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Perpetually Adaptive Enterprise

At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

Adaptability starts here
  • Industries
  • Services
  • Products and Platforms
  • Research & Innovation
  • Alliances
  • Banking
  • Capital Markets
  • Consumer Packaged Goods and Distribution
  • Communications, Media, and Information Services
  • Education
  • Energy, Resources, and Utilities
  • Healthcare
  • High Tech
  • Insurance
  • Life Sciences
  • Manufacturing
  • Public Services
  • Retail
  • Travel and Logistics
  • Artificial Intelligence and Data & Analytics
  • Cloud
  • Cognitive Business Operations
  • Consulting
  • Cybersecurity
  • Enterprise Solutions
  • IoT and Digital Engineering
  • Network Solutions and Services
  • Sustainability Services
  • TCS Interactive
  • TCS ADD™
  • TCS BANCS™
  • TCS BFSI Platforms
  • TCS CHROMA™
  • TCS Customer Intelligence & Insights™
  • TCS ERP on Cloud
  • ignio™
  • TCS iON™
  • TCS HOBS™
  • TCS Intelligent Urban Exchange™
  • TCS OmniStore™
  • TCS Optumera™
  • TCS Tap™
  • Quartz™ – The Smart Ledgers™
  • TCS TwinX™
  • TCS MasterCraft™
  • Jile™
  • TCS DigiBOLT™
  • TCS AI WisdomNext™
  • TCS Research
  • TCS Pace™
Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    09 Feb 2026 TCS at Agentforce World Tour Sydney 2026
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Tata Consultancy Services Limited
    NSE:TCS
    INR
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    • Unclaimed Dividend Information
  • Management Commentary expand here
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    • Annual Report Section
  • Financials expand here
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    • Download TCS Data Sheet
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  • News and Events expand here
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
  • ESG expand here
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    • Social
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    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
  • Resources expand here
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    • Stock Information
    • Subsidiaries
    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
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    What we do

    Perpetually Adaptive Enterprise

    At TCS, we don’t just help businesses transform. We help them become perpetually adaptive enterprises, built to evolve continuously and confidently in a world of constant change.

    Adaptability starts here
    • Industries
    • Services
    • Products and Platforms
    • Research & Innovation
    • Alliances
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
    • TCS Research
    • TCS Pace™
    Perpetually Adaptive Enterprise
  • Industries expand here
    • Banking
    • Capital Markets
    • Consumer Packaged Goods and Distribution
    • Communications, Media, and Information Services
    • Education
    • Energy, Resources, and Utilities
    • Healthcare
    • High Tech
    • Insurance
    • Life Sciences
    • Manufacturing
    • Public Services
    • Retail
    • Travel and Logistics
  • Services expand here
    • Artificial Intelligence and Data & Analytics
    • Cloud
    • Cognitive Business Operations
    • Consulting
    • Cybersecurity
    • Enterprise Solutions
    • IoT and Digital Engineering
    • Network Solutions and Services
    • Sustainability Services
    • TCS Interactive
  • Products and Platforms expand here
    • TCS ADD™
    • TCS BANCS™
    • TCS BFSI Platforms
    • TCS CHROMA™
    • TCS Customer Intelligence & Insights™
    • TCS ERP on Cloud
    • ignio™
    • TCS iON™
    • TCS HOBS™
    • TCS Intelligent Urban Exchange™
    • TCS OmniStore™
    • TCS Optumera™
    • TCS Tap™
    • Quartz™ – The Smart Ledgers™
    • TCS TwinX™
    • TCS MasterCraft™
    • Jile™
    • TCS DigiBOLT™
    • TCS AI WisdomNext™
  • Research & Innovation expand here
    • TCS Research
    • TCS Pace™
  • Alliances
  • Who we are

    About Us

    We deliver excellence and create value for customers and communities - everyday. With the best talent and the latest technology we help customers turn complexity into opportunities and create meaningful change.

    Discover the difference
    • Brand
    • Leadership
    • Community
    • Sustainability
    • Inclusion
    • Values
    About Us
  • Brand
  • Leadership
  • Community
  • Sustainability
  • Inclusion
  • Values
  • Insights

    TCS Insights

    Point of views, research, studies - on the latest themes - to help you expand your knowledge and be future ready.

