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Pradeep Nair

Chief architect, Technology Advisory Group, BFSI, TCS

Vinay Vasu S

Senior domain consultant, Insurance Advisory Group, BFSI, TCS


  • Embedded insurance allows customers to cover specific risks, foregoing unnecessary coverages, thereby making it more cost-effective.
  • Insurers must adopt an ecosystem model to offer embedded insurance products, which will entail partnering with insurance-as-a-service platforms that will in turn integrate with digital platforms.
  • Successful transition to embedded insurance will require firms to integrate the three key building blocks of data mastery, product development, and technology, reinforced by effective governance.