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TCS BaNCS to Power Harbin Bank’s Transformation into an International Brand


Tata Consultancy Services’ Core Banking Platform Supports Faster Product Launches, Omni-Channel Experience, and Growth in New Markets

BEIJING | MUMBAI, April 2, 2019: Tata Consultancy Services (TCS), (BSE: 532540, NSE: TCS), a leading global IT services, consulting and business solutions organization, announced that TCS BaNCS for Core Banking has been successfully deployed at Harbin Bank, a full-service commercial bank in China, as part of its business model transformation journey.

Harbin Bank aims to grow from a mid-sized player in a highly contested domestic market to an international brand, known for product innovation and a world-class customer experience. To achieve this vision, the bank selected TCS BaNCS as its digital core to integrate all its products, channels, and operations, and support its digital ambitions.

The core transformation program was successfully completed in August 2018, and the TCS BaNCS solution is currently used for deposits, cards, channels, and payments, across Harbin Bank’s 593 branches in China that serve 22 million customers.

The unified digital core banking solution helps the bank consolidate information in real time across service channels and business lines, enabling a true omni-channel experience for its customers. Leveraging the power of data, Harbin Bank is also able to offer personalized services and launch innovative products. With faster processing times, integrated credit limits, and daily revaluation capabilities, the new solution enables a more data driven decision-making and enhances the bank’s risk management capabilities. The API-based architecture will allow it to connect to larger and new ecosystems seamlessly.

“We selected TCS BaNCS for its established track record in core banking transformations in China as well as the product’s scalability, configurability and robustness. We were confident that TCS is the most reliable partner for our long-term expansion plans into emerging markets in Asia and beyond,” said Guo Zhiping, Chairman, Harbin Bank.“The solution was deployed in record time, and is now acting as a firm foundational base for us to achieve our strategic mission of establishing ourselves as a first-class bank offering quality and differentiated experiences and solutions. The TCS BaNCS solution has already improved our time-to-market for new and innovative products.”

“Harbin Bank’s transformation powered by TCS BaNCS is demonstrative of TCS’ Business 4.0TM vision to help customers transform their businesses and extend their reach to larger, digitally-enabled and collaborative ecosystems,” said Venkateshwaran Srinivasan, Head, TCS Financial Solutions.“Proven transformational methodologies, and strong program governance coupled with strong executive sponsorship from the Bank, ensured the timely delivery of the solution. The functional breadth and depth of the TCS BaNCS solution will ensure that Harbin Bank is able to establish its leadership as a strong digital brand internationally.

About Harbin Bank

Harbin Bank Co. (former Harbin City Commercial Bank) is a nation-wide share-holding commercial bank, headed in Harbin, China. The company's primary activities consist of loans for small and medium-sized enterprises (SME), deposits in domestic currencies, including checking accounts, savings accounts, portfolio management, foreign exchanges, and electronic banking services.

About TCS Financial Solutions

TCS Financial Solutions is a strategic business unit of Tata Consultancy Services. Dedicated to providing business solutions to financial institutions globally, TCS Financial Solutions has compiled a comprehensive product portfolio under the brand name of TCS BaNCS. The TCS BaNCS universal financial solution is designed to help financial services institutions enhance end customer experience, enabling them to embrace open and innovative technologies that embody true digital customer engagement. Deployed at more than 450 installations worldwide, it is the largest collection of components, enterprise and consumer apps for the financial industry made available through the cloud, helping firms become more agile and intelligent by leveraging the power of new and extended ecosystems.

To know more about TCS BaNCS, please visit:  

About Tata Consultancy Services Ltd. (TCS)                                                                                                                      

Tata Consultancy Services is an IT services, consulting and business solutions organization that has been partnering with many of the world’s largest businesses in their transformation journeys for the last fifty years. TCS offers a consulting-led, Cognitive powered, integrated portfolio of IT, Business & Technology Services, and engineering. This is delivered through its unique Location Independent Agile delivery model, recognized as a benchmark of excellence in software development.

A part of the Tata group, India's largest multinational business group, TCS has over 417,000 of the world’s best-trained consultants in 46 countries. The company generated consolidated revenues of US $19.09 billion for year ended March 31, 2018 and is listed on the BSE (formerly Bombay Stock Exchange) and the NSE (National Stock Exchange) in India. TCS' proactive stance on climate change and award winning work with communities across the world have earned it a place in leading sustainability indices such as the Dow Jones Sustainability Index (DJSI), MSCI Global Sustainability Index and the FTSE4Good Emerging Index. For more information, visit us at

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Anjana Srikanth – Head, Marketing, TCS Financial Solutions


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