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Industry
Banking
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Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
Enterprises must redesign operating models for AI-augmented finance and build a human+AI culture for clear outcomes and a smarter future of financial services.
White Paper
18 Jun 2026
Visit the TCS team at Booth #66 and explore all about the transformation of building societies and how responsible AI and innovation help enhance outcomes.
Events
28 Apr 2026
BFSI firms must close the AI model execution gap by adopting a decision-centric enterprise operating model for competitive edge and long-term business value.
Blog
17 Jun 2026
Solution
TCS BaNCS™
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TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
Related Insights
Visit the TCS team at Booth #66 and explore all about the transformation of building societies and how responsible AI and innovation help enhance outcomes.
Events
28 Apr 2026
Everest Group’s Banking IT Services PEAK Matrix® Assessment 2025 highlighted TCS’ capabilities in core banking transformation, payments modernization, and more.
Analyst Reports
16 Jun 2026
TCS will hold a session on how banking and financial institutions can harness AI-driven innovation to build trust, business value, and long-term competitiveness.
Events
19 Jul 2026
Enabling the next wave of banking transformation in the Middle East
As banking ecosystems across the Middle East evolve rapidly, large financial institutions are re-architecting their core systems to support real-time, digital-first business models. This shift is driven by the need for:
- Unified platforms replacing fragmented legacy IT landscapes
- Real-time processing across products, channels, and geographies
- Open, API-driven ecosystems enabling embedded finance and partnerships
- Faster regulatory adaptation to global and regional standards
- Scalable architectures supporting national-scale transaction volumes
TCS BaNCS is enabling banks to transition to agile, composable digital cores, helping them innovate faster, improve customer experience, and unlock new revenue streams while maintaining operational resilience and regulatory compliance.
Unified Digital Core Enabling Real-Time Payments, Accelerating Innovation
TCS BaNCS has helped banks like BSF in their enterprise-wide modernisation program, enabling them to unify core banking and payments operations, simplify their technology estate, and deliver real-time, digital-first financial services at scale.
Transforming complexity into agility and scale
By consolidating more than 150 systems into a unified platform, BSF has significantly simplified operations, reduced integration complexity, and enhanced business agility, laying a strong foundation for long-term growth.
Driving Measurable Business Outcomes
The deployment of TCS BaNCS for banking and payments has delivered tangible, enterprise-wide benefits:
- Faster, real-time payments: Centralised processing has nearly doubled straight-through processing rates while enabling real-time domestic and international transactions.
- Operational efficiency at scale: Automation improvements, including a 30% increase in loan and credit card processing efficiency, have reduced manual effort and accelerated turnaround times.
- Stronger compliance and risk management: Approximately 85% of compliance checks are now automated, enhancing regulatory compliance while reducing operational overhead.
- Lower cost of ownership: Transition to a configuration-led model has reduced dependence on customisations, lowering maintenance costs and improving sustainability.
- Accelerated product innovation: New products can now be designed and launched through configuration, significantly reducing time-to-market and improving responsiveness to customer needs.
These outcomes have translated into improved customer satisfaction, increased efficiency, and a stronger competitive position in a rapidly evolving banking landscape.
Venkateshwaran Srinivasan
Global Head, TCS Financial Solutions
These engagements demonstrate TCS BaNCS’ ability to deliver large-scale transformation programs for leading banks in the Middle East. By enabling a unified, real-time platform for banking and payments, we are helping financial institutions accelerate innovation, enhance resilience, and build future-ready digital ecosystems.
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A unified payments hub for a real-time economy
At the core of this transformation is the deployment of TCS BaNCS for Payments as a single, centralised payments hub, enabling:
- End-to-end processing across real-time, domestic, and international payments
- Real-time transaction validation for faster and more secure processing
- Microservices-based scalability to support high transaction volumes in a 24x7 economy
- Open APIs to enable ecosystem integration and innovation
The solution has empowered BSF to deliver frictionless, always-on payment experiences, while ensuring readiness for evolving industry standards such as ISO 20022 and regional real-time clearing initiatives.
About TCS BaNCS
TCS BaNCS is a global suite of financial solutions that supports banking and payments across the value chain, offering real-time processing, open APIs, multi-entity capabilities, and ISO 20022 readiness. Built on a Digital First, Cloud First philosophy, it enables financial institutions to deliver innovative, scalable, and future-ready services.
©Copyright [2025], Tata Consultancy Services Limited. All Rights Reserved.
Document ID : CGTP014408
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