- Overview Press tab for submenu items
TCS is here to make a difference through technology.
Leading the way in innovation for over 55 years, we build greater futures for businesses across multiple industries and 55 countries.
-
Industries
-
Services
-
Products and Platforms
- Overview Press tab for submenu items
We deliver excellence and create value for customers and communities.
Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.
-
About Us
-
Research & Innovation
-
Our Brand
- Overview Press tab for submenu items
Extraordinary expertise leads to remarkable results.
We share news, insights, analysis and research – tailored to your unique interests – to help you deepen your knowledge and impact.
-
Customer Stories
-
Perspectives
-
Global studies
-
Topics
- Overview Press tab for submenu items
Want to be a global change-maker? Join our team.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
-
India
-
Americas
-
Asia Pacific
-
Europe and UK
-
Middle East and Africa
Overview
India
expand here
Americas
expand here
Asia Pacific
expand here
Europe and UK
expand here
Middle East and Africa
expand here
- Overview Press tab for submenu items
Find the latest news about TCS in our Newsroom
Get access to a catalog of the latest news stories from across TCS. Discover our press releases, reports, and company announcements.
-
Press releases
-
News alerts
-
Analyst recognition
-
Events
Upcoming events
10 Aug 2025 TCS BaNCS at COBA 2025, Brisbane, AustraliaView all23 Jun 2025 TCS at HPE Discover Las Vegas 2025 -
Media kit
- Overview Press tab for submenu items
TCS works hand in hand with world-leading investors.
Tata Consultancy Services LimitedNSE:TCSINR -
Management Commentary
-
Financials
-
News and Events
-
ESG
-
Resources
Overview
Management Commentary
expand here
Financials
expand here
News and Events
expand here
ESG
expand here
Resources
expand here
- Worldwide Press tab for submenu items
Global knowledge. Local support
At TCS, we help enterprises grow through innovative solutions globally. Adapt and thrive with us.
-
Global
-
Localized
Top Results
Showing
10
01 - 07
-
Banking / Executive Viewpoint
You have these already downloaded
We have sent you a copy of the report to your email again.
A compelling social need and a tremendous economic opportunity
Tapping the ‘unbanked populations’ offers a chance to address social inequalities, drive inclusive growth and large business opportunity for companies.
Globally, billions of low-income individuals and millions of micro, small, and medium enterprises (MSMEs) are excluding themselves from viable financial service systems hindering the respective country’s sustainable inclusive growth. This calls for a strategic intervention, which some of the countries have undertaken – with varying success. Parallelly, some markets, despite having access to digital financial services show a lukewarm response owing to high financial and operational costs and consumer concerns about the security of financial transactions.
In this executive perspective, Chandra Mohan Malladi, Head of Financial Services and Digital Payment Innovation, TCS, gives the industry viewpoint and Libby McDonald, Inclusive Economies Specialist and Lecturer, MIT D-Lab, gives the academia viewpoint on improving customer behavior with digital financial inclusion and the role of different stakeholders.
The key considerations for creating a digital financial inclusion ecosystem are:
- Forging flawless collaboration between stakeholders and offering last-mile agency network for widespread adoption
- Productizing customized and affordable financial solutions by leveraging suitable technologies
- The government, policymakers, and market players joining hands with a belief and commitment to bringing about socio-economic changes as well as sustainable business opportunities
TCS envisions that the next wave of solutions will leverage digital technologies and data science to analyze customers’ dynamic needs to drive mass personalization at scale and deliver financial services at the need of the hour.
More like this
1/4
Banking
Leveraging Generative AI to Combat Mortgage Fraud
White Paper
|
04 Jun 2025
Opens in new tab
2/4
Banking
Digitalizing Covenant Management in Commercial Banking
White Paper
|
20 May 2025
Opens in new tab
3/4
Banking
Preparing Financial Crime Risk Management Frameworks
Article
|
16 May 2025
Opens in new tab
4/4
Banking
Open-source data analytics platforms in banks and FIs
White Paper
|
09 May 2025
Opens in new tab
Find out more
What’s on your mind?
We’re here to help! Tell us what you’re looking for and we’ll get you connected to the right people.
Looking for something else?
©2025 TATA Consultancy Services Limited
©2025 TATA Consultancy Services Limited
- Privacy Notice
- Cookie Policy
- Accessibility Declaration
- Disclaimer
- Security Policy
- California Notice at Collection
- Customize Cookies
