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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
  • Research & Innovation
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  • Banking
  • Capital Markets
  • Consumer Packaged Goods and Distribution
  • Communications, Media, and Information Services
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  • TCS ADD™
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  • TCS BFSI Platforms
  • TCS CHROMA™
  • TCS Customer Intelligence & Insights™
  • TCS ERP on Cloud
  • ignio™
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  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
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  • Services expand here
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    • Cloud
    • Cognitive Business Operations
    • Consulting
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    • Enterprise Solutions
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    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
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    12 Jan 2026 Launching AI-led Connected Digital Enterprise Lab with TCS-Siemens
    12 Jan 2026 TCS at Google Cloud Next ’26
    07 Jan 2026 TCS at DTECH 2026
    View all

    Recent recognitions

    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    16 Dec 2025 TCS Recognized as a Leader in Supply Chain Management BPS by Everest Group
    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    View all
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    Want to be a global change-maker? Join our team.
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    • Colombia (ES)
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  • Europe and UK expand here
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    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    16 Jan 2026 Newsweek Names TCS America’s Most Reliable IT Services Company in 2026 Ranking
    19 Dec 2025 TCS Partners with Workday to Unlock Power of Human Capital and Supercharge Workplaces with AI
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    12 Jan 2026 Launching AI-led Connected Digital Enterprise Lab with TCS-Siemens
    12 Jan 2026 TCS at Google Cloud Next ’26
    07 Jan 2026 TCS at DTECH 2026
    View all

    Recent recognitions

    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    16 Dec 2025 TCS Recognized as a Leader in Supply Chain Management BPS by Everest Group
    10 Dec 2025 TCS BaNCS Positioned as a Luminary in Celent’s Corporate Digital Banking Platforms: EMEA, LATAM, and APAC Solutions
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    16 Jan 2026 Newsweek Names TCS America’s Most Reliable IT Services Company in 2026 Ranking
    19 Dec 2025 TCS Partners with Workday to Unlock Power of Human Capital and Supercharge Workplaces with AI
    View all
    Find the latest news about TCS
  • News Alerts
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  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
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    • Download TCS Data Sheet
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    • Download TCS Data Sheet
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    Top Results
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    • TCS BaNCS™
    • Solution

    TCS BaNCS Cloud

    TCS BaNCS Cloud

    With more than 65 installations globally, TCS BaNCS Cloud is an industry cloud solution delivered on a SaaS model enabling financial institutions to explore innovative models, update aging systems, rebuild transaction applications, and enter new markets.

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    21 Jan 2026
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    07 May 2025
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    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
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    TCS Guidewire Services for Adaptable & Resilient Insurance Systems
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    12 Oct 2022
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    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
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    TCS BaNCS for Wealth Management
    TCS BaNCS for Wealth Management is designed to help innovate advisors’ practices and build a superior digital customer experience across the entire value chain.
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    20 Apr 2023
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    TCS BaNCS community banking solution rests on a digital core and is designed to help financial institutions enhance the end-customer experience. Know more.
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    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
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    TCS at Building Societies Annual Conference 2025
    As the headline sponsor, TCS will hold sessions on modernizing the mortgage value chain and the role of AI, data, and more in elevating CX. Join us at BSA 2025.
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    07 May 2025
    Global Securities Platform - TCS BaNCS
    TCS BaNCS Global Securities Platform helps buy and sell-side firms implement scalable and STP-enabled processes for trade processing, clearing, and settlement.
    Solution
    14 Dec 2018
    TCS BaNCS Digital: Enhancing End Customer Experience
    TCS BaNCS Digital helps financial institutions to redesign their digital banking strategy to deliver personalized and enhance user experience. Learn more.
    Solution
    12 Apr 2023

    Highlights

    • A well-established SaaS offering with customers spread across the globe

    • Deployable on private, public, or hybrid/multi cloud models in a SaaS or BPaaS mode

    • Secure delivery of mission-critical applications as a mix of components and microservices

    In this article

    Abstract   inpage
    Challenge   inpage
    Solution   inpage
    Benefits   inpage
    Abstract inpage
    Challenge inpage
    Solution inpage
    Benefits inpage
    Back to top Go to top
    In this articleinpage
    Go to top
    Abstract Challenge Solution Benefits

    Abstract

    Be secure, compliant, and available with the flexibility and agility of the cloud.

    The Cloud First approach sits at the center of digital transformations, whether its empowering banks and financial institutions with speed, agility, and security or as the always-on backbone for innovation and continuous growth. TCS BaNCS Cloud, a SaaS-based industry cloud offering, helps firms across banking, capital markets, and insurance gain business agility and seamlessly access new product capabilities and technological innovations with minimal disruption.

    Challenge

    As banks and financial institutions start on evolutionary digital transformations that reflect their unique vision and purpose, the need to expand their business, embed third-party solutions, and collaborate with partners to enhance customer engagement and operational efficiency has become critical.

    Swipe Left
    Swipe Right

    We have selected TCS BaNCS for its comprehensive capabilities to support our commercial customer base and to provide convenient online account opening and self-service facilities to our small and medium business clients. With the new platform, we will be expanding our portfolio with newer lending products as well as commercial deposit products and cash management tools, to increase our traction with existing customers while catering to the needs of newer market segments.

    NATHAN MORGAN

    CEO, Continental Bank

    Solution

    TCS BaNCS Cloud, delivered on a SaaS model, is an industry cloud solution resting on the award-winning suite of products spanning banking, capital markets, and insurance domains. With more than 65+ installations, TCS BaNCS Cloud provides an always-on backbone for innovation and agility for financial institutions to create new business models, speed up aging systems, rebuild transaction processing applications, execute on a consistent data delivery strategy, and enter new markets easily. 

    Being cloud native and cloud-agnostic, TCS BaNCS Cloud rests on a microservices architecture and is supplemented with cognitive solutions that can help firms leverage the power of trusted and richer partner ecosystems.

    Benefits

    TCS BaNCS Cloud enables financial institutions to set on their transformation journeys through: 

    • Consolidated processes and workflows, reduced manual interventions, and seamless interactions between on-premise and cloud applications

    • Standard interfaces for rapid integration with enterprise services and an agile support taskforce to aid shorter time to market

    • Access to open and enriched ecosystems of curated partners from the TCS BaNCS Marketplace

    • Availability of TCS BaNCS Cloud at Azure Marketplace, AWS Partner Network (APN) portal, and other cloud providers

    • Broad spectrum of cloud-native security capabilities, supporting international messaging standards and market practices

    Related reading

    Swipe Left
    Swipe Right

    Core Banking in the Cloud - TCS BaNCS' Interview with Celent

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    A Digital-only, Neo Bank Born-in-the-cloud with TCS BaNCS

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    HFC Bank on its Digital Transformation Journey with TCS BaNCS

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    Transforming Payments with Cloud-based, Microservices Architecture

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    TCS BaNCS Cloud

    Gearing up to build a cloud roadmap for your business?

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