, and has served as a risk manager for several banks, as well as a manager with KPMGs financial risk advisory, prior to joining TCS. Dutta has a Ph.D. in risk management and an MBA degree from Jadavpur University, Kolkata. He has presented several papers on extreme value theory, value at risk, validation of credit rating systems, stress testing, and so on, at various global forums and industry events.