Payment Advisory Services and Solutions

Challenge

Despite the plethora of non-cash digital payment options available through various Wallets and Mobile Payment Apps, customers find it difficult to choose the optimal payment option each time they make a purchase.

On the other hand, financial institutions are limited in their ability to influence a customer’s choice of payment instrument at the point of purchase.

TCS Solution

TCS Payment Advisory Solution blends seamlessly with a bank’s ecosystem, enabling them to offer customized and contextual financing options to customers at the point of purchase.

Our solution:

Accesses multiple financial products (and related account attributes) offered by financial institutions.
Facilitates complete payment fulfillment through multiple channels and evolving technologies, such as Host Card Emulation, Near Field Communications (NFC), and Bluetooth Low Energy (BLE) at the Point of Sale

At the frontend, and leverages our 32-point decision framework helps customers choose the most optimal payment instrument at the point of purchase.

The ‘Pay with Points’ option facilitates timely redemption of rewards, and increases the perceived value of the loyalty program.

Benefits

Influence customer spend to increase revenue
Provide real-time, contextualized financing options
Enhance security with tokenized payment credentials
Help customers maximize benefits each time they pay
Allow real time-view of transactions, balances, and spend patterns
Enhance impact of reward programs via ‘Pay with Points’
Maximize ROI for card-linked offers

Where adaptability meets advantage

We deliver excellence and create value for customers and communities.

Discover why customers choose TCS

Upcoming events

Recent recognitions

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Find the latest news about TCS

Recent News

Global knowledge. Local support

Where adaptability meets advantage

We deliver excellence and create value for customers and communities.

Discover why customers choose TCS

Upcoming events

Recent recognitions

Want to be a global change-maker? Join our team.

Find the latest news about TCS

Recent News

Global knowledge. Local support

TCS Payment Advisory Solution

Download report

Challenge

TCS Solution

Benefits

Where adaptability meets advantage

We deliver excellence and create value for customers and communities.

Discover why customers choose TCS

Upcoming events

Recent recognitions

Want to be a global change-maker? Join our team.

Find the latest news about TCS

Recent News

Global knowledge. Local support

Download report

Challenge

TCS Solution

Benefits

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