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Expanding the Banking Boundaries with Alternative Credit Data Sources

Harish Kumar Dhilip Kumar

Functional Consultant, Banking & Financial Services, TCS

Vivek Iyer

Domain Consultant, Banking & Financial Services, TCS

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Alternative data sources can help take banking to the currently unbanked

The unbanked and the underserved have struggled for credit so far. With improved credit insight into such borrowers, banks can evaluate their credit worthiness and customize loan products for them. They can offer them financial advice and personalized experience. This will eventually enable banks to improve business agility and become responsive to the needs of currently unbanked segment. 

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