- Overview
TCS is here to make a difference through technology.
Leading the way in innovation for over 50 years, we build greater futures for businesses across multiple industries and 131 countries.
-
Industries
-
Services
-
Products and Platforms
-
Research & Innovation
Overview
Industries
expand here
Services
expand here
Products and Platforms
expand here
Research & Innovation
expand here
- Overview
We’re in it for good, driving positive change for the benefit of all.
Our expert, committed team put our shared beliefs into action – every day. Together, we combine innovation and collective knowledge to create the extraordinary.
-
About Us
-
Leadership
-
Events
- Overview
Extraordinary expertise leads to remarkable results.
We share news, insights, analysis and research – tailored to your unique interests – to help you deepen your knowledge and impact.
-
Customer Stories
-
Perspectives
-
Global studies
-
Topics
- Overview
Want to be a global change-maker? Join our team.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
-
India
-
Americas
-
Asia Pacific
-
Europe and UK
-
Middle East and Africa
Overview
India
expand here
Americas
expand here
Asia Pacific
expand here
Europe and UK
expand here
Middle East and Africa
expand here
- Overview
Find the latest news about TCS in our Newsroom
Get access to a catalog of the latest news stories from across TCS. Discover our press releases, reports, and company announcements.
-
Press releases
Recent Press releases
View all -
News alerts
-
Analyst recognition
Recent recognitions
View all -
Media kit
- Overview
TCS works hand in hand with world-leading investors.
Tata Consultancy Services LimitedNSE:TCSINR -
Management Commentary
-
Financials
-
News and Events
-
ESG
-
Resources
Overview
Management Commentary
expand here
Financials
expand here
News and Events
expand here
ESG
expand here
Resources
expand here
Top Results
Showing
10
01 - 07
What’s on your mind?
We’re here to help! Tell us what you’re looking for and we’ll get you connected to the right people.
Looking for something else?
You have these already downloaded
We have sent you a copy of the report to your email again.
Industry
Banking
This will open an overlay
Banking on purpose-led ecosystems
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
Learn about GenAI in finance and how it can drive differentiation in banking, finance, and insurance and enable efficiencies and transformation in the sector.
White Paper
23 Feb 2024
With real-time interaction management, TCS’ solution helps clients improve customer relationship management and offer omnichannel customer experience. Learn more.
Solution
01 Jul 2022
As the global economy recovers, banks are likely to focus on payment modernization, ESG, & other such initiatives for better resilience & a tech-driven growth.
Research
22 Aug 2022
Capital Markets
This will open an overlay
Unlocking Exponential Future Growth in Capital Market Firms
Read how capital market firms must build trust through purpose-driven & innovative business models to weather disruptions & ensure adaptability & shock-proof growth.
Related Insights
The banking industry & capital markets are facing challenges due to COVID-19. Read how they can utilize AI & machine learning to improve operational efficiency.
Solution
17 Aug 2022
Our solution extracts and co-relates information on financial events, reducing manual effort to extract data from news articles on human cognitive intelligence.
Solution
21 Mar 2024
As banks and investors look for safer avenues, this paper aims to demystify trade finance products such as letter of credit, guarantees, and commodity finance.
White Paper
04 Aug 2023
Products and platforms
TCS BaNCS™
This will open an overlay
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
Related Insights
Join TCS BaNCS at Sibos, Beijing, where we will discuss banking transformation and innovation and showcase our solutions for payments and capital markets.
Events
25 Apr 2024
Aggregating its core banking system into a single TCS BaNCS platform, BSF was able to transform payments and collections, improving operations and revenue.
Article
24 Apr 2024
TCS BaNCS for Trading is a multi-market, multi-asset trading solution helping brokers, banks and financial institutions offer improved user experience. Learn more.
Solution
29 Jun 2023
HIGHLIGHTS
- Running up to the year 2050, it is estimated that we will probably be amid the biggest intergenerational wealth transfer, which means that every part of the wealth management value chain requires a revisit.
- TCS has been working closely with the North American financial ecosystem to see how TCS BaNCS can help wealth management firms deliver value at scale and seize the opportunity available to them.
- The US capital markets value chain is under the hood with the T+1 initiative. Given the configurable rule-driven architecture of TCS BaNCS and the core principles of T+1 being built into the product for other securities markets which are already in T+1, the migration to T+1 will be quite seamless for our partner banks in the U.S.
At TCS BaNCS, we always look at the horizon for the next set of possibilities while being firmly focused on the now and here. On one hand, we strive to provide the predictability, resilience, and reliability for which our customers partner with us, while at the same time, we have to carefully adapt and weave technology disruption that is happening all around us into the TCS BaNCS ecosystem such that it prepares our customers for the future. Given the scale at which technology itself is getting disrupted, this has been a busy season.
In the developed world, running up to the year 2050, it is estimated that we will probably be in the midst of the biggest intergenerational transfer of wealth ever, with estimates varying across hundreds of billions of dollars. This also means that every part of the wealth management value chain -- from investment strategies to tax optimization requires a revisit. Technology primarily needs leveraging to enhance the quality of the two fundamental cornerstones of wealth management - advice and relationship management.
The experience provided by the so-called “wealth front office” is only as good as the core securities and cash back-office processing. It is in that context that TCS has been working closely with the North American financial ecosystem to see how TCS BaNCS, as a multi-asset class platform across cash, securities, and crypto and with an integrated 360-degree client view, can help wealth management firms deliver value at scale and seize the opportunity available to them.
The US capital markets value chain is, in a sense, disrupting itself under the hood with the T+1 initiative, and by its sheer scale has a positive impact on global markets. It is forcing every participant in the chain to relook at the assumptions of money management and cross-border trades, especially in the world where retail investors are key and need to be protected. Technically, more velocity is being given to a transaction as it changes the paradigms of cross-border trade cut-off times, liquidity, efficiency, margins, counterparty risks, and regulatory oversights, to mention a few.
Given the configurable rule-driven architecture of TCS BaNCS and the fact that the core principles of T+1 are already built into the product for other securities markets which were already in T+1, the migration to T+1 will be quite seamless for our partner banks in the U.S.
Another key area we continue exploring is AI, which demands acceleration given the current disruption of Generative AI. “How do we make any use of AI predictable and testable in TCS BaNCS”? is the paramount question, considering its mission-critical nature. It was more critical to get the principles of “white box testing” right with the securities and corporate actions use cases before we released it for the obvious business benefits that the use cases would offer. We see the exciting possibilities in the area of operational risk control as well as operational efficiency benefits.
Cloud adoption is another track on which some of our clients have embarked, and some have also completed the transition. Across institutions of all types in terms of scale and breadth, cloud adoption seems to be more a question of how much and when and not so much of a “whether.” The power of harnessing ecosystems and data that the cloud seamlessly enables, and its unparalleled business agility are powerful drivers, and we expect this to play out among the major North American market players in the next few years.
Edition #36 of the TCS BaNCS Customer Newsletter focuses on our work in the securities processing space in North America.
"How do we make any use of AI predictable, testable in TCS BaNCS”? is the paramount question, considering its mission-critical nature.
About the author
Image of Venkateshwaran Srinivasan
Venkateshwaran Srinivasan
Venkat heads TCS Financial Solutions, a strategic business unit of TCS. Over the last 27 years, Venkat has performed a variety of roles in the financial services and financial software products business, including product strategy, program management, sales, customer relationship, and key account management.
Related reading
Swipe Left
Swipe Right
