From aligning your IT with your business needs to an end-to-end strategy for transforming your enterprise, TCS has the world-class experience and expertise that you need. Contact a consultant today.

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Insurance Services


TCS enables leading global insurers with business transformation, customer experience and operational efficiency needs. Our full services portfolio and unmatched track record make us a trusted advisor and partner of choice for the industry.


Client Experience: Aegon
In this video, Aegon UK executives highlight their partnership with TCS and benefits observed by the company with the successful rollout of their digital pension platform ‘Smart Governance’.

Insurers continue to face a challenging environment on the account of rising operating costs, significant losses from catastrophic events, reduced demand, decreased growth in developed markets and low investment yields. The situation is compounded by the rapidly changing customer buying behavior and ever-widening regulatory landscape.

Global insurers are making technology investments to reduce costs and improve customer retention – multi-channel integration, mobility, enterprise risk management, data analytics and business intelligence, social media, fraud detection, legacy modernization and cloud computing.

The impact of a decade of mergers means insurers are more focused on increasing operational efficiency by investing in legacy modernization and innovation initiatives to transform their policy and claims administration systems.

The TCS Advantage

With over three decades of experience enabling insurers globally and a full portfolio of service offerings, TCS is the transformation and innovation partner of choice, supporting the entire insurance value chain.

7 of the top 10 global insurers partner with TCS to improve their competitive positions, increase customer satisfaction and enhance their distribution channels. Over a 100 insurers globally partner with TCS in their business transformation engagements, resulting in better customer experiences and improved operational performance.

Our vast Global Network Delivery Model™ (GNDM™) with over 150 offices worldwide, unmatched scale and total commitment to our customers are some of the reasons why we get over 90% of our revenues from repeat business.

What TCS Provides

TCS’ insurance capabilities offer agile and innovative solutions to respond effectively toTCS insurance offerings competition in new channels. We help you build a true digital enterprise through various phases, enabling improved consumer acquisition and increased sales.

We offer the following solutions:

  • Business Transformation:
    • Salesforce-based Transformations
    • Underwriting Workbench Modernization
    • Ratings and Forms Modernization
    • Insurance Platform (TCS BaNCS)
    • Closed Book Administration
    • Business Rules Extraction and Analysis
    • Core Systems Modernization

  • Customer Experience:
  • Operational Efficiency:
    • Fraud and Claims Analytics
    • Systems Consolidation
    • Risk and Compliance Management
    • Business Process Services
    • Domain-led Lean ADM

Our full-services portfolio includes the following:

 Our services include end-to-end solutions for the following lines of businesses:
  • Life and annuities
  • Reinsurance
  • Property & casualty (P&C)
  • Health insurance
  • Brokerage
  • Specialty lines

Business Value

TCS’ Insurance Services help you lower the cost of doing business through improved productivity and simplified business processes.

Read some examples of the business results delivered by TCS.

Case Studies

Fuji Fire and Marine Insurance Co. transforms ADM Services to achieve Service Excellence

Fuji Fire and Marine Insurance Co. teamed up with TCS as its strategic partner to help implement industry standard processes and streamline its existing ADM services.

White Papers

The Rise of Drones: Taking Insurance Business Operations to New Heights

Drones are the new game changers in the business ecosystem. From being used exclusively for military purposes, drones have evolved considerably - they have much wider application across industries today, with the promise of delivering business benefits.

White Papers

Beyond Reality - How Augmented and Virtual Reality can revolutionize stakeholder experience in Insurance

Augmented reality (AR) and Virtual reality (VR) are not just additional technological tools to perceive reality, but they have radically revolutionized the way we touch, see, hear, and feel the space around us, and drive interactions with the physical world to a whole new level.

Press Releases

TCS Recognized as a Leader for Large Payer ITO Relationships by Everest Group

TCS has been rated as ‘Leader and Star Performer’ for large payer ITO Relationships by leading advisory and research firm, Everest Group, in its report, ‘Healthcare Payer ITO Peak Matrix 2015.’