From aligning your IT with your business needs to an end-to-end strategy for transforming your enterprise, TCS has the world-class experience and expertise that you need. Contact a consultant today.

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Insurance Services


TCS enables leading global insurers with business transformation, customer experience and operational efficiency needs. Our full services portfolio and unmatched track record make us a trusted advisor and partner of choice for the industry.


Client Experience: Aviva
In this video, Aviva executives highlight how Aviva partnered with TCS for the successful implementation of the command center to get an accurate view of the business transactional data across its suite of applications.

Insurers continue to face a challenging environment on the account of rising operating costs, significant losses from catastrophic events, reduced demand, decreased growth in developed markets and low investment yields. The situation is compounded by the rapidly changing customer buying behavior and ever-widening regulatory landscape.

Global insurers are making technology investments to reduce costs and improve customer retention – multi-channel integration, mobility, enterprise risk management, data analytics and business intelligence, social media, fraud detection, legacy modernization and cloud computing.

The impact of a decade of mergers means insurers are more focused on increasing operational efficiency by investing in legacy modernization and innovation initiatives to transform their policy and claims administration systems.

The TCS Advantage

With over three decades of experience enabling insurers globally and a full portfolio of service offerings, TCS is the transformation and innovation partner of choice, supporting the entire insurance value chain.

7 of the top 10 global insurers partner with TCS to improve their competitive positions, increase customer satisfaction and enhance their distribution channels. Over a 100 insurers globally partner with TCS in their business transformation engagements, resulting in better customer experiences and improved operational performance.

Our vast Global Network Delivery Model™ (GNDM™) with over 150 offices worldwide, unmatched scale and total commitment to our customers are some of the reasons why we get over 90% of our revenues from repeat business.

What TCS Provides

TCS’ insurance capabilities offer agile and innovative solutions to respond effectively toTCS insurance offerings competition in new channels. We help you build a true digital enterprise through various phases, enabling improved consumer acquisition and increased sales.

We offer the following solutions:

  • Business Transformation:
    • Salesforce-based Transformations
    • Underwriting Workbench Modernization
    • Ratings and Forms Modernization
    • Insurance Platform (TCS BaNCS)
    • Closed Book Administration
    • Business Rules Extraction and Analysis
    • Core Systems Modernization

  • Customer Experience:
  • Operational Efficiency:
    • Fraud and Claims Analytics
    • Systems Consolidation
    • Risk and Compliance Management
    • Business Process Services
    • Domain-led Lean ADM

Our full-services portfolio includes the following:

 Our services include end-to-end solutions for the following lines of businesses:
  • Life and annuities
  • Reinsurance
  • Property & casualty (P&C)
  • Health insurance
  • Brokerage
  • Specialty lines

Business Value

TCS’ Insurance Services help you lower the cost of doing business through improved productivity and simplified business processes.

Read some examples of the business results delivered by TCS.

Press Releases

TCS Ranked Number One on the 2015 IDC Financial Insights FinTech Rankings Top 100

TCS has been recognized as the leading global financial technology provider in the 2015 IDC Financial Insights FinTech Rankings Top 100. TCS moved into the top position after being ranked second since 2012, and maintaining a top-ten ranking for the past eight years.

White Papers

Transforming legacy systems to meet the Insurers' top 5 business priorities

In this white paper, we discuss the top 5 business priorities of the insurance industry and look at the strategies, solutions, frameworks and methods to help insurers achieve their business transformation goals.

Press Releases

REAAL N.V. selects TCS as its Strategic IT Partner

TCS selected by Dutch insurance firm, REAAL N.V., to develop and modernize the mainframe applications and service the company’s ‘life insurance’ portfolio.

Case Studies

STAR Policy Processing and Reporting System Delivers Game-Changing Improvements for WCIRB

TCS helped the Workers’ Compensation Insurance Rating Bureau of California (WCIRB) transform its legacy mainframe application to a modernized Dot Net platform to reduce costs and customer service calls while increasing functionality and productivity.