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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
  • Research & Innovation
  • Alliances
  • Banking
  • Capital Markets
  • Consumer Packaged Goods and Distribution
  • Communications, Media, and Information Services
  • Education
  • Energy, Resources, and Utilities
  • Healthcare
  • High Tech
  • Insurance
  • Life Sciences
  • Manufacturing
  • Public Services
  • Retail
  • Travel and Logistics
  • Artificial Intelligence and Data & Analytics
  • Cloud
  • Cognitive Business Operations
  • Consulting
  • Cybersecurity
  • Enterprise Solutions
  • IoT and Digital Engineering
  • Network Solutions and Services
  • Sustainability Services
  • TCS Interactive
  • TCS ADD™
  • TCS BANCS™
  • TCS BFSI Platforms
  • TCS CHROMA™
  • TCS Customer Intelligence & Insights™
  • TCS ERP on Cloud
  • ignio™
  • TCS iON™
  • TCS HOBS™
  • TCS Intelligent Urban Exchange™
  • TCS OmniStore™
  • TCS Optumera™
  • TCS Tap™
  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    22 Jan 2026 Meet TCS at ArisGlobal Breakthrough 2026
    20 Jan 2026 TCS at Oracle AI World Tour 2026
    View all

    Recent recognitions

    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    16 Dec 2025 TCS Recognized as a Leader in Supply Chain Management BPS by Everest Group
    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    16 Jan 2026 Newsweek Names TCS America’s Most Reliable IT Services Company in 2026 Ranking
    19 Dec 2025 TCS Partners with Workday to Unlock Power of Human Capital and Supercharge Workplaces with AI
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
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    • Unclaimed Dividend Information
  • Management Commentary expand here
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    • Annual Report Section
  • Financials expand here
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
  • News and Events expand here
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
  • ESG expand here
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    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
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    • Unclaimed Dividend Information
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    22 Jan 2026 Meet TCS at ArisGlobal Breakthrough 2026
    20 Jan 2026 TCS at Oracle AI World Tour 2026
    View all

    Recent recognitions

    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    16 Dec 2025 TCS Recognized as a Leader in Supply Chain Management BPS by Everest Group
    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    16 Jan 2026 Newsweek Names TCS America’s Most Reliable IT Services Company in 2026 Ranking
    19 Dec 2025 TCS Partners with Workday to Unlock Power of Human Capital and Supercharge Workplaces with AI
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
    • Financials
    • News and Events
    • ESG
    • Resources
    • Latest Quarter Commentary
    • Annual Report Section
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
    • Environment
    • Social
    • Governance
    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
    • Investor FAQs
    • eTDS Portal
    • Stock Information
    • Subsidiaries
    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
  • Management Commentary expand here
    • Latest Quarter Commentary
    • Annual Report Section
  • Financials expand here
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
  • News and Events expand here
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
  • ESG expand here
    • Environment
    • Social
    • Governance
    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
  • Resources expand here
    • Investor FAQs
    • eTDS Portal
    • Stock Information
    • Subsidiaries
    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
    Contact us
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    • TCS BaNCS™

    Ranked High. Ranked Consistently.

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
    pae-banking-card
    Related Insights
    Fraud Detection and Prevention across the Mortgage Lifecycle
    As fraud attempts in mortgage lending rise, firms must embrace AI for better anomaly detection, traceability, and more, thus boosting mortgage fraud prevention.
    Blog
    22 Jan 2026
    Buy Now, Pay Layer: A Game-changer Shift in Consumer Lending
    BNPL is reshaping consumer lending as fintech alternatives to credit cards, improving sales rate and offering flexibility without credit score checks.
    Blog
    21 Jan 2026
    TCS at Building Societies Annual Conference 2025
    As the headline sponsor, TCS will hold sessions on modernizing the mortgage value chain and the role of AI, data, and more in elevating CX. Join us at BSA 2025.
    Events
    07 May 2025
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
    Learn More
     about Unlocking Exponential Future Growth in Capital Market Firms
    capital-markets-exponential-future-growth
    Related Insights
    TCS BaNCS for Wealth Management
    TCS BaNCS for Wealth Management is designed to help innovate advisors’ practices and build a superior digital customer experience across the entire value chain.
    Solution
    20 Apr 2023
    TCS BaNCS Banking Platform - Community and Regional Banks
    TCS BaNCS community banking solution rests on a digital core and is designed to help financial institutions enhance the end-customer experience. Know more.
    Solution
    24 Apr 2023
    UK’s Shift to T+1 settlement: Achieving a Smooth Transition
    As the UK moves to T+1 settlement for better liquidity risk management, lower counterparty risk, and other gains, firms must modify processes for a smooth shift.
    White Paper
    20 Aug 2025

