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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
  • Research & Innovation
  • Alliances
  • Banking
  • Capital Markets
  • Consumer Packaged Goods and Distribution
  • Communications, Media, and Information Services
  • Education
  • Energy, Resources, and Utilities
  • Healthcare
  • High Tech
  • Insurance
  • Life Sciences
  • Manufacturing
  • Public Services
  • Retail
  • Travel and Logistics
  • Artificial Intelligence and Data & Analytics
  • Cloud
  • Cognitive Business Operations
  • Consulting
  • Cybersecurity
  • Enterprise Solutions
  • IoT and Digital Engineering
  • Network Solutions and Services
  • Sustainability Services
  • TCS Interactive
  • TCS ADD™
  • TCS BANCS™
  • TCS BFSI Platforms
  • TCS CHROMA™
  • TCS Customer Intelligence & Insights™
  • TCS ERP on Cloud
  • ignio™
  • TCS iON™
  • TCS HOBS™
  • TCS Intelligent Urban Exchange™
  • TCS OmniStore™
  • TCS Optumera™
  • TCS Tap™
  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
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    • Insurance
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  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
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    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    09 Feb 2026 TCS at Agentforce World Tour Sydney 2026
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
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  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
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    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
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    • Mainland China
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    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    09 Feb 2026 TCS at Agentforce World Tour Sydney 2026
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
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    Top Results
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    • TCS BaNCS™
    • Solution

    TCS BaNCS Global Banking Platform Delivering intelligent experiences

    Share TCS BaNCS Global Banking Platform: Delivering Intelligent Experiences
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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
    pae-banking-card
    Related Insights
    Regulatory landscape and implication on consideration of Cryptocurrency for US mortgages
    Learn about the scope, usage of cryptocurrencies for down payment and how it could open doors for those with digital currencies to qualify, use it for mortgages.
    Blog
    06 Feb 2026
    Engagement and Culture – The Key to Productivity in Canadian BFSI
    As Canadian financial institutions face pressure, engagement and organizational culture are key to improved innovation and performance, and lower attrition.
    Blog
    06 Feb 2026
    Remote Work and its Role in Reshaping Mortgage Lending Practices
    The shift towards remote work is reshaping mortgage practices and property value assessments, prompting lenders to adjust their lending criteria. Learn more
    Blog
    06 Feb 2026

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    TCS BaNCS Global Banking Platform: Delivering Intelligent Experiences
    Deployed across retail and corporate banking, the solution offers core banking with support in lending, savings, deposits, payments, trade finance, and more.
    Solution
    11 Apr 2023
    TCS and Rajarambapu Sahakari Bank Deepen Partnership; Integrate TCS BaNCS for Treasury to Enhance Operations
    The Bank which already runs on the TCS BaNCS Global Banking Platform will deploy the treasury solution to streamline and optimize RSB’s treasury operations
    Press Releases
    21 Jan 2026
    TCS BaNCS Gets AI Upgrade: New Core Tool to Supercharge Innovation
    TCS BaNCS AI Compass combines machine learning/deep learning, Generative AI and pre-built agents to help banking and securities services customers adopt responsible AI tools and practices
    Press Releases
    19 Dec 2025

    Highlights

    • TCS BaNCS Global Banking Platform delivers limitless customer-centric innovations through microservices, a rich library of APIs, and extensions

    • Integrated with advanced analytics that enables a financial organization to gain a ‘one customer, one enterprise’ view

    • Two of the world's largest core banking implementations process more than 1BN accounts on TCS BaNCS 

    Read more

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    Benefits   inpage
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    Abstract Challenge Solution Benefits

    Abstract

    TCS BaNCS Global Banking Platform empowers financial institutions to embrace risks, leverage new and extended ecosystems, and create exponential value.

    Deployed across retail, corporate, digital challenger, private, Islamic banks of varying sizes, co-operatives, non-banking financial institutions, micro-lenders, and credit unions, the TCS BaNCS solution offers a large collection of components and enterprise and consumer apps made available on the cloud, helping firms become more agile and intelligent.

    TCS BaNCS for banking services more than 30% of the global population.

    Challenge

    Customer behavior is constantly changing, reshaping banking, redefining operating models, and reimagining value propositions.

    While new-age banks have fully embraced technology advancements to work smarter, faster, and efficiently, others are looking at rapidly untangling antiquated, and often siloed systems. Banks are looking at growing, faster, with new products and new operating models, enabling new sales channels and expanding their digital footprint, both externally and internally.

    Solution

    A robust vision, superior execution, and extensive support are the key factors that set TCS BaNCS apart.

    The TCS BaNCS solution is deployed across retail, corporate, digital-challenger, private, Islamic banks of varying sizes, co-operatives, non-banking financial institutions, micro-lenders, and credit unions. It offers the largest collection of components, enterprise, and consumer apps, made available through the cloud, helping firms become more agile and intelligent.

    TCS BaNCS solutions are predicated on the Digital First, Cloud First philosophy, with the outcome being a modern platform in the banking and financial industry in a digital world. The TCS BaNCS Global Banking Platform comprises innovative and adaptive digital apps and a digital core richly enabled for businesses. It supports a wide range of products and services across asset types, such as assets and liabilities, cash, securities, and crypto assets, for various use cases in the financial services industry. This solution accelerates the digital transformation of traditional businesses by separating them from the constraints of legacy technology and powering the ambition to play into the overall ecosystem with APIs. 

    Benefits 

    The TCS BaNCS Global Banking platform is designed to give your customers the experience they are looking for through:

    • Advanced core banking with out-of-the-box support for end-to-end lending, savings, deposits, payments, trade finance, fees, and pricing capabilities with a multi-currency ledger solution
    • Open banking capabilities to help unlock the new business models of Banking-as-a-Service and embedded finance
    • Continuous expansion solutions from the TCS BaNCS Marketplace, aiding an outside-in approach and reimagining customer life events through curated use cases
    • Faster personalization/tailoring of products and services and quicker time to market
    • Cognitive technologies, personalization, insight-driven decision making and contextualization 
    • Benefits of a single-source-of-truth as an Enterprise Data Layer while crafting unique propositions through analytical insights
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    Our mission is to become the most modern, innovative, and experience-focused bank in the region. We believe that our partnership with TCS BaNCS will help us towards meeting the challenges of the future.

    Thamer Yousef

    COO, BSF

    Related reading

    Swipe Left
    Swipe Right

    Janata Sahakari Bank Selects TCS BaNCS™ to Power Next-Gen Banking Experience

    Press Releases | 02 Feb 2026   Opens in new tab

    TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML

    Press Releases | 14 May 2025   Opens in new tab

    TCS Partners with The Cumberland Building Society to Transform its Core Banking Solution

    Press Releases | 20 Mar 2025   Opens in new tab

    Central Bank in US Selects TCS BaNCS™ to Modernize its Core Technology

    Press Releases | 19 Mar 2024   Opens in new tab

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