Dhiraj Lokhande is an advisor and architect in the Technology and Transformation Advisory function of the Banking, Financial Services, and Insurance (BFSI) business unit at TCS. He has over 20 years of experience in software testing and has worked in various roles managing payment technology transformation programs, digital adoption, and consulting. He has been instrumental in creating a link between business and technology and supporting and helping user acceptance testing to enable firms to become customer-focused entities. Dhiraj has a bachelor’s degree in Computer Engineering from Pune University, Maharashtra, India.