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    Where adaptability meets advantage

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
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      We deliver excellence and create value for customers and communities.

      Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

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      10 Jul 2025 Robust Order Book and Operational Resilience mark TCS’ Q1
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      16 Jul 2025 TCS Launches AI-Powered Research & Innovation Centre in Singapore to Accelerate Enterprise Innovation at Scale
      09 Jul 2025 TCS Launches ‘Gen AI Tech Pathway’ in its STEM Education Program goIT
      03 Jul 2025 TCS Unveils the 2025 Edition of TCS InQuizitive Across 12 Indian Cities, To Spotlight India’s Brightest Young Minds
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      Recent recognitions

      17 Jul 2025 TCS a Leader in Life and Annuities Insurance BPS and Third-Party Administrator Services: Everest Group
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      01 Jul 2025 TCS Recognized as a Leader in Pharmacovigilance Operations Services by Everest Group
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      Global knowledge. Local support

      At TCS, we help enterprises grow through innovative solutions globally. Adapt and thrive with us.

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    • Perpetually Adaptive Enterprise Press tab for submenu items

      Where adaptability meets advantage

      At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

      Adaptability starts here
    • Industries
      • Banking
      • Capital Markets
      • Consumer Packaged Goods and Distribution
      • Communications, Media, and Information Services
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      • TCS ERP on Cloud
      • ignio™
      • TCS iON™
      • TCS HOBS™
      • TCS Intelligent Urban Exchange™
      • TCS OmniStore™
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      • TCS Tap™
      • Quartz™ – The Smart Ledgers™
      • TCS TwinX™
      • TCS MasterCraft™
      • Jile™
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  • Who we are
    • Overview Press tab for submenu items

      We deliver excellence and create value for customers and communities.

      Our expert, committed team put our shared values into action – every day. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

      Discover the difference
    • About Us
      • Leadership
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      Extraordinary expertise leads to remarkable results.

      We share news, insights, analysis and research – tailored to your unique interests – to help you deepen your knowledge and impact.

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    • Overview Press tab for submenu items

      Want to be a global change-maker? Join our team.

      At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

      Join us
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      Find the latest news about TCS in our Newsroom

      Get access to a catalog of the latest news stories from across TCS. Discover our press releases, reports, and company announcements.

      Discover more
    • Press releases

      Recent Press releases

      17 Jul 2025 TCS Ranked Among Top 20 Global Technology Brands in Brand Finance Tech 100 2025 List
      15 Jul 2025 TCS & MIT Sloan Management Review Launch New Research Series; Unveil Roadmap for Human-AI collaboration in Enterprises
      10 Jul 2025 Robust Order Book and Operational Resilience mark TCS’ Q1
      View all
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      16 Jul 2025 TCS Launches AI-Powered Research & Innovation Centre in Singapore to Accelerate Enterprise Innovation at Scale
      09 Jul 2025 TCS Launches ‘Gen AI Tech Pathway’ in its STEM Education Program goIT
      03 Jul 2025 TCS Unveils the 2025 Edition of TCS InQuizitive Across 12 Indian Cities, To Spotlight India’s Brightest Young Minds
      View all
    • Analyst recognition

      Recent recognitions

      17 Jul 2025 TCS a Leader in Life and Annuities Insurance BPS and Third-Party Administrator Services: Everest Group
      15 Jul 2025 TCS Recognized as a Leader in Healthcare Provider Digital Services by Everest Group
      01 Jul 2025 TCS Recognized as a Leader in Pharmacovigilance Operations Services by Everest Group
      View all
    • Events

      Upcoming events

      29 Sep 2025 TCS BaNCS at SIBOS 2025, Frankfurt
      22 Sep 2025 TCS Life Sciences Forum 2025 London
      10 Aug 2025 TCS BaNCS at COBA 2025, Brisbane, Australia
      View all
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      TCS works hand in hand with world-leading investors.

