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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
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Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
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    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
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    • Global Studies

    Upcoming events

    15 Dec 2025 TCS Analyst Day 2025: Forging a Truly Adaptive Enterprise
    01 Dec 2025 TCS at AWS re:Invent 2025
    18 Nov 2025 TCS is a Gamechanger Sponsor of Microsoft Ignite 2025
    View all

    Recent recognitions

    07 Nov 2025 TCS Positioned as a Leader in Finance and Accounting Outsourcing by Everest Group
    04 Nov 2025 TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    04 Nov 2025 TCS Named Leader in Avasant Blockchain Services 2025 RadarView™ Report
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
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    • Israel
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    Want to be a global change-maker? Join our team.
  • India expand here
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    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
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    • Uruguay
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  • Europe and UK expand here
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  • Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

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    Recent News

    07 Nov 2025 TCS and Insper launch AI-Powered Research and Innovation Centre
    24 Oct 2025 TCS Collaborates with Google Cloud to Launch Google Cloud Gemini Experience Center in Riyadh, to Drive AI Innovation Across MEA
    16 Oct 2025 TCS and Infineon Partner to Redefine Digital Experience and Accelerate Sales Growth
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • TCS Interactive
    • Sustainability Services
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    15 Dec 2025 TCS Analyst Day 2025: Forging a Truly Adaptive Enterprise
    01 Dec 2025 TCS at AWS re:Invent 2025
    18 Nov 2025 TCS is a Gamechanger Sponsor of Microsoft Ignite 2025
    View all

    Recent recognitions

    07 Nov 2025 TCS Positioned as a Leader in Finance and Accounting Outsourcing by Everest Group
    04 Nov 2025 TCS is a Leader in Financial Crime and Compliance Operations Services: Everest Group
    04 Nov 2025 TCS Named Leader in Avasant Blockchain Services 2025 RadarView™ Report
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    07 Nov 2025 TCS and Insper launch AI-Powered Research and Innovation Centre
    24 Oct 2025 TCS Collaborates with Google Cloud to Launch Google Cloud Gemini Experience Center in Riyadh, to Drive AI Innovation Across MEA
    16 Oct 2025 TCS and Infineon Partner to Redefine Digital Experience and Accelerate Sales Growth
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
    • Financials
    • News and Events
    • ESG
    • Resources
    • Latest Quarter Commentary
    • Annual Report Section
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    • Download TCS Data Sheet
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    • BaNCS概要 - 金融機関向けサービス | 日本タタ・コンサルタンシー・サービシズ
    • Newsletters

    TCS BaNCS Customer Newsletter #32

    共有 TCS BaNCS Customer Newsletter – Edition 32
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    Download PDF for TCS BaNCS Customer Newsletter – Edition 32 Download PDF
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    Products & Platforms

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    もっと知る
     about Banking Services Transformation: Unlocking Exponential Value
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    Enhancing customer journeys in the KYC process
    The blog provides a sneak peek into the world of Surety Bonds and its applicability to International Trade business. Importers/Exporters, Trade Finance Bankers and other Trade Finance stakeholders will benefit from this article.
    ブログ
    29 Nov 2024
    Redefining Customer Onboarding with Generative AI in Banking
    Generative AI is helping FIs overcome forecasting and compliance challenges and turning onboarding into a dynamic, automated, intelligent experience. Learn more.
    ブログ
    14 Oct 2025
    Mastering IFRS 18 – a BFSI CFO’s guide to MPMs
    Learn about the key changes IFRS 18 introduces in MPM, their impact on BFSI financial reporting, and the essential steps CFOs must take for regulatory compliance.
    ブログ
    05 May 2025
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
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     about Unlocking Exponential Future Growth in Capital Market Firms
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    Fostering a sustainable workplace: How CSPs can achieve net-zero goals
    From trading and customer engagement to fraud management, here are a few areas where GenAI applications can be leveraged in the capital markets space. Know more.
    ブログ
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    Quantitative modelling and analysis and its role in finance
    Quant adoption has accelerated in areas like risk management and compliance and automated investment management, helping businesses achieve sustainable growth.
    ブログ
    28 Sep 2023
    Digital Assets – A New Paradigm in Capital Markets
    With digital assets set to become mainstream in the future, read how its adoption in capital markets can help reduce capital requirements & investment lifecycle.
    ブログ
    29 Dec 2021
    Insurance This will open an overlay

    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
    もっと知る
     about Reinventing the Insurance Industry with a Digital-first Strategy
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    Connect with our experts and learn how TCS helps P&C insurers adopt innovations and build generative AI-ready adaptable systems that maximize business outcomes.
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    Cyber Insurance for Small and Medium Businesses
    With small and medium businesses often facing cyber incidents, insurers must tap this opportunity and offer innovative products and services for better value.
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    Insurance and its role in the transition to a low-carbon economy
    From green investments to innovating products that integrate ESG factors, insurers play a key role in driving decarbonization of the global economy. Learn more.
    ブログ
    21 Jun 2023

