- Perpetually Adaptive Enterprise Press tab for submenu items
Where adaptability meets advantage
At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.
-
Industries
-
Services
-
Products and Platforms
-
Research & Innovation
-
Alliances
Perpetually Adaptive Enterprise
Industries
expand here
Services
expand here
Products and Platforms
expand here
Research & Innovation
expand here
- About Us Press tab for submenu items
We deliver excellence and create value for customers and communities.
Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.
-
Brand
-
Leadership
-
Community
-
Sustainability
-
Inclusion
-
Values
- Customer Stories Press tab for submenu items
Discover why customers choose TCS
We are a digital transformation and technology partner of choice for industry-leading organizations worldwide.
-
Events
Upcoming events
01 Dec 2025 TCS at AWS re:Invent 2025View all11 Nov 2025 TCS Energy Forward Forum 2025 -
Analyst Recognition
-
Global Studies
- Seize the future Press tab for submenu items
Want to be a global change-maker? Join our team.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
-
India
-
Americas
-
Asia Pacific
-
Europe and UK
-
Middle East and Africa
Seize the future
India
expand here
Americas
expand here
Asia Pacific
expand here
Europe and UK
expand here
Middle East and Africa
expand here
Investor Relations
Management Commentary
expand here
Financials
expand here
News and Events
expand here
ESG
expand here
Resources
expand here
Top Results
Showing
10
01 - 07
What’s on your mind?
We’re here to help! Tell us what you’re looking for and we’ll get you connected to the right people.
Looking for something else?
You have these already downloaded
We have sent you a copy of the report to your email again.
Industry
Banking
This will open an overlay
Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
Financial institutions must overcome challenges and implement the FRAML approach for effective financial crime investigation and better compliance. Learn more.
Blog
18 Sep 2025
Financial crimes have seen a sharp rise & technologies like AI help banks keep track of customer profiles for improved risk assessment & regulatory compliance.
White Paper
20 Jul 2021
Amit S Thapliyal of Magma Insurance discusses generative AI in insurance, predictive offerings, and the role of TCS in their technology decisions. Learn more.
video
15 Sep 2025
Solution
TCS BaNCS™
This will open an overlay
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
Related Insights
As catastrophes lead to substantial financial losses, insurers are adopting tech like generative AI and automated claims processing for a climate-ready future.
Blog
23 Sep 2025
Emirates NBD chose TCS BaNCS for Payments to build a scalable, resilient, flexible payments system supporting fourfold growth and transformation of operations.
Analyst Reports
18 Sep 2025
Amit S Thapliyal of Magma Insurance discusses generative AI in insurance, predictive offerings, and the role of TCS in their technology decisions. Learn more.
video
15 Sep 2025
Highlights
- Kotak Mahindra Bank Limited (KMBL) caters to a diverse set of financial needs from the retail and corporate sectors. The Bank is seen as a forerunner in digital transformation in banking in the country.
- The relationship between TCS and Kotak Bank began in 2012 when the Bank selected the TCS BaNCS for Global Risk Management to consolidate bank-wide exposures across various asset classes onto a single, integrated risk management platform.
- Describing the decadelong relationship as, “symbiotic and transformative, Neeraj Nath Singh, SVP, Kotak Mahindra Bank Limited, shares how the bank is taking the innovative path to streamlining risk management practices.
Customer Story
From commercial banking to stock broking to mutual funds, life insurance and investment banking, Kotak Mahindra Bank Limited (KMBL) caters to a diverse set of financial needs from the retail and corporate sectors. Focused on leveraging technology to enhance customer experience and anchored on prudent risk management, the Bank is seen as a forerunner in digital transformation in banking in the country.
The relationship between TCS and Kotak Bank began in 2012 when the Bank selected the TCS BaNCS for Global Risk Management to consolidate bank-wide exposures across various asset classes onto a single, integrated risk management platform.
Describing the decade-long relationship as, “symbiotic and transformative, Neeraj Nath Singh, SVP, Kotak Mahindra Bank Limited, says that “the partnership has been mutually beneficial, driven by innovation and resulting in streamlined processes and reporting for the Bank.”
“Our technology team has been diligently implementing an aggressive risk-based approach to enhance resilience, governance, risk management, security and automation of our Bank’s IT landscape. This risk culture lays emphasis on responsible business practices, prioritization of customers’ needs, and appropriate disclosures. The framework reinforces a risk culture across the organization that ensures a high level of risk awareness and makes risk management an integral part of organizational decision-making.”
“When we selected TCS BaNCS, the objectives were to consolidate bank-wide exposures across various asset classes, alongside creating quality reports for highlighting breaches, ceiling positions on the very next day of any close-of-business date. This involved aggregating and consolidating data from various applications at our Bank and our partners onto the TCS BaNCS solution.”
“In addition to a 360-degree view for single/group borrowers for exposures, securities, breaches, further drill downs, etc., aggregation and reporting were extended to address different dimensions such as industries, segments and products. The solution’s acceptance and volumes increased with phase-wise migration of exposures which initially started with wholesale corporate from USD100K to now included new segments like Agri, MSME with USD10K and above.”
KMBL has one of the largest asset books in private banking space in India and is known for its robust credit policies in terms of risk assessment and management.
Commenting on how the TCS BaNCS solution has helped this achievement, he says, “TCS BaNCS gives us the ability to manage global risk events swiftly, using information-driven, decision-making tools. With a focus on portfolio and a deal-driven risk management approach, it helps us provide real-time, fully drillable aggregated portfolio risk data views at country, industry, business division and counterparty levels.”
“We have seen the TCS BaNCS product functionality evolving to adhere to regulatory requirements, including the management and control of credit risk ratings. For instance, post deployment, we are using the solution to monitor and report credit risk limits and exposures. Comprehensive dashboards provide us with views of limits and exposures at a micro and macro level. We are deploying API services to streamline workflows and enhance productivity at our Bank.”
In conclusion, he believes that the partnership between TCS and KMBL stands as a powerful testament to the transformative potential of collaboration in banking Solutions.
“With TCS BaNCS and Kotak’s vision for innovation, both organizations are poised to redefine the future of banking and financial services. Together, we will enhance operational efficiencies and customer experiences but also drive digital transformation across KMBL. This alliance represents a shared commitment to continuous growth, fostering technological advancements that will shape the future of business and empower millions of customers worldwide with cutting-edge financial solutions.”
Swipe LeftSwipe RightThe partnership has been mutually beneficial, driven by innovation and resulting in streamlined processes and reporting for the Bank.
Neeraj Nath Singh
SVP, Kotak Mahindra Bank Limited
Success Stories of TCS BaNCS Customers
Swipe Left
Swipe Right
Transformation is within reach
TCS BaNCS customers will always be at the forefront of new trends
Connect with us