    Start reading now
    • Customer Stories
    • Events
    • Analyst Recognition
    • Global Studies

    Upcoming events

    14 Apr 2026 Harnessing the Power of AI at TCS Life Sciences Forum 2026 New York
    09 Mar 2026 TCS at SAP A&D Innovation Days 2026, Florida
    09 Feb 2026 TCS at Agentforce World Tour Sydney 2026
    View all

    Recent recognitions

    05 Feb 2026 TCS a Leader in Transforming Mortgage and Loan Services
    02 Feb 2026 TCS is a Leader in Capital Markets Operations Services: Everest Group
    12 Jan 2026 Everest Group Recognizes TCS as a Leader in IAM Services
    View all
    TCS Insights
  • Customer Stories
  • Events
  • Analyst Recognition
  • Global Studies
  • Careers

    Want to be a global change-maker? Join our team.

    At TCS, we believe exceptional work begins with hiring, celebrating and nurturing the best people — from all walks of life.

    Join us
    • India
    • Americas
    • Asia Pacific
    • Europe and UK
    • Middle East and Africa
    • India
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
    Want to be a global change-maker? Join our team.
  • India expand here
    • India
  • Americas expand here
    • Argentina
    • Brazil
    • Canada
    • Chile
    • Colombia
    • Colombia (ES)
    • Ecuador
    • Mexico
    • Peru
    • Uruguay
    • USA
  • Asia Pacific expand here
    • Australia
    • Mainland China
    • Hong Kong SAR
    • Indonesia
    • Japan
    • Malaysia
    • New Zealand
    • Philippines
    • Republic of Korea
    • Singapore
    • Chinese Taipei
    • Thailand
  • Europe and UK expand here
    • Belgium
    • Denmark
    • Estonia
    • Finland
    • France
    • Germany
    • Hungary
    • Ireland
    • Italy
    • Luxembourg
    • Netherlands
    • Norway
    • Poland
    • Portugal
    • Spain
    • Sweden
    • Switzerland
    • United Kingdom
  • Middle East and Africa expand here
    • Bahrain
    • Israel
    • Kuwait
    • Qatar
    • Saudi Arabia
    • South Africa
    • United Arab Emirates
  • Newsroom

    Find the latest news about TCS

    Stay up-to-date on all press announcements by TCS

    Discover more
    • News Alerts
    • Media Kit

    Recent News

    02 Feb 2026 TCS Secures No. 1 Spot in Customer Satisfaction among Europe’s Top Large IT Services Providers
    28 Jan 2026 TCS Named Top Employer in Europe for the 14th Consecutive Year by the Top Employers Institute
    16 Jan 2026 TCS Automotive Digital Twindex launched at CES 2026
    View all
    Find the latest news about TCS
  • News Alerts
  • Media Kit
  • Investors

    Tata Consultancy Services Limited
    NSE:TCS
    INR
    Discover more
    • Management Commentary
    • Financials
    • News and Events
    • ESG
    • Resources
    • Latest Quarter Commentary
    • Annual Report Section
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
    • Environment
    • Social
    • Governance
    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
    • Investor FAQs
    • eTDS Portal
    • Stock Information
    • Subsidiaries
    • Subscribe to Investor Updates
    • Unclaimed Dividend Information
  • Management Commentary expand here
    • Latest Quarter Commentary
    • Annual Report Section
  • Financials expand here
    • Quarterly Earnings Reports
    • Download TCS Data Sheet
    • Erstwhile CMC Financials
  • News and Events expand here
    • Press Releases
    • Corporate Actions
    • Events
    • Calendar
  • ESG expand here
    • Environment
    • Social
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    • Policies and Reports
    • Stakeholder Engagement and Enterprise Risk Management
  • Resources expand here
    • Investor FAQs
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    • Unclaimed Dividend Information
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    • TCS BaNCS™
    • Newsletters

    TCS BaNCS Customer Newsletter – Edition 37

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    Industry

    Banking This will open an overlay

    Banking Services Transformation: Unlocking Exponential Value

    TCS’ solutions help banks and FIs push traditional boundaries and build cognitive banking enterprises for better value, resilience, and inclusivity. Learn more.
    Learn More
     about Banking Services Transformation: Unlocking Exponential Value
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    Related Insights
    Regulatory landscape and implication on consideration of Cryptocurrency for US mortgages
    Learn about the scope, usage of cryptocurrencies for down payment and how it could open doors for those with digital currencies to qualify, use it for mortgages.
    Blog
    06 Feb 2026
    Engagement and Culture – The Key to Productivity in Canadian BFSI
    As Canadian financial institutions face pressure, engagement and organizational culture are key to improved innovation and performance, and lower attrition.
    Blog
    06 Feb 2026
    Remote Work and its Role in Reshaping Mortgage Lending Practices
    The shift towards remote work is reshaping mortgage practices and property value assessments, prompting lenders to adjust their lending criteria. Learn more
    Blog
    06 Feb 2026