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    もっと知る
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
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    Leveraging Next-gen Insurance Technology for CAT Claims Management
    As catastrophes lead to substantial financial losses, insurers are adopting tech like generative AI and automated claims processing for a climate-ready future.
    ブログ
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    Single Event Processing in Corporate Actions
    Learn about single event processing in Corporate Actions, its benefits, and how TCS BaNCS for Corporate Actions can help establish the operating model for this.
    記事
    22 Nov 2023
    Why a digital reset is a must in the post-pandemic world
    ホワイトペーパー
    01 Jun 2022

    Highlights

    • Strate: South African CSD goes live with TCS BaNCS for market infrastructure across all asset classes 
    • Standard Chartered Bank Indonesia: Deployment aligns SC Indonesia with global TCS BaNCS-powered solution of Standard Chartered 
    • Banque Saudi Fransi: TCS BaNCS to enhance customer experience for one of the largest banks in the Kingdom of Saudi Arabia 

    TCS BaNCS Customer Newsletter 32

    The 32nd issue of the TCS BaNCS Customer Newsletter features stories from South Africa, Bahrain, the United States, Indonesia, the Nordics, Saudi Arabia, and Israel. 

    Over the past few years, we have transitioned TCS BaNCS to a Digital First, Cloud First approach, fostering greater agility, scalability, and automation for our clients. Before 2020, financial services firms strived to achieve a balance between the digital and physical worlds but mostly skewed towards the latter. Now, these organizations have changed gears and are actively working on minimizing in-person contact or sharing screens by deploying digital apps, payments, and video banking. Our capabilities within TCS BaNCS are well-positioned to support our clients in implementing the aforementioned, much-needed measures.

    The newsletter features:

    • Strate Pty Ltd, the Central Securities Depository (CSD) deployed the TCS BaNCS for Market Infrastructure for the electronic settlement of financial instruments in South Africa, across five exchanges. The implementation covers all markets and asset classes and marks a significant transformation in the South African securities market.
    • Continental Bank, a privately owned commercial bank headquartered in Salt Lake City, Utah selected TCS BaNCS Cloud for Banking to unify its offerings, integrate lease applications, and offer its small and medium business customers a superior banking experience. The solution will help the bank quickly create and launch new products and connect with preferred partners in the larger banking and fintech ecosystem.
    • Banque Saudi Fransi (BSF) selected TCS BaNCS Global Banking Platform to provide seamless and contextual customer experiences with a digital core. The new platform will be deployed across BSF’s corporate and retail banking groups, Islamic Banking and payments, and will ensure full compliance to SAMA guidelines.
    • Sweden’s Länsförsäkringar Bank won the 2020 Celent Model Bank Award for Core Technology Replatforming, for its successful core transformation powered by the TCS BaNCS Global Banking Platform.
    • Standard Chartered Bank Indonesia: In 2018, the Indonesian Financial Services Authority ruled that all financial institutions, including custodians and sub-custodians, would be required to host their IT infrastructure within the country. To comply with the new regulations, Standard Chartered Bank Indonesia made the strategic decision to switch onto the TCS BaNCS solution used by Standard Chartered globally and deployed new IT infrastructure.
    • Solidarity Bahrain: In 2020, Solidarity Bahrain successfully replaced its legacy core insurance solutions with TCS BaNCS for Insurance. Following an extensive vendor selection exercise, Solidarity Bahrain selected TCS as the most suitable option in terms of technical ability, value-added features, and commercial presence in the marketplace. The deployment was completed in just eight months, owing to the close cooperation between TCS and Solidarity Bahrain resources.
    • Bahrain National Holding: BNH commenced with a project to unify all its core insurance solutions onto TCS BaNCS, end-to-end across business lines, including underwriting, claims, reinsurance, document management, workflow management, accounting, and other areas. The phased go-live for medical insurance began before pre-covid in January 2020 and the largest milestone was planned for April 2020 with the transition of motor insurance. The deployment of TCS BaNCS across the organization has enabled BNH to improve workflow, implement process improvements, and modernize product offerings.

    In addition to the magazine format, we've redesigned the newsletter for easy accessibility on mobile phones and tablets

    Read More Newsletters

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    TCS BaNCS Customer Newsletter – Edition 30

    レポート | 20 Feb 2023   Opens in new tab

    TCS BaNCS Customer Newsletter - Edition 31

    レポート | 21 Feb 2023   Opens in new tab

    TCS BaNCS Customer Newsletter – Edition 34

    レポート | 24 Feb 2023   Opens in new tab

    TCS BaNCS Newsletter on Banking, Insurance, and Capital Markets

    レポート | 23 Feb 2023   Opens in new tab
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