      Tata Consultancy Services Limited
      NSE:TCS
      INR
      Discover more Q1FY26 Debrief
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      • Annual Report Section
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    • TCS BaNCS™
    • Solution

    TCS BaNCS Cloud

    TCS BaNCS Cloud

    With more than 65 installations globally, TCS BaNCS Cloud is an industry cloud solution delivered on a SaaS model enabling financial institutions to explore innovative models, update aging systems, rebuild transaction applications, and enter new markets.

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
    banking-hero
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    Leveraging Generative AI for Proactive Risk Management in BFSI
    Generative AI will help BFSI firms enhance the efficiency of risk assessment and transform their risk and compliance function into a proactive, preventive model.
    White Paper
    18 Jul 2025
    Accelerating IDP in Canadian FIs with Artificial Intelligence
    Intelligent data processing with AI, ML, and natural language processing can help FIs improve data handling and management for better operations and innovation.
    Blog
    15 Jul 2025
    TCS BaNCS Dialogues: Transforming Finance with APIs
    Join us for a webinar where industry leaders from Celent and TCS BaNCS will discuss the role of APIs in banking, driving ROIs, and unlocking new revenue streams.
    Events
    22 Jul 2025
    Insurance This will open an overlay

    Reinventing the Insurance Industry with a Digital-first Strategy

    TCS’ solutions, powered by AI and automation technologies, help leverage partner ecosystems and drive innovation in insurance for business agility and growth.
    Learn More
     about Reinventing the Insurance Industry with a Digital-first Strategy
    old-insurance-card
    Related Insights
    TCS a Leader in Life and Annuities Insurance BPS and Third-Party Administrator Services: Everest Group
    Tata Consultancy Services’ integrated IT-BPS capabilities, consulting-led engagements, diversified geographical presence, comprehensive capabilities and TCS BaNCS offering, cited as key strengths.
    Analyst Reports
    17 Jul 2025
    TCS Helps BAGIC Achieve Agile Delivery & Automated Test Management
    Despite its distributed teams, read how BAGIC achieved agile delivery & an automated continuous integration & deployment process with TCS MasterCraft™ DevPlus.
    Case Studies
    11 Feb 2021
    Insurance Solutions and their Role in Building Climate Resilience
    Read how insurance can help close the investment gap in climate resilience and deliver better climate change solutions to reduce vulnerability to climate impacts.
    Blog
    19 Oct 2022
    Capital Markets This will open an overlay

    Unlocking Exponential Future Growth in Capital Market Firms

    Capital market firms must build trust through purpose-driven and innovative models to weather disruptions and ensure adaptability and shock-proof growth.
    Learn More
     about Unlocking Exponential Future Growth in Capital Market Firms
    capital-markets-exponential-future-growth
    Related Insights
    TCS BaNCS Customer Newsletter on Innovation, Growth, and More
    This edition covers BaNCS’ work on securities processing, details of Banque Saudi Fransi’s payment transformation, Standard Bank's move to innovation, and more.
    Report
    10 Jun 2024
    TCS Helps Euroclear Bank Transform Post Trade Processing
    Learn about Euroclear Bank’s relationship with TCS BaNCS and how our corporate actions solution helped transform their post-trade operations in 120 countries.
    Customer Testimonial
    07 Mar 2025
    UK and EU T+1 Settlement Countdown: Corporate Actions Implications
    Read more about the impact of T+1 settlement on corporate actions process in the UK, Europe, and Switzerland and learnings from the US T+1 transition.
    Article
    27 Mar 2025

