Perpetually Adaptive Enterprise
At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.
- Banking
- Capital Markets
- Consumer Packaged Goods and Distribution
- Communications, Media, and Information Services
- Education
- Energy, Resources, and Utilities
- Healthcare
- High Tech
- Insurance
- Life Sciences
- Manufacturing
- Public Services
- Retail
- Travel and Logistics
- Artificial Intelligence and Data & Analytics
- Cloud
- Cognitive Business Operations
- Consulting
- Cybersecurity
- Enterprise Solutions
- IoT and Digital Engineering
- Network Solutions and Services
- Sustainability Services
- TCS Interactive
Perpetually Adaptive Enterprise
Industries
expand here
Services
expand here
Products and Platforms
expand here
Research & Innovation
expand here
About Us
We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.
TCS Insights
Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.
Upcoming events
02 Dec 2025
TCS BaNCS at BankenTech 2025 Frankfurt
01 Dec 2025
TCS at AWS re:Invent 2025
Want to be a global change-maker? Join our team.
At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.
Want to be a global change-maker? Join our team.
India
expand here
Americas
expand here
Asia Pacific
expand here
Europe and UK
expand here
Middle East and Africa
expand here
Management Commentary
expand here
Financials
expand here
News and Events
expand here
ESG
expand here
Resources
expand here
Top Results
Showing
10
01 - 07
What’s on your mind?
We’re here to help! Tell us what you’re looking for and we’ll get you connected to the right people.
Looking for something else?
You have these already downloaded
We have sent you a copy of the report to your email again.
Industry
Banking
This will open an overlay
Banking Services Transformation: Unlocking Exponential Value
TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
Related Insights
Cross-border payments are evolving with new tech like AI and blockchain and multiple payment rails, thus improving efficiency, reducing costs, and enhancing CX.
Article
20 Nov 2025
Join us at the event and learn how TCS BaNCS helps secure digital sovereignty and drives digital payments using next-gen banking tech like AI, cloud, and more.
Events
02 Dec 2025
Join us at the world's leading risk management event where we will host sessions on AI in finance risk management, transforming regulatory compliance, and more.
Events
17 Nov 2025
Solution
TCS BaNCS™
This will open an overlay
TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
Related Insights
Cross-border payments are evolving with new tech like AI and blockchain and multiple payment rails, thus improving efficiency, reducing costs, and enhancing CX.
Article
20 Nov 2025
Join us at the event and learn how TCS BaNCS helps secure digital sovereignty and drives digital payments using next-gen banking tech like AI, cloud, and more.
Events
02 Dec 2025
Deployed across retail and corporate banking, the solution offers core banking with support in lending, savings, deposits, payments, trade finance, and more.
Solution
11 Apr 2023
Highlights
- The Central Trust Bank (Central Bank) USA, a leading midwest regional bank, selected TCS BaNCS to simplify its technology landscape, spark organic growth and accelerate client onboarding.
- Dan Westhues, Executive President & Chief Marketing Officer at the Central Bank, shares the Bank’s playbook in addressing the present challenges in the banking space in North America – be it from the geo-political scenario and the need for modernizing core and digital banking technology.
- Emphasizing that core banking transformation is more of a business transformation rather than a mere technology rehaul, he describes the thinking behind the strategies they have put in play to ensure that the program runs smoothly.
Customer Story
Central Trust Bank is a USD19 BN financial institution headquartered in Jefferson City, Missouri, serving businesses and customers since 1902. The Bank has over 150 branches in approximately 80 communities, and serves the Midwest throughout Missouri, Kansas, Illinois, and Oklahoma.
This leading midwest regional bank selected TCS BaNCS to simplify its technology landscape, spark organic growth and accelerate client onboarding.
TCS BaNCS spoke to Dan Westhues, Executive President & Chief Marketing Officer, The Central Trust Bank (Central Bank), to understand his Bank’s playbook in addressing the present challenges in the banking space in North America – be it from the geo-political scenario and the need for modernizing core and digital banking technology.