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    TCS and Rajarambapu Sahakari Bank Deepen Partnership; Integrate TCS BaNCS for Treasury to Enhance Operations
    The Bank which already runs on the TCS BaNCS Global Banking Platform will deploy the treasury solution to streamline and optimize RSB’s treasury operations
    Press Releases
    21 Jan 2026
    TCS BaNCS Gets AI Upgrade: New Core Tool to Supercharge Innovation
    TCS BaNCS AI Compass combines machine learning/deep learning, Generative AI and pre-built agents to help banking and securities services customers adopt responsible AI tools and practices
    Press Releases
    19 Dec 2025
    TCS at Building Societies Annual Conference 2025
    As the headline sponsor, TCS will hold sessions on modernizing the mortgage value chain and the role of AI, data, and more in elevating CX. Join us at BSA 2025.
    Events
    07 May 2025
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    Awards and Recognition

    Presenting awards and recognitions won by TCS BaNCS’ customers and products in the last two decades.

    2025

    SWIFT Certifications - 2025

    • Corporate Actions   about   SWIFT Certifications - 2025
    • Payments   about   SWIFT Certifications - 2025
    • SWIFT gpi   about   SWIFT Certifications - 2025
    • Security settlements   about   SWIFT Certifications - 2025

    Best Global Settlement Solution - FTF Awards 2025

    TCS BaNCS

    Best-in-Class Loan Origination System

    IBS Intelligence (IBSi) Global FinTech Innovation Awards 2025

    TCS BaNCS

    Best-in-Class Loan Origination System

    IBS Intelligence (IBSi) Global FinTech Innovation Awards 2025 - TATA Capital housing & TCS BaNCs

    2024

    Core System Deal of the Year - GonzoBanker Awards 2024

    Technology Vendor of the Year - Global Custodian Awards 2024

    TCS BaNCS

    Best Cross-Border Payments Technology Provider

    MEA Finance Banking Technology Awards

    SWIFTReady Certifications

    • Corporate Actions   about  
    • Payments   about  
    • SWIFT gpi   about  
    • Security settlements   about  

    Best T+1 Strategic Partner

    FTF News Technology Innovation Awards for 2024

    IBS Sales League Table

    #2 for Retail Core #3 for product breadth and global leadership

    2023

    TCS BaNCS

    Best B2B Payments Solutions Provider

    MEA Finance Banking Technology Awards

    Emirates NBD and TCS BaNCS

    Best Retail Payments Implementation

    MEA Finance Banking Technology Awards 2023

    HDFC Securities and TCS BaNCS

    Best Financial Markets Technology Implementation

    Financial Technology Innovation Awards

    SWIFTReady Certifications

    • Corporate Actions   about  
    • Payments   about  
    • SWIFT gpi   about  
    • Security settlements   about  

    2022

    Al Maryah Community Bank & TCS BaNCS

    Win Global NeoChallenger Bank Award

    Read more   about  Al Maryah Community Bank & TCS BaNCS

    IBSI SLT

    TCS BaNCS ranked #1 investment and fund management solution

    Read more   about  TCS BaNCS ranked #1 investment and fund management solution

    Best Core Implementation Award

    MEA Finance Summit 2022 - Banque Saudi Fransi, Saudi Arabia

    SWIFTReady Certifications

    • Corporate Actions   about  
    • Payments   about  
    • SWIFT gpi   about  
    • Security settlements   about  

    2021

    Huaxia Bank and TCS BaNCS

    Best Bank Infrastructure Technology (Core Banking System) - The Asian Banker China Country Awards

    Read more   about  Huaxia Bank and TCS BaNCS

    MTB

    Wins The Asian Banking & Finance Retail Banking Awards

    SWIFTReady Certifications

    • Corporate Actions   about  
    • Payments   about  
    • Security settlements   about  

    2020

    Best Financial Service Platform Implementation of the Year

    The Asian Banker Financial Markets Awards

    Länsförsäkringar Bank

    Wins Award for Core Transformation Powered by TCS BaNCS™

    Read more   about  Länsförsäkringar Bank

    SWIFTReady Certifications

    • Corporate Actions   about  
    • Payments   about  
    • Security settlements   about  

    Related Reading

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    TCS BaNCS Global Industry Analyst Recognitions

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    TCS Partners with Khan Bank to Future-Proof its Operations, Enhance Customer Experience and Propel Innovation leveraging AI and ML

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    TCS Partners with The Cumberland Building Society to Transform its Core Banking Solution

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    Northern Trust Expands Collaboration with TCS to Transform its Securities Services Offering Across 99 Markets

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    Transformation is within reach

    TCS BaNCS customers will always be at the forefront of new trends.

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