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-bancs-hp-card
    Related Insights
    TCS BaNCS Dialogues: Transforming Finance with APIs
    Join us for a webinar where industry leaders from Celent and TCS BaNCS will discuss the role of APIs in banking, driving ROIs, and unlocking new revenue streams.
    Events
    22 Jul 2025
    TCS BaNCS Named Wealth Management Technology Leader by Everest Group
    The Everest Group named TCS BaNCS a leader for its capabilities in wealth management, wealth advisory solutions, and a well-established partner ecosystem.
    Article
    11 Apr 2023
    TCS BaNCS™ Health Insurance
    TCS helps reimagine the health insurance value chain by providing solutions for underwriting, claims, policy management, and more, driving agility and resilience.
    Solution
    29 Apr 2025

    Highlights

    • A well-established SaaS offering with customers spread across the globe

    • Deployable on private, public, or hybrid/multi cloud models in a SaaS or BPaaS mode

    • Secure delivery of mission-critical applications as a mix of components and microservices

    In this article

    Abstract   inpage
    Challenge   inpage
    Solution   inpage
    Benefits   inpage
    Abstract inpage
    Challenge inpage
    Solution inpage
    Benefits inpage
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    In this articleinpage
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    Abstract Challenge Solution Benefits

    Abstract

    Be secure, compliant, and available with the flexibility and agility of the cloud.

    The Cloud First approach sits at the center of digital transformations, whether its empowering banks and financial institutions with speed, agility, and security or as the always-on backbone for innovation and continuous growth. TCS BaNCS Cloud, a SaaS-based industry cloud offering, helps firms across banking, capital markets, and insurance gain business agility and seamlessly access new product capabilities and technological innovations with minimal disruption.

    Challenge

    As banks and financial institutions start on evolutionary digital transformations that reflect their unique vision and purpose, the need to expand their business, embed third-party solutions, and collaborate with partners to enhance customer engagement and operational efficiency has become critical.

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    We have selected TCS BaNCS for its comprehensive capabilities to support our commercial customer base and to provide convenient online account opening and self-service facilities to our small and medium business clients. With the new platform, we will be expanding our portfolio with newer lending products as well as commercial deposit products and cash management tools, to increase our traction with existing customers while catering to the needs of newer market segments.

    NATHAN MORGAN

    CEO, Continental Bank

    Solution

    TCS BaNCS Cloud, delivered on a SaaS model, is an industry cloud solution resting on the award-winning suite of products spanning banking, capital markets, and insurance domains. With more than 65+ installations, TCS BaNCS Cloud provides an always-on backbone for innovation and agility for financial institutions to create new business models, speed up aging systems, rebuild transaction processing applications, execute on a consistent data delivery strategy, and enter new markets easily. 

    Being cloud native and cloud-agnostic, TCS BaNCS Cloud rests on a microservices architecture and is supplemented with cognitive solutions that can help firms leverage the power of trusted and richer partner ecosystems.

    Benefits

    TCS BaNCS Cloud enables financial institutions to set on their transformation journeys through: 

    • Consolidated processes and workflows, reduced manual interventions, and seamless interactions between on-premise and cloud applications

    • Standard interfaces for rapid integration with enterprise services and an agile support taskforce to aid shorter time to market

    • Access to open and enriched ecosystems of curated partners from the TCS BaNCS Marketplace

    • Availability of TCS BaNCS Cloud at Azure Marketplace, AWS Partner Network (APN) portal, and other cloud providers

    • Broad spectrum of cloud-native security capabilities, supporting international messaging standards and market practices

    Related reading

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    TCS BaNCS Now Available on Google Cloud: Helps Financial Services Firms Innovate and Scale Faster

    Press Releases | 16 May 2022   Opens in new tab

    Continental Bank Selects TCS BaNCS™ Cloud (SaaS Banking Solution) to Offer Richer, Digitalized Customer Experiences

    Press Releases | 06 May 2020   Opens in new tab

    TCS BaNCS Customer Newsletter and Insights

    Report | 28 Feb 2023   Opens in new tab

    Standard Bank Selects TCS BaNCS™ Cloud for Digital Claims Transformation in Short Term Insurance

    Press Releases | 26 Aug 2021   Opens in new tab

    TCS BaNCS Cloud

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