A neobank born-in-the-cloud: From idea to reality in five months
TCS BaNCS helped launch a digital-only bank in five months, with 90-second customer onboarding and seamless integration with the financial ecosystem in the region.
Perpetually Adaptive Enterprise
At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.
- Banking
- Capital Markets
- Consumer Packaged Goods and Distribution
- Communications, Media, and Information Services
- Education
- Energy, Resources, and Utilities
- Healthcare
- High Tech
- Insurance
- Life Sciences
- Manufacturing
- Public Services
- Retail
- Travel and Logistics
- Artificial Intelligence and Data & Analytics
- Cloud
- Cognitive Business Operations
- Consulting
- Cybersecurity
- Enterprise Solutions
- Industrial Autonomy & Engineering
- Network Solutions and Services
- Sustainability Services
- TCS Interactive
Perpetually Adaptive Enterprise
Industries
expand here
Services
expand here
Products and Platforms
expand here
Research & Innovation
expand here
About Us
We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.
TCS Insights
Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.
Want to be a global change-maker? Join our team.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
Want to be a global change-maker? Join our team.
India
expand here
Americas
expand here
Asia Pacific
expand here
Europe and UK
expand here
Middle East and Africa
expand here
Management Commentary
expand here
Financials
expand here
News and Events
expand here
ESG
expand here
Resources
expand here
Top Results
Showing
10
01 - 07
You have these already downloaded
We have sent you a copy of the report to your email again.
Industry
Banking
This will open an overlay
Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
TCS was credited for its banking operations coverage and its capabilities in banking transformation that enable operational resilience and better CX. Learn more.
Analyst Reports
31 Mar 2026
With automation and AI agent-driven workflows, TCS Agentic Claims Processing reimagines insurance claims and helps boost efficiency and customer experience.
Solution
25 Nov 2025
TCS and Deutsche Bank created a generative AI-powered cross-border compliance digital assistant that helps deliver quick, conversational compliance guidance.
Customer Testimonial
30 Mar 2026
Solution
TCS BaNCS™
This will open an overlay
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
Related Insights
ABN AMRO Clearing Bank’s leadership team shares the Bank’s custody modernization, highlighting key milestones, the TCS BaNCS partnership, and their vision for the future.
Customer Testimonial
18 Feb 2026
Visit the TCS team at Booth #66 and explore all about the transformation of building societies and how responsible AI and innovation help enhance outcomes.
Events
28 Apr 2026
At the BFSI IT Summit, TCS BaNCS will showcase how institutions can transition from legacy constraints to composable, cloud-native, intelligent core platforms.
Events
15 Apr 2026
Across the world, key decision makers in banks are planning the future of their organization and taking the decisions to chart the right path.
How then do they achieve the desired outcomes?
Meet one of them here and find out.
Selby Benjamin, Chief Executive Officer-in-running for a bank in the UAE, wanted to set up a neo bank, a digital-only bank that would stand out for its services in the region. He described it as fast and innovative and wanted it up and ready in a span of five months.
Today, Selby’s bank stands out for being one-of-a-kind in the region and has been recognized for its innovation.
Read below to know more about this bank’s transformation journey.
What’s on your mind?
We’re here to help! Tell us what you’re looking for and we’ll get you connected to the right people.
Looking for something else?
Meet Selby Benjamin, Chief Executive Officer-in-running for a bank in the UAE. His dream was to set up a neo bank, a digital-only bank that would stand out for its services in the region. Fast and innovative was how he described his bank, and he wanted it up and ready in a span of five months.
He reached out to the TCS BaNCS team with the following requirement: All I have is the concept, myself, and the CTO, with a few office desks and chairs, and 2,000 square feet of space for my future team. How can you help us set up and run our digital only bank? How can we onboard customers in a few minutes/seconds?
Today, Selby’s bank stands out for being one of a kind in the region, a digital-only, born-in-the-cloud bank, servicing 70,000 customers with a two member IT team.
Yes, the bank was set up in five months, and Selby and his team are onboarding customers in 90 seconds - all on the mobile. With TCS BaNCS and its partner ecosystem solutions hosted on the cloud, Selby and team have been able to introduce innovative products like mobile check deposit accounts, tailor-made for children as part of fostering financial literacy, AI/ML-driven face recognition, and much more.
His customers can seamlessly connect with the financial ecosystem in the region for additional services, benefiting from the ease of convenience and speed they are looking for. TCS manages all their operations, networks, and security applications. The customer and the bank have benefited from TCS BaNCS’ next-generation, digital core, and advanced depth and breadth of functionality. The solution’s microservices-based, cloud-native architecture and rich catalog of APIs are helping them innovate and drive their digital strategy, identify new business opportunities, and grow their footprint across the regions they operate in.
Disclaimer: Name and persona mentioned in this case study are fictitious and are for illustrative purposes only. No association with any real name, person, role, or places is intended or should be inferred.
Related reading
Swipe Left
Swipe Right
With you for the long run
Whether you are a client, partner, investor, or employee, our promise is to be with you for the long run. Let’s take the first step together.
Connect with us