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    What we do

    Infrastructure to Intelligence

    Navigate the AI era with confidence. TCS helps you turn AI into a strategic partner that empowers talent, reimagines processes, and accelerates business transformation.

    Unlock enterprise intelligence
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
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    • Communications, Media, and Information Services
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    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

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    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

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    • Customer Stories
    • Events
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    Upcoming events

    03 Dec 2026 TCS at the 12th Annual American Aerospace and Defense Summit
    26 Oct 2026 TCS BaNCS at ABA Annual Convention 2026, Salt Lake City, Utah
    25 Oct 2026 TCS at Oracle AI World 2026, Las Vegas
    View all

    Recent recognitions

    08 Oct 2026 TCS Recognized as a Leader in Multi-Process Human Resources Outsourcing Services by Everest Group
    06 Oct 2026 NelsonHall Names TCS a Leader in Life and Annuities Operations
    30 Sep 2026 The AI-Native Telco: Transforming the Telecom Value Chain in the AI Era
    View all
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  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
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    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
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    • Europe and UK
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    • Argentina
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    • Canada
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    Want to be a global change-maker? Join our team.
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    15 Oct 2026 TCS launches Industrial Intelligence Foundry to accelerate AI-led autonomy and engineering
    14 Oct 2026 MyState Limited selects TCS BaNCS™ to transform core banking operations
    View all

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    13 Oct 2026 TCS partners with Zoho Corp’s ManageEngine to supercharge sovereign cloud adoption in India
    28 Sep 2026 TCS and IEM Kolkata partner to establish an AI-focused Centre of Excellence to advance industry-academia innovation
    17 Sep 2026 TCS launches next-gen system-on-chip design services for automotive and semiconductor companies
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    Top Results
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    • TCS BaNCS™
    • Solution

    Making payments real-time and seamless 

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    We have sent you a copy of the report to your email again.

    Solution

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Highlights

    • TCS BaNCS offers a modern, scalable architecture that seamlessly integrates with new ecosystems through well-defined APIs.

    • Extensive support for SWIFT gpi payments as instructing, intermediary, and instructed institutions.

    • Off-the-shelf availability of real-time dashboards, easy navigation, exception management queues, multiple repair modes, and extensive search and audit features.

    In this article

    Challenge   inpage
    Solution   inpage
    Real-time payments   inpage
    P27 Payments   inpage
    Challenge inpage
    Solution inpage
    Real-time payments inpage
    P27 Payments inpage
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    In this articleinpage
    Go to top
    Challenge Solution Real-time payments P27 Payments

    Challenge

    Transform your payment processing capabilities with our SWIFT-ready, ISO 20022-compliant solution.

    With several dynamic factors constantly reshaping the payment landscape, financial service providers and payment operators have an opportunity to differentiate themselves by launching innovative products with an effective cost structure and upgrading their infrastructure.

    Solution

    Designed on the digital-first, cloud-first philosophy, TCS BaNCS for Payments aims to transform payment processes for financial institutions with its extensive end-to-end multi-product payment processing capabilities. The integrated solution is built on a modern architecture enabling easy integration with customer channels, internal systems, and market infrastructure by leveraging API-driven capabilities. TCS BaNCS for Payments is natively built on ISO 20022 standards and is a SWIFT and SWIFT gpi-certified application that adheres to regional regulations across multiple geographies. 

    Swipe Left
    Swipe Right

    The enterprise payments hub has enabled us to provide cutting-edge features to our clients in the domestic payments space. Within a year, the platform has successfully scaled to support payments transaction volume growth of more than 30 percent.

    Axis Bank, India

    Powered by TCS BaNCS:

    Real-time payments

    TCS BaNCS for real-time payments helps organizations offer a superior omnichannel customer experience with instant payments across geographies with varying clearing rules, SLA requirements, account addressing, and messaging standards. The solution focuses on delivering a higher degree straight through processing and enables latest payment mechanisms, including instant transfer, instant debit, request-to-pay, and pay-by-proxy. 

    P27 payments

    TCS BaNCS’ SEPA- and ISO 20022-compliant system is designed to act as a foundation for the P27 initiative

    P27 payments is the world's first real-time, cross-currency payment system built by six major Nordic banks, providing secure and rapid direct payments to 27 million Nordic citizens. 

    TCS BaNCS for Payments is SWIFT and SWIFT GPI certified application adhering to regional regulations across multiple geographies. The solution has been certified for the payments market with SWIFTReady labels for more than 10 years now. Read more about the SWIFT certification here.

    Certifications

    SWIFT gpi 2023

    SWIFT gpi 2023

    swift compatible payment logo

    SWIFT Payments 2023

    Read more

    1/4
    Solution | 13 Oct 2026   Opens in new tab

    TCS BaNCS for Corporate Actions: Reliable and automated end-to-end Corporate Actions processing

    2/4
    Report | 13 Oct 2026   Opens in new tab
    TCS BaNCS™

    TCS BaNCS Awards and Recognitions

    3/4
    Article | 07 Oct 2026   Opens in new tab

    TCS BaNCS Research Journal #12: Impact of Data Analytics in Financial Services

    4/4
    Corporate Actions | 28 Sep 2026   Opens in new tab

    TCS BaNCS for Corporate Actions - Asset Manager

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