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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
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  • TCS ADD™
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  • ignio™
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  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
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    • Sustainability
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    About Us
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    Start reading now
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    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    27 Jan 2026 TCS at SSOW Conference 2026: AI-led Autonomous GBS Showcase
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
  • Customer Stories
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  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
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    Want to be a global change-maker? Join our team.
  • India expand here
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    • Argentina
    • Brazil
    • Canada
    • Chile
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    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
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    • USA
  • Asia Pacific expand here
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    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    27 Jan 2026 TCS at SSOW Conference 2026: AI-led Autonomous GBS Showcase
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    View all
    Find the latest news about TCS
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  • Media Kit
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    Tata Consultancy Services Limited
    NSE:TCS
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    • Insurance
    • Solution

    TCS’ Customer Journey as a Service (CJaaS)

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    Industry

    Insurance This will open an overlay

    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
    Learn More
     about Reinventing the Insurance Industry with a Digital-first Strategy
    old-insurance-card
    Related Insights
    TCS a Leader in Transforming Mortgage and Loan Services
    Citing TCS’ modular lending platforms, cloud migration, and generative AI solutions, the Nelsonhall NEAT Assessment 2025 has named TCS a leader in the quadrant.
    Analyst Reports
    05 Feb 2026
    Driving Digital Transformation in BFSI with Next-gen Engineering
    Third Eye Advisory highlights TCS’ abilities in emerging tech and how it is well-positioned to drive transformation in the banking and financial services sector.
    Customer Testimonial
    05 Feb 2026
    The Future of Pensions: Lessons from the UK Market
    In the evolving retirement planning landscape, learn how pension providers must offer digital, AI-driven wealth management solutions to stay ahead in the game.
    White Paper
    25 Jul 2025

    Highlights

    • Multiple legacy systems along with complex IT infrastructures make it challenging for insurance firms to provide seamless customer experiences.
    • TCS CJaaS, a real-time interaction management service, allows insurance firms to create, monitor, and deliver profile-based customer journeys.
    • The solution elevates customer experience along key performance indicators, improving the speed to market and customer affinity preference to a channel of choice.

    In this article

    The challenge   inpage
    The solution   inpage
    The benefits   inpage
    Why TCS   inpage
    The challenge inpage
    The solution inpage
    The benefits inpage
    Why TCS inpage
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    In this articleinpage
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    The challenge The solution The benefits Why TCS

    The Challenge

    Insurance firms have complex IT infrastructures, which are further complicated by the use of multiple legacy systems, making it increasingly challenging to deliver a seamless customer experience across multiple channels.

    Insurance firms have also maintained separate tools and teams dedicated to designing and creating content, as well as processing online and offline conversation. A lack of integration affects the customer's omnichannel journey and hinders improvement.

    The Solution

    TCS CJaaS is a real-time customer engagement solution designed to create, monitor, and deliver profile-based customer journeys.

    The solution maintains customer engagement communication across all digital and physical channels from a centralized hub that drives the call to action for user behavior and customer attribution details. Key capabilities of the solution include:

    • Add dimensions to the service with personalization and contextualization.
    • Engage meaningfully by capturing customer information and leveraging customer insights to influence and drive action.
    • Add dynamic elements to complex communication to make it simpler  and easier for policyholders to sift through important information.
    • Deliver the human touch by letting prospective buyers open a new account online or through a mobile device but finish the process in a branch or on the phone with a contact center representative.
    Swipe Left
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    this is for Article Quote

    Andrene Dsouza

    Quality Expert
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    The Benefits

    • Streamlined quotes along with the account opening and on-boarding processes
    • Automation of digital forms and claims communication
    • Reduced customer friction with a proactive recommendation of policy offers and provisions
    • Enhanced employee experience for delivery of measured results
    • Improved customer engagement with interactive content on web and mobile app 
    • Enablement of billing and statements via email, SMS, and native app push notifications

    Why TCS

    • COINTM ecosystem allows access to more than 500 fintech players
    • Partnerships and alliances with more than 1,000 ecosystem partners
    • Domain expertise gained over the course of partnering with over 154 BFSI customers in more than 3,000 business processes
    • A practitioner’s view to understanding the end customer’s perspective
    • End-to-end capabilities of platform, service, technology service delivery with rich consulting
    • Outcome-engagement model for service leadership to use profile-based subscription
    • Platform-agnostic service along with platform bundled service

    Related reading

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    Transformation starts here

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