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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
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Perpetually Adaptive Enterprise
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  • Products and Platforms expand here
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    • ignio™
    • TCS iON™
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  • Research & Innovation expand here
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  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

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    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
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    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    27 Jan 2026 TCS at SSOW Conference 2026: AI-led Autonomous GBS Showcase
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
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    • Republic of Korea
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    • Belgium
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    • Hungary
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    • Italy
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    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
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  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
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    Recent News

    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
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    • TCS BaNCS™
    • Newsletters

    TCS BaNCS Customer Newsletter 33

    Share TCS BaNCS Newsletter on Banking, Insurance, and Capital Markets
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    Products & Platforms

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
    pae-banking-card
    Related Insights
    Regulatory landscape and implication on consideration of Cryptocurrency for US mortgages
    Learn about the scope, usage of cryptocurrencies for down payment and how it could open doors for those with digital currencies to qualify, use it for mortgages.
    Blog
    06 Feb 2026
    Engagement and Culture – The Key to Productivity in Canadian BFSI
    As Canadian financial institutions face pressure, engagement and organizational culture are key to improved innovation and performance, and lower attrition.
    Blog
    06 Feb 2026
    Remote Work and its Role in Reshaping Mortgage Lending Practices
    The shift towards remote work is reshaping mortgage practices and property value assessments, prompting lenders to adjust their lending criteria. Learn more
    Blog
    06 Feb 2026
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
    Learn More
     about Unlocking Exponential Future Growth in Capital Market Firms
    capital-markets-exponential-future-growth
    Related Insights
    Driving Digital Transformation in BFSI with Next-gen Engineering
    Third Eye Advisory highlights TCS’ abilities in emerging tech and how it is well-positioned to drive transformation in the banking and financial services sector.
    Customer Testimonial
    05 Feb 2026
    TCS is a Leader in Capital Markets Operations Services: Everest Group
    Tata Consultancy Services’ broad-based offerings across all segments, its AI-powered platforms and solutions, augmented BPaaS model and dependable execution, are cited as key strengths.
    Analyst Reports
    02 Feb 2026
    TCS BaNCS for Wealth Management
    TCS BaNCS for Wealth Management is designed to help innovate advisors’ practices and build a superior digital customer experience across the entire value chain.
    Solution
    20 Apr 2023
    Insurance This will open an overlay

    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
    Learn More
     about Reinventing the Insurance Industry with a Digital-first Strategy
    old-insurance-card
    Related Insights
    TCS a Leader in Transforming Mortgage and Loan Services
    Citing TCS’ modular lending platforms, cloud migration, and generative AI solutions, the Nelsonhall NEAT Assessment 2025 has named TCS a leader in the quadrant.
    Analyst Reports
    05 Feb 2026
    Driving Digital Transformation in BFSI with Next-gen Engineering
    Third Eye Advisory highlights TCS’ abilities in emerging tech and how it is well-positioned to drive transformation in the banking and financial services sector.
    Customer Testimonial
    05 Feb 2026
    The Future of Pensions: Lessons from the UK Market
    In the evolving retirement planning landscape, learn how pension providers must offer digital, AI-driven wealth management solutions to stay ahead in the game.
    White Paper
    25 Jul 2025

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    TCS and Rajarambapu Sahakari Bank Deepen Partnership; Integrate TCS BaNCS for Treasury to Enhance Operations
    The Bank which already runs on the TCS BaNCS Global Banking Platform will deploy the treasury solution to streamline and optimize RSB’s treasury operations
    Press Releases
    21 Jan 2026
    TCS BaNCS Gets AI Upgrade: New Core Tool to Supercharge Innovation
    TCS BaNCS AI Compass combines machine learning/deep learning, Generative AI and pre-built agents to help banking and securities services customers adopt responsible AI tools and practices
    Press Releases
    19 Dec 2025
    TCS at Building Societies Annual Conference 2025
    As the headline sponsor, TCS will hold sessions on modernizing the mortgage value chain and the role of AI, data, and more in elevating CX. Join us at BSA 2025.
    Events
    07 May 2025

