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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Our Aspiration
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Our Aspiration
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    16 Mar 2026 Experience the Future of AI with TCS at NVIDIA GTC 2026
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    View all

    Recent recognitions

    16 Feb 2026 Everest Group Names TCS a Leader in P&C Insurance BPS
    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
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    • Belgium
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    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
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  • Europe and UK expand here
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    25 Feb 2026 TCS and GitLab partner to bring AI‑powered orchestration to accelerate software innovation at scale
    23 Feb 2026 TCS and ServiceNow partner to accelerate large-scale AI adoption for enterprises
    20 Feb 2026 TCS and Cisco Launch Center of Excellence for Autonomous Enterprise to Reimagine Operations
    View all

    Recent News

    18 Feb 2026 Tata Bharat YUVAi Hackathon Sees 1,800 Non Engineering Students Build 1,500 Working App Prototypes in 90 Minutes at India AI Impact Summit 2026
    17 Feb 2026 Tata AI Sakhi Immersion Program empowers 1,553 Women Artisans and Entrepreneurs from Rural India at the India AI Impact Summit
    11 Feb 2026 TCS and Honeywell Collaborate to Enhance Autonomous Operations for Buildings and Industries with AI
    View all
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    Top Results
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    • TCS BaNCS™
    • Solution

    Making payments real-time and seamless 

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    We have sent you a copy of the report to your email again.

    Solution

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Join us at the world's leading risk management event where we will host sessions on AI in finance risk management, transforming regulatory compliance, and more.
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    Digital Euro: Enabling Real-time Payments with a Digital Currency
    The ECB is going full steam ahead with its plans to introduce the digital euro that will enable financial inclusion and real-time payments and reduce cash usage.
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    Solution
    08 Oct 2024

    Highlights

    • TCS BaNCS offers a modern, scalable architecture that seamlessly integrates with new ecosystems through well-defined APIs.

    • Extensive support for SWIFT gpi payments as instructing, intermediary, and instructed institutions.

    • Off-the-shelf availability of real-time dashboards, easy navigation, exception management queues, multiple repair modes, and extensive search and audit features.

    In this article

    Challenge   inpage
    Solution   inpage
    Real-time payments   inpage
    P27 Payments   inpage
    Challenge inpage
    Solution inpage
    Real-time payments inpage
    P27 Payments inpage
    Back to top Go to top
    In this articleinpage
    Go to top
    Challenge Solution Real-time payments P27 Payments

    Challenge

    Transform your payment processing capabilities with our SWIFT-ready, ISO 20022-compliant solution.

    With several dynamic factors constantly reshaping the payment landscape, financial service providers and payment operators have an opportunity to differentiate themselves by launching innovative products with an effective cost structure and upgrading their infrastructure.

    Solution

    Designed on the digital-first, cloud-first philosophy, TCS BaNCS for Payments aims to transform payment processes for financial institutions with its extensive end-to-end multi-product payment processing capabilities. The integrated solution is built on a modern architecture enabling easy integration with customer channels, internal systems, and market infrastructure by leveraging API-driven capabilities. TCS BaNCS for Payments is natively built on ISO 20022 standards and is a SWIFT and SWIFT gpi-certified application that adheres to regional regulations across multiple geographies. 

    Swipe Left
    Swipe Right

    The enterprise payments hub has enabled us to provide cutting-edge features to our clients in the domestic payments space. Within a year, the platform has successfully scaled to support payments transaction volume growth of more than 30 percent.

    Axis Bank, India

    Powered by TCS BaNCS:

    Real-time payments

    TCS BaNCS for real-time payments helps organizations offer a superior omnichannel customer experience with instant payments across geographies with varying clearing rules, SLA requirements, account addressing, and messaging standards. The solution focuses on delivering a higher degree straight through processing and enables latest payment mechanisms, including instant transfer, instant debit, request-to-pay, and pay-by-proxy. 

    P27 payments

    TCS BaNCS’ SEPA- and ISO 20022-compliant system is designed to act as a foundation for the P27 initiative

    P27 payments is the world's first real-time, cross-currency payment system built by six major Nordic banks, providing secure and rapid direct payments to 27 million Nordic citizens. 

    TCS BaNCS for Payments is SWIFT and SWIFT GPI certified application adhering to regional regulations across multiple geographies. The solution has been certified for the payments market with SWIFTReady labels for more than 10 years now. Read more about the SWIFT certification here.

    Certifications

    SWIFT gpi 2023

    SWIFT gpi 2023

    swift compatible payment logo

    SWIFT Payments 2023

    Read more

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    TCS BaNCS™

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    Solution | 19 Feb 2026   Opens in new tab
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    Modernizing Custody Operations for ABN AMRO Clearing Bank with TCS BaNCS

    Customer Testimonial | 18 Feb 2026   Opens in new tab
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    Capital Markets TCS BaNCS™ Banking

    TCS BaNCS - Charting the Future of Finance

    Article | 11 Feb 2026   Opens in new tab
    4/4

    TCS BaNCS Treasury Management Solution

    Solution | 09 Feb 2026   Opens in new tab
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