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With constantly evolving regulations for financial institutions and the increasing shift towards digital transactions, card acquirers and issuers are looking to modernize their aging IT infrastructure to meet the current requirements for high-performance computing. Due to their inability to peg advanced technology-infused offerings, there is need to integrate digital transformation and progressive technologies to the core systems along with applications.


TCS solution assists card service providers in their transformation journey towards next-gen technologies for card acquiring, issuing. By facilitating a smooth transformation of mission-critical systems, the solution introduces innovative products, onboards new customers, and caters to changing customer needs. It offers:

  • Next-gen reference architecture assessment: Assess platform maturity in terms of functions, processes, and technology to identify gaps in delivering next-gen user experience
  • Nurturing ecosystem of partnership: Leverage TCS Pace PortsTM and co-innovation network, comprising start-ups, academia, FinTech players
  • Diverse client base: Undertake transformational projects across card products
  • Advisory groups for cards: Curate, design and implement next-gen cards payment system by engaging and collaborating with industry stakeholders
  • Foundation, functional, emerging services: Undertake a range of services to build a robust card acquiring/issuing/switching/routing system


The solution provides the following benefits to enterprises:

  • Design, develop, implement all facets of card business by leveraging TCS domain expertise
  • Leverage reference frameworks, best practices, industry perspective from a range of projects
  • Design and review next-gen platforms with TCS Banking Technology Group
  • Drive relevant PoCs and thought leadership
  • Collaborate, develop, test innovative PoC with fail fast – learn fast approach
  • Accelerate product development and reduce time-to-market

Transformation starts here

Ready to move from enterprise to ecosystem?

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