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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
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  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Discover why customers choose TCS

    We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.

    Read our customer success stories.
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    27 Dec 2025 TCS at Guidewire Connections 2025
    15 Dec 2025 TCS Analyst Day 2025: Forging a Truly Adaptive Enterprise
    01 Dec 2025 TCS at AWS re:Invent 2025
    View all

    Recent recognitions

    04 Nov 2025 TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    04 Nov 2025 TCS Named Leader in Avasant Blockchain Services 2025 RadarView™ Report
    28 Oct 2025 TCS Named a Leader in the IDC MarketScape for India IT/Digital Transformation Services for Public Sector
    View all
    Discover why customers choose TCS
  • Events
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  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
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    Want to be a global change-maker? Join our team.
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  • Find the latest news about TCS

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    Recent News

    24 Oct 2025 TCS Collaborates with Google Cloud to Launch Google Cloud Gemini Experience Center in Riyadh, to Drive AI Innovation Across MEA
    16 Oct 2025 TCS and Infineon Partner to Redefine Digital Experience and Accelerate Sales Growth
    16 Oct 2025 NCVET Selected TCS to Develop a Portal Aimed at Democratizing the Vocational Skill Development Ecosystem in India
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    Discover why customers choose TCS

    We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.

    Read our customer success stories.
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    27 Dec 2025 TCS at Guidewire Connections 2025
    15 Dec 2025 TCS Analyst Day 2025: Forging a Truly Adaptive Enterprise
    01 Dec 2025 TCS at AWS re:Invent 2025
    View all

    Recent recognitions

    04 Nov 2025 TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    04 Nov 2025 TCS Named Leader in Avasant Blockchain Services 2025 RadarView™ Report
    28 Oct 2025 TCS Named a Leader in the IDC MarketScape for India IT/Digital Transformation Services for Public Sector
    View all
    Discover why customers choose TCS
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
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    • Singapore
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  • Europe and UK expand here
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  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    24 Oct 2025 TCS Collaborates with Google Cloud to Launch Google Cloud Gemini Experience Center in Riyadh, to Drive AI Innovation Across MEA
    16 Oct 2025 TCS and Infineon Partner to Redefine Digital Experience and Accelerate Sales Growth
    16 Oct 2025 NCVET Selected TCS to Develop a Portal Aimed at Democratizing the Vocational Skill Development Ecosystem in India
    View all
    Find the latest news about TCS
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    • TCS BaNCS™
    • Newsletters

    TCS BaNCS Customer Newsletter 33

    Share TCS BaNCS Newsletter on Banking, Insurance, and Capital Markets
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    Products & Platforms

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Transition to the T+1 Settlement Cycle by 2027 in Europe
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    04 Nov 2025
    TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    Tata Consultancy Services’ strong capabilities across the value chain, establishment of geography-focused FCC hubs and COEs, geographically balanced delivery footprint, are cited as key strengths
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    04 Nov 2025
    TCS at RiskMinds International 2025
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    17 Nov 2025
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
    Learn More
     about Unlocking Exponential Future Growth in Capital Market Firms
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    UK and EU T+1 Settlement Countdown: Corporate Actions Implications
    Learn how Europe markets must prepare for T+1 settlement implementation, assess its effects on corporate action processing, and adopt solutions to mitigate them.
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    05 Nov 2025
    TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    Tata Consultancy Services’ strong capabilities across the value chain, establishment of geography-focused FCC hubs and COEs, geographically balanced delivery footprint, are cited as key strengths
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    04 Nov 2025
    TCS at RiskMinds International 2025
    Join us at the world's leading risk management event where we will host sessions on AI in finance risk management, transforming regulatory compliance, and more.
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    17 Nov 2025
    Insurance This will open an overlay

    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
    Learn More
     about Reinventing the Insurance Industry with a Digital-first Strategy
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    TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    Tata Consultancy Services’ strong capabilities across the value chain, establishment of geography-focused FCC hubs and COEs, geographically balanced delivery footprint, are cited as key strengths
    Analyst Reports
    04 Nov 2025
    TCS at RiskMinds International 2025
    Join us at the world's leading risk management event where we will host sessions on AI in finance risk management, transforming regulatory compliance, and more.
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    17 Nov 2025
    TCS Guidewire Services for Adaptable & Resilient Insurance Systems
    TCS has extensive experience in revamping insurance systems & its guidewire consulting & transformation services help build resilient core systems. Learn more.
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    12 Oct 2022

