- Perpetually Adaptive Enterprise Press tab for submenu items
Where adaptability meets advantage
At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.
-
Industries
-
Services
-
Products and Platforms
-
Research & Innovation
-
Alliances
Perpetually Adaptive Enterprise
Industries
expand here
Services
expand here
Products and Platforms
expand here
Research & Innovation
expand here
- About Us Press tab for submenu items
We deliver excellence and create value for customers and communities.
Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.
-
Brand
-
Leadership
-
Community
-
Sustainability
-
Inclusion
-
Values
- Customer Stories Press tab for submenu items
Discover why customers choose TCS
We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.
-
Events
Upcoming events
29 Sep 2025 TCS BaNCS and Quartz at SIBOS 2025, Frankfurt22 Sep 2025 TCS Life Sciences Forum 2025 LondonView all16 Sep 2025 Shaping Tomorrow through AI -
Analyst Recognition
-
Global Studies
- Build a future with us Press tab for submenu items
Want to be a global change-maker? Join our team.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
-
India
-
Americas
-
Asia Pacific
-
Europe and UK
-
Middle East and Africa
Build a future with us
India
expand here
Americas
expand here
Asia Pacific
expand here
Europe and UK
expand here
Middle East and Africa
expand here
Investor Relations
Management Commentary
expand here
Financials
expand here
News and Events
expand here
ESG
expand here
Resources
expand here
- Worldwide Press tab for submenu items
Global knowledge. Local support
At TCS, we help enterprises grow through innovative solutions globally. Adapt and thrive with us.
-
Global
-
Localized sites
Top Results
Showing
10
01 - 07
-
Banking / Executive Viewpoint
You have these already downloaded
We have sent you a copy of the report to your email again.
A compelling social need and a tremendous economic opportunity
Tapping the ‘unbanked populations’ offers a chance to address social inequalities, drive inclusive growth and large business opportunity for companies.
Globally, billions of low-income individuals and millions of micro, small, and medium enterprises (MSMEs) are excluding themselves from viable financial service systems hindering the respective country’s sustainable inclusive growth. This calls for a strategic intervention, which some of the countries have undertaken – with varying success. Parallelly, some markets, despite having access to digital financial services show a lukewarm response owing to high financial and operational costs and consumer concerns about the security of financial transactions.
In this executive perspective, Chandra Mohan Malladi, Head of Financial Services and Digital Payment Innovation, TCS, gives the industry viewpoint and Libby McDonald, Inclusive Economies Specialist and Lecturer, MIT D-Lab, gives the academia viewpoint on improving customer behavior with digital financial inclusion and the role of different stakeholders.
The key considerations for creating a digital financial inclusion ecosystem are:
- Forging flawless collaboration between stakeholders and offering last-mile agency network for widespread adoption
- Productizing customized and affordable financial solutions by leveraging suitable technologies
- The government, policymakers, and market players joining hands with a belief and commitment to bringing about socio-economic changes as well as sustainable business opportunities
TCS envisions that the next wave of solutions will leverage digital technologies and data science to analyze customers’ dynamic needs to drive mass personalization at scale and deliver financial services at the need of the hour.
More like this
1/4
Banking
AI Agents: The Next Frontier of Financial Services Transformation
White Paper
|
08 Aug 2025
Opens in new tab
2/4
Banking
Artificial Intelligence
Mitigating Non-financial Risks Arising from Generative AI
Article
|
29 Jul 2025
Opens in new tab
3/4
Banking
TCS Helps Nationwide Building Society Improve Communication and CX
Customer Testimonial
|
22 Jul 2025
Opens in new tab
4/4
Banking
Data Security and Privacy in Multi-cloud Environments in BFSI Firms
White Paper
|
22 Jul 2025
Opens in new tab
Find out more
What’s on your mind?
We’re here to help! Tell us what you’re looking for and we’ll get you connected to the right people.
Looking for something else?
©2025 TATA Consultancy Services Limited
©2025 TATA Consultancy Services Limited
- Privacy Notice
- Cookie Policy
- Accessibility Declaration
- Disclaimer
- Security Policy
- California Notice at Collection
- Customize Cookies