    Solution

    TCS BaNCS™ This will open an overlay

    TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions

    Offering Software-as-a-Service across a stack of solutions and applications, TCS BaNCS facilitates smooth transformation in financial services and drives growth.
    Learn More
     about TCS BaNCS™: Enabling Transformation in Banks and Financial Institutions
    tcs-commercial-lending-card
    Related Insights
    TCS BaNCS Global Banking Platform: Delivering Intelligent Experiences
    Deployed across retail and corporate banking, the solution offers core banking with support in lending, savings, deposits, payments, trade finance, and more.
    Solution
    11 Apr 2023
    TCS and Rajarambapu Sahakari Bank Deepen Partnership; Integrate TCS BaNCS for Treasury to Enhance Operations
    The Bank which already runs on the TCS BaNCS Global Banking Platform will deploy the treasury solution to streamline and optimize RSB’s treasury operations
    Press Releases
    21 Jan 2026
    TCS BaNCS Gets AI Upgrade: New Core Tool to Supercharge Innovation
    TCS BaNCS AI Compass combines machine learning/deep learning, Generative AI and pre-built agents to help banking and securities services customers adopt responsible AI tools and practices
    Press Releases
    19 Dec 2025

    Highlights

    • Euroclear transforms post-trade operations across 120 countries in 50+ markets
    • PostFinance becomes the first systemically important bank in Switzerland to launch crypto trading for its customers
    • ESAF Small Finance Bank explains their quick deployment of TCS BaNCS’ treasury solution and its impact on small finance sector in the country
    • Kotak Bank describes its 12-year relationship with TCS BaNCS as transformative for risk management

    TCS BaNCS Newsletter #37

    This edition of the TCS BaNCS Customer Newsletter spotlights our customers and their successes from across the globe. The transformation projects that TCS BaNCS and our customer teams work on are mission critical, and an “all hands on the deck” approach helps ensure a successful outcome. Encapsulating these stories is the leadership viewpoint from TCS BaNCS. 

    Download or view the newsletter here to read all the stories.

    Read the Newsletter

    Customer Stories

    Euroclear’s Arnaud Deghorain describes how they have strengthened their role as a financial market infrastructure to transform post-trade operations across 120 countries in 50+ markets.

    Read more

    PostFinance’s Philipp Merkt on launching crypto asset services, leading the way in brining digital asset trading to its customers in Switzerland. In our previous edition, Merkt had talked about the ten-year relationship with TCS. 

    Read more

    Dan Westhues from U.S-based The Central Trust Bank (Central Bank), shares his bank’s strategy to address present challenges – be it from the geopolitical scenario or the need for modernizing core and digital banking technology. Supplementing this story is Ariketh Vasudevan’s views on what the right core banking solution is for the market.

    Read more

    Supplementing the Central Trust Bank story, Ariketh Vasudevan, Head of Sales for Major Markets at TCS Financial Solutions (TCS BaNCS), shares his views on what the right core banking solution is for the market, referencing the core replacement experience of Zions Bancorporation.

    Read more

    Traversing the growth of TCS BaNCS for treasury in India, George K John from ESAF Small Finance Bank and Vikas Goel from Punjab National Bank Gilts, describe how they have complied with record timelines in deployment and are playing a pivotal role in strengthening the country’s small finance and fixed income markets, respectively.

    Read more

    Our relationship with Kotak Mahindra Bank dates bank to 2012 when the bank selected TCS BaNCS Global Limits and Exposure Management to consolidate bank-wide exposures across various asset classes onto a single, integrated risk management platform. Describing the decadelong relationship as, “symbiotic and transformative, Neerajnath Singh shares how the bank is taking the innovative path to streamlining risk management practices.

    Read more

    More Newsletters

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    TCS BaNCS Customer Newsletter – Edition 36

    Report | 20 Feb 2023   Opens in new tab

    TCS BaNCS Customer Newsletter – Edition 35

    Report | 28 Feb 2023   Opens in new tab

    TCS BaNCS Customer Newsletter – Edition 34

    Report | 24 Feb 2023   Opens in new tab

    TCS BaNCS Customer Newsletter – Edition 33

    Report | 23 Feb 2023   Opens in new tab

    Adaptability starts here

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