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TCS Bancs | TCS BaNCS Digital

Shift digital with TCS BaNCS

Consumer behavior is evolving, amid the growing adoption of smartphones, tablets and wearable customers have changed the way they approach banking. Customers today expect you to deliver a compelling ominichannel digital experience that is convenient and offers interactions that are contextual and intuitive. With new market entrants and emerging technologies posing a considerable challenge, you need to find innovative ways of enhancing user experience and offering personalized services.

TCS BaNCS Digital is an easily deployable and highly scalable solution that caters to retail and corporate banks focused on small and medium businesses (SMBs), securities trading, and wealth management with a rich digital experience. The solution has a hybrid architecture and a responsive web design which accelerates roll out of apps for multiple mobile operating systems, by reusing HTML5, CSS3 and JavaScript components. It also leverages Apache Cordova to access native resources.

An array of choices to cater to every need
TCS BaNCS Digital includes a host of consumer and enterprise apps that integrate social media, real time analytics, and retail banking functions. The solution has been built to cater to the following needs:

  • Retail banking – its modern and flexible platform will help deliver a next generation user experience for effective customer engagement. Built on a strong framework, it supports purpose-built as well as monolithic apps from the same code base and the all-encompassing banking solution offers a wide range of functionalities across digital channels 
  • Digital account opening – provides a single engagement platform for opening new accounts – be it through a browser, table, or smartphone. It also enables self-service account opening for a range of banging products, including deposits, credit cards, and consumer loans
  • Small and medium business banking – provides powerful features for increased organizational efficiency, allowing business owners and employees to manage financial activities effortlessly, and focus on core operations 
  • Build your own apps platform – facilitates comprehensive app development through provisioning of embedded financial widgets that can be built or configured from a pre-defined library.
  • Analytics and insights for enterprises – offers various descriptive, prescriptive and predictive analytical models that foster quick decision making around customer engagement and retention, product planning and business performance.

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Press Releases

TCS Unveils TCS BaNCS Digital in the United States

US-based banks can now use TCS BaNCS Digital to deliver an intuitive, interactive and insightful customer experience.

Press Releases

Launch of TCS BaNCS Digital platform to help banks deliver hyper-connected, personalized experience to customers

TCS BaNCS Digital to help financial institutions reimagine the digital experience for their customers and build a seamless and interconnected bank.

TCS in the News

Customers: The Cornerstone of Digital Innovation

N Ganapathy Subramaniam, President TCS Financial Solutions shared his views on what banks can expect in the areas of digital disruption and regulation at the TCS Tech Roundtable, Australia.