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
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    Transition to the T+1 Settlement Cycle by 2027 in Europe
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    Learn how Europe markets must prepare for T+1 settlement implementation, assess its effects on corporate action processing, and adopt solutions to mitigate them.
    Article
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    TCS BaNCS and Quartz at SIBOS 2025, Frankfurt
    TCS BaNCS will be available at booth #D046 at the event, where it will showcase its suite of digital solutions for payments and capital markets. Join us there.
    Events
    29 Sep 2025

    Highlights

    • Emirates NBD, a leading banking group in the Middle East centralizes on international payments hub 
    • CTBC Bank, Taiwan modernizes for Institutional Clients on the TCS BaNCS Global Securities Platform 
    • At Standard Chartered Bank, the innovation agenda aims to drive efficiency in end-to-end processing 
    Read the full newsletter here

    TCS BaNCS Customer Newsletter 33

    The 33rd edition of the TCS BaNCS Customer Newsletter highlights several trusted partnerships and insights from our solution experts and SMEs. 

    The newsletter features:

    • Emirates NBD, a leading financial services group in the MENAT began a large-scale transformation program across its entire operations. Emirates NBD’s vision was to create a centralized payments system to transform payments processing across all its entities in six countries and to standardize processes for payments. Emirates NBD assessed multiple payments systems and TCS BaNCS for Payments checked all the boxes for Emirates NBD to successfully reach the objective of transforming the way payments are processed today in the bank. TCS BaNCS enabled Emirates NBD to centralize multi-entity, multi-currency and multi-channel payments on a single platform.

    • Old Mutual is South Africa's first mutual life assurance society employs over 30,000 people and operates in 14 countries across Africa and Asia. As a part of its strategic initiatives, Old Mutual is launching a new line of savings and Income products and TCS BaNCS was selected as its delivery partner for the program. The insurer piloted its new insurance platform based on TCS BaNCS for Insurance, prior to a complete go-live in 2021. Building on a three year long working partnership, TCS BaNCS seamlessly carried out this challenging transformation across 24 insurance products. 

    • Standard Chartered Bank offers banking services across Asia, Africa, Europe, the Americas, and the Middle East. The bank is present in 59 markets and serves clients in a further 85. To further their innovation agenda, the bank decided to bring in enhancements to their data management and cloud architecture, which required the creation of a set of comprehensive APIs. To facilitate this, Standard Chartered needed to unify its implementations of Custody and Corporate Actions platforms from TCS BaNCS. With 70 percentage of its markets currently operating on the new integrated platform, the project marked a major milestone in the bank’s cloud-first journey, providing a strong and scalable core banking platform, enhanced customer service, ISO 20022 support and cloud-native capabilities.

    • CTBC Bank, Taiwan sought to modernize its technology architecture to tackle the limitations of its legacy system, leading to duplication, inefficiency, and time-consuming customizations for regulatory changes. It also intended to address the securities custody needs of institutional customers. With an evaluation period spanning two years, the bank considered fourteen vendors and finally selected TCS BaNCS Global Securities and Investments Platform. The deployment involved multiple TCS BaNCS solutions including Corporate Actions, Reconciliation, Fund Accounting, End-user Reporting, and Digital solutions.

    • Magma HDI General Insurance: TCS BaNCS has a longstanding relationship with Magma HDI from 2012, when they selected TCS BaNCS for Insurance as their core insurance platform. Magma HDI has deployed TCS BaNCS for Property & Casualty Insurance’s functional modules for quotation, underwriting, policy issuance, policy servicing, claims, reinsurance, correspondence, and finance and accounting services to support multiple lines of business. To facilitate a quick go-to-market strategy and enhanced profitability, Magma HDI decided to deploy a modern core insurance platform and a faster full-service approach, with TCS BaNCS as their solution partner. TCS BaNCS is supporting Magma HDI towards their vision of a low-touch, AI-driven claims processing with their new launched claims adjudication platform MAGIC (Magma-HDI General Insurance Claim).

    Read More Newsletters

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    TCS BaNCS Helps Emirates NBD Transform Payments Processing

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