Vivek Iyer is a Functional Consultant with the Banking and Financial Services (BFS) business unit at Tata Consultancy Services (TCS). He has around 13 years of experience with expertise in the commercial and consumer lending space, and focuses on industry advisory, thought leadership and solution conceptualization activities. Prior to joining TCS, Vivek worked with leading multinational banks in commercial lending, and in product development for Oracle's Flexcube suite of financial solutions. Vivek holds an MBA in Finance and Corporate Strategy from the Indian Institute of Management, Indore, India, and a bachelor’s degree in computer engineering from the University of Pune, India.