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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • Industrial Autonomy & Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
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    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
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    • Healthcare
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  • Services expand here
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    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
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    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Our Aspiration
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Our Aspiration
  • Brand
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  • Community
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  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
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    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    16 Mar 2026 Experience the Future of AI with TCS at NVIDIA GTC 2026
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    View all

    Recent recognitions

    16 Feb 2026 Everest Group Names TCS a Leader in P&C Insurance BPS
    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    View all
    TCS Insights
  • Customer Stories
  • Events
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  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
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    • Europe and UK
    • Middle East and Africa
    • India
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    • Colombia
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    Want to be a global change-maker? Join our team.
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    12 Feb 2026 TCS hosts AI Hackathon for 10,000 non-engineering students to boost India’s AI fluency
    View all

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    11 Feb 2026 TCS and Honeywell Collaborate to Enhance Autonomous Operations for Buildings and Industries with AI
    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
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    • TCS BaNCS™
    • Solution

    Enterprise-wide reconciliation management

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    Industry

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    Banking Services Transformation: Unlocking Exponential Value

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    Solution

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    Highlights

    • TCS BaNCS for Reconciliations is an intelligent, centralized, and scalable solution to manage financial reconciliations end-to-end, from loading to validating, matching, and reporting.
    • Coupled with a powerful cognitive reconciliations engine, enhanced data pre-processing methods, custom reporting/dashboards, APIs for integration, mobility, and online archiving, the comprehensive solution caters to the ever-evolving requirements, ranging from standard industry to client-specific stipulations across cash, security (holding and settled trades), instruction, collateral, OTC derivatives, futures, claims, and accrual reconciliations.
    • Available on-premise and on cloud, TCS BaNCS for Reconciliations is a complete BPaaS offering that can help you make the transition from a capex-based multi-tiered solution to a volume-driven opex one.
    Download Brochure

    In this article

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    Solution   inpage
    Benefits   inpage
    Abstract inpage
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    Solution inpage
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    Abstract Challenge Solution Benefits

    Abstract

    Reconciliations is a key control function for all enterprises enabling traceability, complete audit trails, and accountability for effective risk and compliance management.

    Further, with the institutionalization of reconciliations operations, enterprises today require a robust and scalable reconciliations solution that can enhance processes, reduce costs, and deliver exceptional value.

    Over the years, TCS BaNCS for Reconciliations has been emboldened and enriched with a powerful cognitive reconciliation engine, enhanced data pre-processing methods, custom reporting, and APIs, making it a comprehensive, scalable, and cost-effective solution.

    Challenge

    With intensive scrutiny of financial transactions worldwide, mounting pressures of cost cutting and limitations of outsourcing and legacy systems, it has become imperative for organizations to have a smart and scalable solution that ensures maximum speed, accuracy, and controls in reconciliations.

    Over the years, TCS BaNCS for Reconciliations has been emboldened and enriched with a powerful cognitive reconciliations engine, enhanced data pre-processing methods, custom reporting/dashboards, APIs for integration, mobility and on-line archiving. Coupled with strong cognitive operations, change management, agile execution capabilities and intelligent automation, TCS BaNCS for Reconciliations is a comprehensive, scalable, robust, and cost-effective solution.

    Solution

    TCS BaNCS for Reconciliations, successfully installed at multiple sites worldwide, offers a robust and centralized solution to automate reconciliation lifecycle for all transaction types and financial instruments emanating from any line of business. With its add-on components, it offers enhanced scalability, facilitates self-service for a reconciliation setup, and helps reduce external dependencies and OpEx. It also facilitates exception and workflow management with in-memory, multi-way, and ML-based matching.

    Benefits

    • Up to 50% faster processes and rollouts with its ML rule-prediction engine, self-service, and agile and DevOps methodologies
    • 99% straight-through processing (STP) for SWIFT-based reconciliations
    • End-to-end automated reconciliation process eliminating manual touchpoints, driving synergy and standardization across processes, governances, reporting, and technologies.
    • Delivers 25%-35% opex savings with multi-tenancy, seamless upgrades, and resource fungibility

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    TCS BaNCS for reconciliations

    Enable faster speeds and lower risks in reconciliations processing.

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