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Reducing Bad Loans with Collaborative Credit Risk Management

Subhendu Ghatak

Solution Architect, Oracle Center of Excellence

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How regulatory and financial bodies can provide credit risk management to banks.

The interest from long-terms loans is an important revenue source for banks. But accurately assessing the borrower’s credit risk requires highly sophisticated data analytics, which can be challenging for smaller banks. Deep dive into how (and why) banks should collaborate to set up a centralized credit risk management system with:

  • Vast volumes of data

  • Analytical tools 

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