    Highlights

    • Emirates NBD, a leading banking group in the Middle East centralizes on international payments hub 
    • CTBC Bank, Taiwan modernizes for Institutional Clients on the TCS BaNCS Global Securities Platform 
    • At Standard Chartered Bank, the innovation agenda aims to drive efficiency in end-to-end processing 
    Read the full newsletter here

    TCS BaNCS Customer Newsletter 33

    The 33rd edition of the TCS BaNCS Customer Newsletter highlights several trusted partnerships and insights from our solution experts and SMEs. 

    The newsletter features:

    • Emirates NBD, a leading financial services group in the MENAT began a large-scale transformation program across its entire operations. Emirates NBD’s vision was to create a centralized payments system to transform payments processing across all its entities in six countries and to standardize processes for payments. Emirates NBD assessed multiple payments systems and TCS BaNCS for Payments checked all the boxes for Emirates NBD to successfully reach the objective of transforming the way payments are processed today in the bank. TCS BaNCS enabled Emirates NBD to centralize multi-entity, multi-currency and multi-channel payments on a single platform.

    • Old Mutual is South Africa's first mutual life assurance society employs over 30,000 people and operates in 14 countries across Africa and Asia. As a part of its strategic initiatives, Old Mutual is launching a new line of savings and Income products and TCS BaNCS was selected as its delivery partner for the program. The insurer piloted its new insurance platform based on TCS BaNCS for Insurance, prior to a complete go-live in 2021. Building on a three year long working partnership, TCS BaNCS seamlessly carried out this challenging transformation across 24 insurance products. 

    • Standard Chartered Bank offers banking services across Asia, Africa, Europe, the Americas, and the Middle East. The bank is present in 59 markets and serves clients in a further 85. To further their innovation agenda, the bank decided to bring in enhancements to their data management and cloud architecture, which required the creation of a set of comprehensive APIs. To facilitate this, Standard Chartered needed to unify its implementations of Custody and Corporate Actions platforms from TCS BaNCS. With 70 percentage of its markets currently operating on the new integrated platform, the project marked a major milestone in the bank’s cloud-first journey, providing a strong and scalable core banking platform, enhanced customer service, ISO 20022 support and cloud-native capabilities.

    • CTBC Bank, Taiwan sought to modernize its technology architecture to tackle the limitations of its legacy system, leading to duplication, inefficiency, and time-consuming customizations for regulatory changes. It also intended to address the securities custody needs of institutional customers. With an evaluation period spanning two years, the bank considered fourteen vendors and finally selected TCS BaNCS Global Securities and Investments Platform. The deployment involved multiple TCS BaNCS solutions including Corporate Actions, Reconciliation, Fund Accounting, End-user Reporting, and Digital solutions.

    • Magma HDI General Insurance: TCS BaNCS has a longstanding relationship with Magma HDI from 2012, when they selected TCS BaNCS for Insurance as their core insurance platform. Magma HDI has deployed TCS BaNCS for Property & Casualty Insurance’s functional modules for quotation, underwriting, policy issuance, policy servicing, claims, reinsurance, correspondence, and finance and accounting services to support multiple lines of business. To facilitate a quick go-to-market strategy and enhanced profitability, Magma HDI decided to deploy a modern core insurance platform and a faster full-service approach, with TCS BaNCS as their solution partner. TCS BaNCS is supporting Magma HDI towards their vision of a low-touch, AI-driven claims processing with their new launched claims adjudication platform MAGIC (Magma-HDI General Insurance Claim).

    Read More Newsletters

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    TCS BaNCS Helps Emirates NBD Transform Payments Processing

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    CTBC Bank Selects TCS BaNCS to Digitally Transform its Banking and Wealth Landscape

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    TCS Helps Euroclear Bank Transform Post Trade Processing

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