“The traditional banking model is still the best way to navigate any economic cycle or other environmental challenges”, says Dan. “We keep leadership and authority in the individual markets as this allows us to stay close to our customers and connected to each of the communities we serve. At the same time, we commit significant resources to technology and product development for each business line. This relationship between our market and company leaders creates a winning combination for continued growth and stability in any environment.”
Dan affirms that the Bank’s strong foundation rests on people, community service, and technology.
“Our mission is to provide quality products and services with state-of-the-art technology to the communities we serve through local high performing bankers.”
On the key objectives of the core and digital banking transformation project that led the Bank to select TCS BaNCS, he says, “Central Bank has a proprietary core banking system that was built and maintained in-house for over 50 years. The system is solid, stable and flexible, and has played a critical role in creating a competitive advantage for us. However, with the increasing speed of change within financial services technology, it became clear that modernization was necessary.”
“We wish to remain a technology leader among super community banks and be seen as a formative competitor to larger institutions. And we needed our technology to be nimble, efficient, and customizable. Specifically, we were looking for ways to increase our speed to market with new products and services, and ease our ability to integrate with potential fintechs and other best-in-class solutions, and make the important move to real-time processing. We expect this core transformation with TCS BaNCS to help us achieve these goals and accommodate unique products that will help us maintain our competitive advantage.”
On how modernizing the core banking platform can create an efficient front-to-back digital banking experience for customers, he says, “Like most institutions, Central Bank is seeing significant growth in digital acquisition. Currently, our onboarding journeys are singular by channel and create a variety of customer experiences. With the new core banking solution, we can now embark on a connected onboarding strategy for both digital and branch channels, thereby creating a seamless customer experience, enhancing efficiencies in operations and opening up opportunities for marketing and cross-selling. More importantly, we will be able to drastically improve the digital onboarding experience for our business customers.”
The Bank will harness the full potential of TCS BaNCS’ API ecosystem, fostering interconnectedness across applications, services, and platforms, allowing for accelerated integration of new banking partners, facilitating both organic and acquisition-led growth.
In addition to enhancing their customer acquisition process and improving employee productivity, the Bank’s employees will gain a holistic view of customer relationships and be able to create and deploy differentiated products rapidly. As the solution is pre integrated with TCS BaNCS for Payments, an ISO 20022-ready solution, the Bank can offer FedNow® services and RTP® by the clearing house easily.
Emphasizing that core transformation is more of a business transformation rather than a mere technology rehaul, he describes the thinking behind the strategies they have put in play to ensure that the program runs smoothly.
“We are a company of builders and entrepreneurs. Our approach to core transformation is to have these groups working side-by-side, every step of the way. To help our technology staff, we have enlisted experts from the business lines and our markets who are familiar with the customer needs and how our systems are used today. Second, each team is tasked with answering two critical questions at every stage: How do we do it today? How could we do it better tomorrow? Their goal will be to improve efficiencies in our internal processes and discover new innovation pathways that add value to our customers’ lives.
To ensure the project moves forward at a proper pace we created a strong infrastructure for decision making, designed a process for approvals on enhancements, or significant changes, and have hired change management personnel to lead the entire company through this change. This streamlined approach underscores Central Bank’s commitment to staying agile in an ever-changing financial landscape.”
Swipe LeftSwipe RightWe were looking for ways to increase our speed to market with new products and services, and ease our ability to integrate with potential fintechs and other best-in-class solutions, and make the important move to real-time processing. We expect this core transformation with TCS BaNCS to help us achieve these goals and accommodate unique products that will help us maintain our competitive advantage.
Dan Westhues
Executive President & Chief Marketing Officer, The Central Trust Bank
Success Stories of TCS BaNCS Customers
Swipe Left
Swipe Right
Transformation is within reach
TCS BaNCS customers will always be at the forefront of new trends
Connect with us